Stand Insurance
Stand Insurance sells home insurance in Florida.
Based in Tampa. In Florida since 2025.
Taking new home policies
Florida company code 91230, NAIC 17834.
Policies in force
Not available
No count on file
Latest rate change
Not available
No rate change on file
Financial strength
Not available
No rating on file
Complaints
Not available
NAIC
Near you
Can I get a policy?
We're still gathering this company's rules. Call and we'll check for you.
Two choices when your Stand Insurance rate goes up
Before you call, see the Florida home insurance renewal checklist.
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What's changed recently
Is Stand taking new policies in Florida? Yes, for high value homes. On Oct 24, 2026 their site said they quote homes in California and Florida. As of Nov 2, 2026. Source: standinsurance.com.
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The state gives Stand a license
OIR has the date. Stand Insurance Exchange got a Florida license on Sep 15, 2025.
Rate history
No rate filings tracked yet.
1 years in Florida
In Florida since 2025. Has paid claims through 1 hurricane.
Compare Stand Insurance side by side
| Stand Insurance | State Farm | Universal Property | |
|---|---|---|---|
| New policies | Taking new policies Checked Nov 2, 2026 | Taking new policies Checked Nov 2, 2026 | Taking new policies Checked Nov 2, 2026 |
| Florida policies | Not available | 654,641 Florida OIR, Jul 31, 2026 | 594,182 Florida OIR, Jul 31, 2026 |
| Latest rate change | Not available | +0.8% Home, from Jan 15, 2026 | −5.1% Home, from Oct 16, 2025 |
| Complaint index | Not available | 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. | 2.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. |
| Financial rating | Not available | A- (Excellent) AM Best | A Demotech, Oct 7, 2026 |
| In Florida since | 2025 | 1934 | 1997 |
People also compare with
- State Farm Taking new policies
State Farm sells home, condo, renters and auto policies in Florida. They use their own agents. Home policies come from State Farm Florida, a Florida only firm.
- Universal Property Taking new policies
Universal Property is a Fort Lauderdale firm. They have insured Florida homes since 1997. They are now the second largest Florida home insurer, sold by agents.
- Slide Taking new policies
Slide is a Tampa home insurer founded in 2021. They grew fast by taking on policies from Citizens, UPC, St. Johns and Farmers customers in Florida.
- Tower Hill Taking new policies
Tower Hill is a Gainesville insurer. They have covered Florida homes since 1972. New policies come from the member owned Tower Hill Insurance Exchange.
- American Integrity Taking new policies
American Integrity is a Tampa home insurer started in 2006. Now the 5th largest home insurer in Florida, with 423,783 policies on July 31, 2026, per OIR.
More on our list of Florida home insurance companies.
Florida guides for Stand Insurance customers
Questions people ask about Stand Insurance
Claims and phone numbers (1)
What is the Stand Insurance claims number?Call 888-319-1332.
Their claims page says the line works 24/7 for an urgent loss. You can also file a notice of loss online, and a claims person follows up within one business day.
Bills and payments (1)
How do I pay my Stand bill?Stand bills you directly.
You can pay by bank transfer, card or check. You can pay in full or in four quarterly payments.
What it covers and who can buy (3)
Does Stand sell home insurance in Florida?Yes, for high value homes.
Their site says they quote homes in California and Florida. Their Florida plan is a standard HO-3 home policy.
Does a Stand Florida policy cover hurricane wind?Yes.
Their Florida page says hurricane wind is in the policy. The policy has a separate hurricane deductible. You do not need a separate wind policy.
Source: Stand Florida hurricane coverage page, read Oct 24, 2026
Does Stand give wind mitigation credits?Yes.
Their Florida page says roof straps, impact glass and shutters can earn premium credits. An inspector checks the work at the home.
Source: Stand Florida hurricane coverage page, read Oct 24, 2026
About the company (2)
Is Stand Insurance licensed in Florida?Yes.
OIR lists Stand Insurance Exchange as active since Sep 15, 2025. Their Florida code is 91230 and their NAIC number is 17834. Their Florida office is in Tampa.
How do I log in to Stand?Sign in to your homeowner account at portal.standinsurance.com.
There you can see your policy and your home plan.
Stand Insurance reviews and complaints: what the public data shows
Stand Insurance rating
Florida does not publish complaint or rating data for Stand Insurance. What we do have: Stand Insurance has been in Florida since 2025.
No star ratings and no user reviews, only public data.