Taking some new policies. Its Florida car insurance page offers AARP auto quotes. The same page says it does not take new home policies in Florida. as of Oct 19, 2026

The Hartford Insurance

The Hartford insures Florida homes mainly through its AARP program. Its main Florida home company had 5,318 home policies in force in July 2026.

You can find it on our list of Florida home insurance companies. It is also on our list of Florida auto insurance companies. Its Florida company code is 01389 and its NAIC number is 37478.

Taking some new policiesChecked Oct 19 Home and auto

Is The Hartford leaving Florida? Not yet. It had 5,318 Florida home policies on July 31, 2026, per OIR. On Oct. 15, 2026 its site said it is not taking new home policies here. It still sells car insurance. As of Oct 19, 2026. Source: thehartford.com.

By , updated

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New policies

Taking some new policies

As of Oct 19, 2026

Policies in force

5,318

Jul 31, 2026, OIR

Latest rate change

Not available

No rate change on file

Financial strength

A+ (Superior)

From AM Best, as of Oct 15, 2026

Complaints

1.74

NAIC index, 2025. 1.00 is average.

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

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What's changed recently

  1. Hartford drops its home coverage in Florida

    WFSU said Hartford was dropping home coverage in Florida. How many policies and areas it hit was not read.

  2. Florida says no to a Hartford rate hike

    Florida regulators denied a Hartford rate increase request. The size of the request was not read.

  3. Hartford to drop about 27,000 Florida home policies

    The Hartford told a Florida Senate committee it would not renew about 27,000 Florida home policies. The program would start in August 2008 and run for a year. That was about a third of its Florida home policies.

See every The Hartford update

Rate history

No rate filings tracked yet.

Want your The Hartford renewal shopped?

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

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101 years in Florida

In Florida since 1925. Has paid claims through 28 hurricanes.

1930194019501960197019801990200020102020 Agnes (1972 , Category 1 at Florida landfall) Agnes Cat 1 Eloise (1975 , Category 3 at Florida landfall) Eloise Cat 3 David (1979 , Category 2 at Florida landfall) David Cat 2 Elena (1985 , Category 3 at Florida landfall) Elena Cat 3 Kate (1985 , Category 2 at Florida landfall) Kate Cat 2 Floyd (1987 , Category 1 at Florida landfall) Floyd Cat 1 Andrew (1992 , Category 5 at Florida landfall) Andrew Cat 5 Erin (1995 , Category 2 at Florida landfall) Erin Cat 2 Opal (1995 , Category 3 at Florida landfall) Opal Cat 3 Earl (1998 , Category 1 at Florida landfall) Earl Cat 1 Georges (1998 , Category 2 at Florida landfall) Georges Cat 2 Irene (1999 , Category 1 at Florida landfall) Irene Cat 1 Charley (2004 , Category 4 at Florida landfall) Charley Cat 4 Frances (2004 , Category 2 at Florida landfall) Frances Cat 2 Ivan (2004 ) Ivan Jeanne (2004 , Category 3 at Florida landfall) Jeanne Cat 3 Dennis (2005 , Category 3 at Florida landfall) Dennis Cat 3 Wilma (2005 , Category 3 at Florida landfall) Wilma Cat 3 Matthew (2016 ) Matthew Irma (2017 , Category 4 at Florida landfall) Irma Cat 4 Michael (2018 , Category 5 at Florida landfall) Michael Cat 5 Ian (2022 , Category 4 at Florida landfall) Ian Cat 4 Nicole (2022 , Category 1 at Florida landfall) Nicole Cat 1 Idalia (2023 , Category 3 at Florida landfall) Idalia Cat 3 Debby (2024 , Category 1 at Florida landfall) Debby Cat 1 Helene (2024 , Category 4 at Florida landfall) Helene Cat 4 Milton (2024 , Category 3 at Florida landfall) Milton Cat 3 Isaías (2026 , Category 2 at Florida landfall) Isaías Cat 2

