Unique Insurance

Unique Insurance is a Chicago insurer in the Producers National group. Agents sell its mobile home cover in Florida. It has been licensed here since 2020.

You can find it on our list of Florida home insurance companies. Its Florida company code is 46959 and its NAIC number is 10655.

Taking new policiesChecked Oct 19 Home

Is Unique Insurance leaving Florida? No. It sells mobile home policies in Florida through agents and had 12,542 Florida policies on July 31, 2026. As of Oct 19, 2026. Source: myuniqueins.com.

By Matt Williams, updated Oct 19, 2026

New policies

Taking new policies

As of Oct 19, 2026

Policies in force

12,542

Jul 31, 2026, OIR

Latest rate change

−3.2%

Home, from Sep 1, 2026

Financial strength

BBB-

From KBRA, as of Oct 15, 2026

Complaints

2.25

NAIC index, 2025. 1.00 is average.

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

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What's changed recently

No changes tracked yet for Unique Insurance. Updates land here the week we verify them.

See every Unique Insurance update

Rate history

Statewide average filed with OIR. Your renewal will differ.

6 years in Florida

In Florida since 2020. Has paid claims through 7 hurricanes.

Compare Unique Insurance side by side

Unique Insurance side by side with State Farm and Universal Property
	Unique Insurance	State Farm	Universal Property
New policies	Taking new policies Checked Oct 19, 2026	Taking new policies Checked Oct 19, 2026	Taking new policies Checked Oct 19, 2026
Florida policies	12,542 Florida OIR, Jul 31, 2026	654,641 Florida OIR, Jul 31, 2026	594,182 Florida OIR, Jul 31, 2026
Latest rate change	−3.2% Home, from Sep 1, 2026	+0.8% Home, from Jan 15, 2026	−5.1% Home, from Oct 16, 2025
Complaint index	2.25 NAIC, 2025, nationwide, homeowners. 1.00 is average.	0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average.	2.63 NAIC, 2025, nationwide, homeowners. 1.00 is average.
Financial rating	BBB- KBRA, Oct 15, 2026	A- (Excellent) AM Best	A Demotech, Oct 7, 2026
In Florida since	2020	1934	1997

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Universal Property Taking new policies
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Questions people ask about Unique Insurance

What is the Unique Insurance claims phone number?Call 866-426-8842 to report a new claim, Monday to Friday, 8:30 a.m. to 4:30 p.m. Central.

You can email [email protected]. Mobile home policy service is 888-854-9859.

Source: Unique Insurance contact page, read Oct 10, 2026

What does Unique Insurance cover in Florida?Mobile and manufactured homes, plus some homeowners policies.

It sells through agents. Its property site lists Illinois, Florida and Arizona as its home states. It had 12,542 Florida policies on July 31, 2026.

Source: Unique Insurance property site, read Oct 10, 2026

Who owns Unique Insurance?Unique Insurance is part of a family of insurers.

That is the family of Producers National Corporation. Its mail goes to Producers National. That firm is in Portsmouth, New Hampshire. But its own office is in Chicago.

Source: Unique Insurance property site and contact page, read Oct 10, 2026

Is Unique Insurance admitted in Florida?Yes.

OIR lists Unique Insurance Company with a Florida certificate of authority since Oct 30, 2020. Its NAIC code is 10655 and its OIR code is 46959. Its lines are mobile home and homeowners.

Source: OIR company search, read Oct 10, 2026