Taking some new policies. Sells Florida renters coverage for apartment buildings. It sells only through partner programs, not direct. It sells no home policies. as of Oct 19, 2026

Markel Insurance

Markel covers renters in Florida through partners. SageSure serves its Florida home, condo and rental home policies. Those are surplus lines.

You can find it on our list of Florida home insurance companies. Its Florida company code is 01943 and its NAIC number is 38970.

Taking some new policiesChecked Oct 19 Home, condo, landlord and renters

Is Markel leaving Florida? No. Its partner renters programs had 26,650 Florida policies on July 31, 2026, per OIR, and no exit notice was found. As of Oct 19, 2026. Source: markel.com.

By , updated

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New policies

Taking some new policies

As of Oct 19, 2026

Policies in force

26,650

Jul 31, 2026, OIR

Latest rate change

Not available

No rate change on file

Financial strength

A (Excellent)

From AM Best, as of Oct 15, 2026

Complaints

NAIC shows no confirmed complaints in 2025.

NAIC, 2025, nationwide, homeowners

Markel home insurance through SageSure

SageSure serves Markel home, condo and rental home policies in Florida. They are surplus lines, so FIGA does not back them. Only a licensed surplus lines broker can sell one. As of Oct 20, 2026. Source: sagesure.com.

SageSure phone numbers

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

Did your Markel renewal go up?

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Or send a message

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What's changed recently

  1. AM Best affirms Markel Group ratings

    AM Best affirmed the credit ratings of Markel Group Inc. and the insurers it owns.

  2. Obie adds Markel for landlord coverage

    Obie is an online landlord insurance platform. It added Markel as a carrier to grow its landlord coverage nationwide. The headline did not name the Markel company used. It did not say if Florida is included.

  3. AM Best affirms Markel Group ratings

    AM Best affirmed the credit ratings of Markel Group Inc. and its subsidiaries. This was a year before the most recent one.

See every Markel update

Rate history

No rate filings tracked yet.

Want your Markel renewal shopped?

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

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37 years in Florida

In Florida since 1989. Has paid claims through 22 hurricanes.

19901995200020052010201520202025 Andrew (1992 , Category 5 at Florida landfall) Andrew Cat 5 Erin (1995 , Category 2 at Florida landfall) Erin Cat 2 Opal (1995 , Category 3 at Florida landfall) Opal Cat 3 Earl (1998 , Category 1 at Florida landfall) Earl Cat 1 Georges (1998 , Category 2 at Florida landfall) Georges Cat 2 Irene (1999 , Category 1 at Florida landfall) Irene Cat 1 Charley (2004 , Category 4 at Florida landfall) Charley Cat 4 Frances (2004 , Category 2 at Florida landfall) Frances Cat 2 Ivan (2004 ) Ivan Jeanne (2004 , Category 3 at Florida landfall) Jeanne Cat 3 Dennis (2005 , Category 3 at Florida landfall) Dennis Cat 3 Wilma (2005 , Category 3 at Florida landfall) Wilma Cat 3 Matthew (2016 ) Matthew Irma (2017 , Category 4 at Florida landfall) Irma Cat 4 Michael (2018 , Category 5 at Florida landfall) Michael Cat 5 Ian (2022 , Category 4 at Florida landfall) Ian Cat 4 Nicole (2022 , Category 1 at Florida landfall) Nicole Cat 1 Idalia (2023 , Category 3 at Florida landfall) Idalia Cat 3 Debby (2024 , Category 1 at Florida landfall) Debby Cat 1 Helene (2024 , Category 4 at Florida landfall) Helene Cat 4 Milton (2024 , Category 3 at Florida landfall) Milton Cat 3 Isaías (2026 , Category 2 at Florida landfall) Isaías Cat 2

Compare Markel side by side

Markel side by side with State Farm and Universal Property
Markel State Farm Universal Property
New policies Taking some new policies Checked Oct 19, 2026 Taking new policies Checked Oct 19, 2026 Taking new policies Checked Oct 19, 2026
Florida policies 26,650 Florida OIR, Jul 31, 2026 654,641 Florida OIR, Jul 31, 2026 594,182 Florida OIR, Jul 31, 2026
Latest rate change Not available +0.8% Home, from Jan 15, 2026 −5.1% Home, from Oct 16, 2025
Complaint index NAIC shows no confirmed complaints in 2025. NAIC, 2025, nationwide, homeowners 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 2.63 NAIC, 2025, nationwide, homeowners. 1.00 is average.
Financial rating A (Excellent) AM Best, Oct 15, 2026 A- (Excellent) AM Best A Demotech, Oct 7, 2026
In Florida since 1989 1934 1997

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Questions people ask about Markel

Is Markel leaving Florida?No sign of it.

OIR's market report shows Markel Insurance Company with 26,650 Florida residential policies in force on July 31, 2026. No withdrawal notice or consent order turned up in searches as of October 10, 2026.

Source: OIR Market Intelligence Report, July 31, 2026 data

Who owns Markel?Markel Insurance Company is part of Markel Group Inc. That is a public holding company.

It trades on the New York Stock Exchange as MKL. AM Best reviews Markel Group and its insurance subsidiaries together.

Source: AM Best release via Business Wire, November 21, 2025

Is Markel admitted in Florida?Yes, it is.

Markel Insurance Company reports its Florida residential policies to an OIR market report. That report is for admitted insurers. They must follow Florida rate and form rules. Those that write covered lines are FIGA members.

Source: OIR Market Intelligence Report, July 31, 2026 data

What is the Markel claims phone number?Call Markel at 800-362-7535 or report a claim online on markel.com.

Your renters policy may also name the partner that sold it, and that partner's papers can help with your claim.

Source: Markel report a claim page, read Oct 10, 2026

Is Markel a good company?Public data only: AM Best affirmed the credit ratings of Markel Group Inc. and its insurance subsidiaries on Nov 21, 2025.

In Florida, Markel Insurance Company is a small residential writer. It had 26,650 policies in force on July 31, 2026.

Source: AM Best release via Business Wire, November 21, 2025

Does Markel sell new policies in Florida?Only through partners.

Markel says it sells its renters policies for apartment buildings only through trusted partners. Those partners' licensed agencies offer its Florida wind mitigation discounts. Its home and condo policies come through SageSure. See the next answer.

Source: Markel renters page, read Oct 10, 2026

Does Markel sell home insurance in Florida?Yes, through SageSure.

SageSure's Markel page lists home, condo and rental home cover in Florida. It is surplus lines cover, sold through a surplus lines broker, so FIGA does not back it. Ask a licensed, independent Florida insurance agent for it. For a claim, call SageSure at 866-311-7243, at any time.

Source: SageSure Markel partner page, read Oct 20, 2026

Still deciding? Let us shop your Markel renewal.

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

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Markel reviews and complaints: what the public data shows

Markel rating

A (Excellent) from AM Best, as of Oct 15, 2026.

Complaints
NAIC shows no confirmed complaints in 2025. NAIC, 2025, nationwide, homeowners. As of Oct 16, 2026.
Years in Florida
Since 1989 (37 years)
Regulatory actions
Not available

No star ratings and no user reviews, only public data.