Taking some new policies. Farm Bureau members buy policies through county Farm Bureau agents. On October 10, 2026, the home insurance page said coverage is not offered in all parts of the state. It cited exposure restrictions. Online quotes are for auto only. In February 2022, the company stopped issuing new homeowners policies. It began non renewing about 7,500 residential property policies. No public page read says when or if new home business reopened. as of Oct 19, 2026

Florida Farm Bureau Insurance

Florida Farm Bureau is a Gainesville insurer in Florida since 1974, owned by Southern Farm Bureau. County agents sell home and auto to members. AM Best B++.

You can find it on our list of Florida home insurance companies. It is also on our list of Florida auto insurance companies. Its Florida company code is 09222 and its NAIC number is 31216.

Taking some new policiesChecked Oct 19 Home, auto, landlord and business

Is Florida Farm Bureau leaving Florida? No. It is a Florida only insurer, selling here since 1974. AM Best affirmed its B++ rating on April 10, 2025. Home coverage is limited by area and sold only to Farm Bureau members. As of Oct 19, 2026. Source: floridafarmbureau.com.

By , updated

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New policies

Taking some new policies

As of Oct 19, 2026

Policies in force

68,182

Jul 31, 2026, OIR

Latest rate change

Not available

No rate change on file

Financial strength

B++ (Good)

From AM Best, as of Oct 15, 2026

Complaints

2 complaints in 2025 (NAIC, nationwide)

NAIC, 2025, nationwide, private passenger auto

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

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What's changed recently

  1. AM Best affirms B++ and moves outlook to stable

    AM Best affirmed the group's B++ (Good) Financial Strength Rating. It moved the issuer credit outlook from negative to stable. It cited a 2024 underwriting profit over $20 million and surplus growth over 35%.

  2. AM Best takes the group off review after Idalia losses

    AM Best removed the group from under review with negative implications, set November 17, 2023 after Hurricane Idalia losses. It affirmed B++ with a stable FSR outlook. It cited added reinsurance and higher rates.

  3. Stops new home policies, non renews about 7,500

    Florida Farm Bureau Casualty had seven straight quarters of net losses. Then it stopped issuing new homeowners policies in Florida. It also began to non renew about 7,500 residential property policies. This was in 2022.

  4. Opens for business in Florida

    Florida Farm Bureau Casualty Insurance Company was formed April 16, 1974. It began to sell insurance in Florida on June 1, 1974. Its subsidiary Florida Farm Bureau General came next, on February 16, 1993.

See every Florida Farm Bureau update

Rate history

No rate filings tracked yet.

OIR sample yearly rate for its example home: $4,108 to $12,731 across 67 Florida counties (median $4,669).

The example is a $300,000 masonry home built in 2005. A sample rate is not a quote. Source: Florida Office of Insurance Regulation, CHOICES homeowners rate tool, example 6, read Oct 20, 2026.

Want your Florida Farm Bureau renewal shopped?

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52 years in Florida

In Florida since 1974. Has paid claims through 27 hurricanes.

19751980198519901995200020052010201520202025 Eloise (1975 , Category 3 at Florida landfall) Eloise Cat 3 David (1979 , Category 2 at Florida landfall) David Cat 2 Elena (1985 , Category 3 at Florida landfall) Elena Cat 3 Kate (1985 , Category 2 at Florida landfall) Kate Cat 2 Floyd (1987 , Category 1 at Florida landfall) Floyd Cat 1 Andrew (1992 , Category 5 at Florida landfall) Andrew Cat 5 Erin (1995 , Category 2 at Florida landfall) Erin Cat 2 Opal (1995 , Category 3 at Florida landfall) Opal Cat 3 Earl (1998 , Category 1 at Florida landfall) Earl Cat 1 Georges (1998 , Category 2 at Florida landfall) Georges Cat 2 Irene (1999 , Category 1 at Florida landfall) Irene Cat 1 Charley (2004 , Category 4 at Florida landfall) Charley Cat 4 Frances (2004 , Category 2 at Florida landfall) Frances Cat 2 Ivan (2004 ) Ivan Jeanne (2004 , Category 3 at Florida landfall) Jeanne Cat 3 Dennis (2005 , Category 3 at Florida landfall) Dennis Cat 3 Wilma (2005 , Category 3 at Florida landfall) Wilma Cat 3 Matthew (2016 ) Matthew Irma (2017 , Category 4 at Florida landfall) Irma Cat 4 Michael (2018 , Category 5 at Florida landfall) Michael Cat 5 Ian (2022 , Category 4 at Florida landfall) Ian Cat 4 Nicole (2022 , Category 1 at Florida landfall) Nicole Cat 1 Idalia (2023 , Category 3 at Florida landfall) Idalia Cat 3 Debby (2024 , Category 1 at Florida landfall) Debby Cat 1 Helene (2024 , Category 4 at Florida landfall) Helene Cat 4 Milton (2024 , Category 3 at Florida landfall) Milton Cat 3 Isaías (2026 , Category 2 at Florida landfall) Isaías Cat 2

