Taking some new policies. Nationwide's site says it offers no online quotes in Florida. It sends auto shoppers to National General. It sends home shoppers to a local Nationwide agent. as of Oct 19, 2026

Nationwide Insurance

Nationwide is a Columbus, Ohio mutual. It cut most of its Florida home book after 2005. It does not quote online in Florida. Local agents handle any quotes.

You can find it on our list of Florida home insurance companies. It is also on our list of Florida auto insurance companies. Its Florida company code is 03471 and its NAIC number is 10948.

Taking some new policiesChecked Oct 19 Auto and home

Is Nationwide leaving Florida? Not yet. Nationwide does not quote online in Florida and sends auto shoppers to National General. It nonrenewed some Florida homes in late 2023. Local agents may still quote. As of Oct 19, 2026. Source: nationwide.com.

By , updated

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New policies

Taking some new policies

As of Oct 19, 2026

Policies in force

19,730

Jul 31, 2026, OIR

Latest rate change

Not available

No rate change on file

Financial strength

A (Excellent)

From AM Best

Complaints

1 complaint in 2025 (NAIC, nationwide)

NAIC, 2025, nationwide, all lines

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

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What's changed recently

  1. AM Best affirms Nationwide P&C Group at A (Excellent)

    AM Best affirmed Nationwide Property and Casualty Group members at A (Excellent) for financial strength. It also affirmed their a+ credit rating. The outlook is stable. Titan Insurance Company stayed at B++ (Good).

  2. Nationwide will not renew some of its home policies in Florida

    Nationwide confirmed it is not renewing some Florida home policies. It cited inflation and market disruption. It said it is now choosier about where it sells. No count was given.

  3. Nationwide to drop 60,000 Florida home policies. Tower Hill to take them.

    Nationwide said it would nonrenew about 60,000 Florida homeowners policies from July 2010. Over 10,000 were in Tampa Bay. Tower Hill agreed to offer coverage to all of them. Bundled auto or boat customers were exempt.

  4. Nationwide stops new Florida property business. It plans 35,000 home nonrenewals.

    Nationwide Insurance Company of Florida halted new personal property and mobile home sales. It began September 1, 2005. From March 1, 2006 it nonrenewed about 35,000 home, 4,800 mobile home and 12,000 business policies.

See every Nationwide update

Rate history

No rate filings tracked yet.

Want your Nationwide renewal shopped?

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

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66 years in Florida

In Florida since 1960. Has paid claims through 28 hurricanes.

1960197019801990200020102020 Agnes (1972 , Category 1 at Florida landfall) Agnes Cat 1 Eloise (1975 , Category 3 at Florida landfall) Eloise Cat 3 David (1979 , Category 2 at Florida landfall) David Cat 2 Elena (1985 , Category 3 at Florida landfall) Elena Cat 3 Kate (1985 , Category 2 at Florida landfall) Kate Cat 2 Floyd (1987 , Category 1 at Florida landfall) Floyd Cat 1 Andrew (1992 , Category 5 at Florida landfall) Andrew Cat 5 Erin (1995 , Category 2 at Florida landfall) Erin Cat 2 Opal (1995 , Category 3 at Florida landfall) Opal Cat 3 Earl (1998 , Category 1 at Florida landfall) Earl Cat 1 Georges (1998 , Category 2 at Florida landfall) Georges Cat 2 Irene (1999 , Category 1 at Florida landfall) Irene Cat 1 Charley (2004 , Category 4 at Florida landfall) Charley Cat 4 Frances (2004 , Category 2 at Florida landfall) Frances Cat 2 Ivan (2004 ) Ivan Jeanne (2004 , Category 3 at Florida landfall) Jeanne Cat 3 Dennis (2005 , Category 3 at Florida landfall) Dennis Cat 3 Wilma (2005 , Category 3 at Florida landfall) Wilma Cat 3 Matthew (2016 ) Matthew Irma (2017 , Category 4 at Florida landfall) Irma Cat 4 Michael (2018 , Category 5 at Florida landfall) Michael Cat 5 Ian (2022 , Category 4 at Florida landfall) Ian Cat 4 Nicole (2022 , Category 1 at Florida landfall) Nicole Cat 1 Idalia (2023 , Category 3 at Florida landfall) Idalia Cat 3 Debby (2024 , Category 1 at Florida landfall) Debby Cat 1 Helene (2024 , Category 4 at Florida landfall) Helene Cat 4 Milton (2024 , Category 3 at Florida landfall) Milton Cat 3 Isaías (2026 , Category 2 at Florida landfall) Isaías Cat 2