Compare The Hartford side by side

The Hartford side by side with State Farm and Universal Property
The Hartford State Farm Universal Property
New policies Taking some new policies Checked Oct 19, 2026 Taking new policies Checked Oct 19, 2026 Taking new policies Checked Oct 19, 2026
Florida policies 5,318 Florida OIR, Jul 31, 2026 654,641 Florida OIR, Jul 31, 2026 594,182 Florida OIR, Jul 31, 2026
Latest rate change Not available +0.8% Home, from Jan 15, 2026 −5.1% Home, from Oct 16, 2025
Complaint index 1.74 NAIC, 2025, nationwide, homeowners. 1.00 is average. 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 2.63 NAIC, 2025, nationwide, homeowners. 1.00 is average.
Financial rating A+ (Superior) AM Best, Oct 15, 2026 A- (Excellent) AM Best A Demotech, Oct 7, 2026
In Florida since 1925 1934 1997

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  • Universal Property Taking new policies

    Universal Property is a Fort Lauderdale company. It has insured Florida homes since 1997. It is now the second largest home insurer in Florida, sold by agents.

  • Slide Taking new policies

    Slide is a Tampa home insurer founded in 2021. It grew fast by taking on policies from Citizens, UPC, St. Johns and Farmers customers in Florida.

  • Tower Hill Taking new policies

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  • American Integrity Taking new policies

    American Integrity is a Tampa home insurer started in 2006. Now the 5th largest home insurer in Florida, with 423,783 policies on July 31, 2026, per OIR.

Questions people ask about The Hartford

Is The Hartford leaving Florida?Not yet.

OIR data shows Hartford Insurance Company of the Midwest had 5,318 Florida home policies in force on July 31, 2026. No public source read says whether it is taking new Florida home policies today. It did cut back in Florida once before, in 2007 and 2008.

Source: OIR Market Intelligence Report, July 31, 2026; Business Insurance, February 6, 2007

Is Hartford Insurance Company of the Midwest the same as The Hartford?Yes.

It is a Hartford company. It holds nearly all of The Hartford's Florida home policies, 5,318 on July 31, 2026. Three other Hartford companies held 128 Florida home policies between them. They are Hartford Underwriters, Hartford Casualty and Hartford Fire.

Source: OIR Market Intelligence Report, July 31, 2026

Is The Hartford admitted in Florida?Its Florida home company reports its policy counts to the Florida Office of Insurance Regulation (OIR).

It was the subject of an OIR market conduct exam report in 2025. That points to a licensed, admitted insurer. That also means FIGA coverage. You can confirm on OIR's company search.

Source: OIR market conduct final report on Hartford Insurance Company of the Midwest, 2025 (title only)

Has The Hartford cut Florida home coverage before?Yes.

In February 2007 Hartford said it planned to cut its Florida exposure. In June 2008 Florida denied a Hartford rate increase. In August 2008 WFSU said Hartford was dropping homeowner coverage in Florida.

Source: Business Insurance, February 6, 2007; PropertyCasualty360, June 3, 2008; WFSU, August 21, 2008 (headlines)

What is The Hartford claims phone number?AARP customers call 877-805-9918 for home claims, 24/7.

Other Hartford customers call 800-243-5860. For AARP home policy service, call 800-423-0567, weekdays 8 a.m. to 9 p.m. Eastern.

Source: The Hartford claims and contact pages, read Oct 10, 2026

Still deciding? Let us shop your The Hartford renewal.

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

Free. No junk mail. No spam calls.

The Hartford reviews and complaints: what the public data shows

The Hartford rating

A+ (Superior) from AM Best, as of Oct 15, 2026.

Complaints
1.74 on the NAIC complaint index 1.00 is average. Higher means more complaints for its size. NAIC, 2025, nationwide, homeowners. As of Oct 16, 2026.
Years in Florida
Since 1925 (101 years)
Regulatory actions
Not available

No star ratings and no user reviews, only public data.