Orange County Homeowners Insurance

Sells only to military members, veterans and their families. All eligible members in Florida can get auto. New home policies have been limited since 2007. Only members who move there on military orders can get one.

As of Oct 19, 2026. Source: https://floir.gov/newsroom/archives/item-details/2026/01/28/commissioner-mike-yaworsky-approves-more-auto-rate-cuts-for-consumers-in-2026--including-military-service-members. See the USAA page

Started taking new policies again Oct 12 at 8 a.m. Its hold for Hurricane Isaías has ended. You may need to sign a form that says your home has no storm damage. When a Florida policy renews, most move to its sister company, Manatee Insurance Exchange.

As of Oct 19, 2026. Source: Company notice, Oct 12, 2026. See the SafePoint page

Sells car insurance across Florida. Its home companies are Castle Key Insurance and Castle Key Indemnity. They dropped about 33,000 condo policies from 2023. They have not renewed some older homes since 2024.

As of Oct 19, 2026. Source: https://www.allstate.com/auto-insurance/florida-car-insurance-coverages. See the Allstate page

Progressive Home still sells new Florida home, condo and renters policies through appointed agents. Since its September 2023 announcement, it only covers owner occupied homes. It stopped new Florida DP3 (landlord and second home) policies in July 2022. It ended some agent appointments in 2023. It non renewed about 56,000 Florida policies in 2022. It non renewed about 100,000 more starting May 2024, on a rolling 12 month basis. Those were 47,000 DP3 and 53,000 higher risk homes. Loggerhead made replacement offers. Progressive said it has no plans to leave Florida. The Florida home page on progressive.com (updated June 20, 2024) still offers quotes and agent referrals. No 2026 Florida new business notice was found.

As of Oct 19, 2026. Source: https://www.carriermanagement.com/news/2023/10/03/253841.htm. See the Progressive Home (ASI) page

New policies and coverage changes are on hold in parts of Florida. This is where Hurricane Isaías is a threat. The company did not list the counties. Current policies are not affected.

As of Oct 19, 2026. Source: Our status check, Oct 10, 2026. See the American Modern page

Homesite does not sell new Florida home policies online. On Oct 16, 2026 its quote page sent Florida home shoppers to a phone line instead. It had 97,692 Florida home policies on July 31, 2026.

As of Oct 19, 2026. Source: https://go.homesite.com/quote. See the Homesite page

As of October 10, 2026, Hippo's own homeowners program in Florida is offered through its new construction builder channel. That channel came to Florida in October 2024. Hippo paused new retail homeowners business nationwide in mid 2023. On August 27, 2026 it said it would selectively expand the program from 8 to 22 states in the fourth quarter. Florida was not among the 14 new states. The current 8 were not named. Other Florida shoppers on hippo.com are matched with partner carriers through Hippo Insurance Services, its agency.

As of Oct 19, 2026. Source: https://www.placera.se/pressmeddelanden/hippo-holdings-hippo-to-expand-homeowners-insurance-footprint-in-next-phase-of-profitable-growth-20260827. See the Hippo (Spinnaker) page

Farm Bureau members buy policies through county Farm Bureau agents. On October 10, 2026, the home insurance page said coverage is not offered in all parts of the state. It cited exposure restrictions. Online quotes are for auto only. In February 2022, the company stopped issuing new homeowners policies. It began non renewing about 7,500 residential property policies. No public page read says when or if new home business reopened.

As of Oct 19, 2026. Source: https://floridafarmbureau.com/insurance/home/. See the Florida Farm Bureau page

Sells home and landlord policies in all 67 counties. It sells through appointed independent agents. Its site showed no stop or storm notice on Oct 10, 2026.

As of Oct 19, 2026. Source: https://mangrove-fl.com/agents/. See the Mangrove page

Sells high value home, condo, auto and flood policies through independent agents, not online. Coastal homes are reviewed one at a time. No Florida stop notice was on its site on Oct 9, 2026.

As of Oct 19, 2026. Source: https://www.chubb.com/us-en/individuals-families/special-notice-florida-residents.html. See the Chubb page

Sells Florida renters coverage for apartment buildings. It sells only through partner programs, not direct. It sells no home policies.

As of Oct 19, 2026. Source: https://www.markel.com/us/personal-insurance/specialty-property/renters. See the Markel page

Nationwide's site says it offers no online quotes in Florida. It sends auto shoppers to National General. It sends home shoppers to a local Nationwide agent.

As of Oct 19, 2026. Source: https://www.nationwide.com/personal/bulletin/online-quotes-not-available-florida. See the Nationwide page

Its Florida car insurance page offers AARP auto quotes. The same page says it does not take new home policies in Florida.

As of Oct 19, 2026. Source: https://www.thehartford.com/aarp/car-insurance/florida. See the The Hartford page

Sells high value home, auto and excess liability policies through brokers, by way of Private Client Select in St. Petersburg. No stop notice on Oct 20, 2026.

As of Oct 20, 2026. Source: https://www.privateclientselect.com/. See the AIG page

Sells home policies in Florida only through local independent agents, not online. It had 1,894 Florida home policies on July 31, 2026, per OIR.

As of Oct 20, 2026. Source: https://www.cinfin.com/cincinnati-personal-insurance. See the Cincinnati Insurance page

Car insurance is open statewide. Its home arm, Progressive Home (ASI), still offers Florida home quotes online and through agents. Limits apply; see the Progressive Home page.

As of Oct 20, 2026. Source: https://www.progressive.com/answers/florida-home-insurance/. See the Progressive page

A new Tampa company that sells HO3 home policies through licensed agents. Its quote page sent shoppers to an agent on Oct 20, 2026.

As of Oct 20, 2026. Source: https://www.getsypher.com/get-a-quote. See the Sypher page