Compare Nationwide side by side

Nationwide side by side with State Farm and Kin
Nationwide State Farm Kin
New policies Taking some new policies Checked Oct 19, 2026 Taking new policies Checked Oct 19, 2026 Taking new policies Checked Oct 19, 2026
Florida policies 19,730 Florida OIR, Jul 31, 2026 654,641 Florida OIR, Jul 31, 2026 171,006 Florida OIR, Jul 31, 2026
Latest rate change Not available +0.8% Home, from Jan 15, 2026 Not available
Complaint index 1 complaint in 2025 (NAIC, nationwide) NAIC, 2025, nationwide, all lines 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 0.69 NAIC, 2025, nationwide, homeowners. 1.00 is average.
Financial rating A (Excellent) AM Best A- (Excellent) AM Best A (Exceptional) Demotech
In Florida since 1960 1934 2019

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Questions people ask about Nationwide

Is Nationwide leaving Florida?Not yet, but it has been shrinking in Florida for twenty years.

Nationwide stopped new Florida property policies in 2005 and nonrenewed about 35,000 homes in 2006, 39,000 in 2008 and 60,000 in 2010. In December 2023 it sent more Florida homeowners nonrenewals. Its Florida home company still exists.

Source: Insurance Journal, August 31, 2005; Radey Law, October 8, 2009; ABC Action News, December 5, 2023

What is the Nationwide claims phone number?Call 1-800-421-3535 to file an auto or property claim.

Nationwide lists the line as open anytime. You can also start an auto or property claim online at nationwide.com or log in to your account to file and track it.

Source: Nationwide call us page and claims FAQ, read October 9, 2026

Does Nationwide sell new policies in Florida?Nationwide's own site says online quotes are not offered in Florida.

It sends Florida auto shoppers to National General. That is not a Nationwide company. It tells home shoppers to find a local Nationwide agent. Nationwide stopped new Florida property business in 2005. Ask a Nationwide agent what it will quote today.

Source: Nationwide Florida quotes bulletin, read October 9, 2026; Insurance Journal, August 31, 2005

Is Nationwide a good company?AM Best rates the Nationwide Property and Casualty Group A (Excellent).

The outlook is stable. AM Best affirmed it on November 7, 2025. Nationwide is a mutual company founded in Ohio. It has sold Florida auto since at least the 1990s. It has cut its Florida home book several times since 2005.

Source: AM Best press release, November 7, 2025; OIR market conduct exam, August 14, 2001

Who owns Nationwide?Nationwide Mutual Insurance Company owns the group.

It is a mutual. It is based in Columbus, Ohio. Its policyholders own it. It has no outside shareholders. Its Florida home insurer is Nationwide Insurance Company of Florida. That unit was formed in 1998. It is also based in Columbus.

Source: Nationwide affiliated companies page, read October 9, 2026; Ohio annual statement, 2015

Is Nationwide Mutual Fire the same as Nationwide?It was a Nationwide company.

On January 1, 2023, Nationwide Mutual Fire Insurance Company merged into Nationwide Mutual Insurance Company. It is not on its own now. Does your old policy show that name? Then Nationwide Mutual is the one behind it now.

Source: Missouri Department of Insurance company record, read October 9, 2026

Still deciding? Let us shop your Nationwide renewal.

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

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Nationwide reviews and complaints: what the public data shows

Nationwide rating

A (Excellent) from AM Best.

Complaints
1 complaint in 2025 (NAIC, nationwide) NAIC, 2025, nationwide, all lines. As of Oct 16, 2026.
Years in Florida
Since 1960 (66 years)
Regulatory actions
Not available

No star ratings and no user reviews, only public data.