Compare Florida Farm Bureau side by side

Florida Farm Bureau side by side with State Farm and Universal Property
Florida Farm Bureau State Farm Universal Property
New policies Taking some new policies Checked Oct 19, 2026 Taking new policies Checked Oct 19, 2026 Taking new policies Checked Oct 19, 2026
Florida policies 68,182 Florida OIR, Jul 31, 2026 654,641 Florida OIR, Jul 31, 2026 594,182 Florida OIR, Jul 31, 2026
Latest rate change Not available +0.8% Home, from Jan 15, 2026 −5.1% Home, from Oct 16, 2025
Complaint index 2 complaints in 2025 (NAIC, nationwide) NAIC, 2025, nationwide, private passenger auto 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 2.63 NAIC, 2025, nationwide, homeowners. 1.00 is average.
Financial rating B++ (Good) AM Best, Oct 15, 2026 A- (Excellent) AM Best A Demotech, Oct 7, 2026
In Florida since 1974 1934 1997

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Questions people ask about Florida Farm Bureau

Is Florida Farm Bureau Insurance leaving Florida?No.

Florida Farm Bureau Casualty and Florida Farm Bureau General are licensed only in Florida. They have sold policies here since 1974. On April 10, 2025, AM Best affirmed the group's B++ rating. It moved the outlook to stable. It cited an underwriting profit of over $20 million in 2024.

Source: AM Best release via Business Wire, April 10, 2025; OIR exam report as of December 31, 2020

What is the Florida Farm Bureau claims phone number?Call 866-275-7322 to report a home or auto claim.

The line is open 24 hours a day, 7 days a week. Registered members can also report a claim online through the My Account customer portal.

Source: Florida Farm Bureau claims page, read October 10, 2026

Do I have to be a Farm Bureau member to buy Florida Farm Bureau Insurance?Florida Farm Bureau Insurance is sold to Farm Bureau members through county Farm Bureau agents and offices.

Its FAQ says a county Farm Bureau membership from another state is honored for 6 months. After that, you renew with a Florida county Farm Bureau. Dues are set by the county. They are not posted on the insurance site.

Source: Florida Farm Bureau FAQs and contact pages, read October 10, 2026

Who owns Florida Farm Bureau Insurance?Southern Farm Bureau Casualty Insurance Company of Mississippi owns 100% of Florida Farm Bureau Casualty.

That firm owns Florida Farm Bureau General. Holding firms own Southern Farm Bureau. Six state Farm Bureaus control those firms. Florida's is one of the six.

Source: OIR financial examination report as of December 31, 2020

Is Florida Farm Bureau Insurance admitted in Florida?Yes.

Both are Florida domestic insurers. The Office of Insurance Regulation licensed them. Florida Farm Bureau Casualty, NAIC 31216, got its license in 1974. Florida Farm Bureau General, NAIC 21817, got its license in 1993. Both are admitted home and auto insurers. So both are covered by the Florida Insurance Guaranty Association.

Source: OIR financial examination reports as of December 31, 2020

Does Florida Farm Bureau sell new home policies in Florida?In some areas.

The home insurance page says coverage is not available in all areas of the state. It cites exposure restrictions. You must apply through a county Farm Bureau agent. In February 2022 the company stopped new homeowners policies. It non renewed about 7,500 property policies. Ask a local agent if your address is open.

Source: Florida Farm Bureau home insurance page, read October 10, 2026; S&P Global Market Intelligence, February 10, 2022; OIR exam report as of December 31, 2020

Still deciding? Let us shop your Florida Farm Bureau renewal.

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Florida Farm Bureau reviews and complaints: what the public data shows

Florida Farm Bureau rating

B++ (Good) from AM Best, as of Oct 15, 2026.

Complaints
2 complaints in 2025 (NAIC, nationwide) NAIC, 2025, nationwide, private passenger auto. As of Oct 16, 2026.
Years in Florida
Since 1974 (52 years)
Regulatory actions
Not available

No star ratings and no user reviews, only public data.