Foremost Insurance

Foremost is a Farmers company known for mobile home insurance. Licensed in Florida since 1954, it had 21,596 Florida home policies on July 31, 2026.

You can find it on our list of Florida home insurance companies. Its Florida company code is 01332 and its NAIC number is 11185.

Taking new policiesChecked Oct 20 Home

Is Foremost leaving Florida? There is no sign of it. Farmers said in July 2023 that Foremost policies were not affected. Foremost had 21,596 Florida home policies on July 31, 2026. As of Oct 20, 2026. Source: insurancejournal.com.

By , updated

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New policies

Taking new policies

As of Oct 20, 2026

Policies in force

21,596

Jul 31, 2026, OIR

Latest rate change

Not available

No rate change on file

Financial strength

A (Excellent)

From AM Best, as of Oct 20, 2026

Complaints

0.65

NAIC index, 2025. 1.00 is average.

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

Did your Foremost renewal go up?

You have two choices. One 5 minute call covers both.

  • Keep Foremost, switch your agent. You sign one form. Same company, same coverage, same price. Only your agent changes, to one who answers the phone.
  • Shop it. Your new agent checks 80+ companies at every renewal.
Talk to a licensed agent (727) 997-5999

Or send a message

Before you call, see the Florida home insurance renewal checklist.

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Shop your renewal in one call

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What's changed recently

  1. Farmers drops its own Florida brand, Foremost stays

    Farmers told OIR it would stop selling its own car, home and umbrella policies in Florida. It said Foremost home policies would stay.

See every Foremost update

Rate history

No rate filings tracked yet.

Want your Foremost renewal shopped?

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

Free. No junk mail. No spam calls.

72 years in Florida

In Florida since 1954. Has paid claims through 28 hurricanes.

1960197019801990200020102020 Agnes (1972 , Category 1 at Florida landfall) Agnes Cat 1 Eloise (1975 , Category 3 at Florida landfall) Eloise Cat 3 David (1979 , Category 2 at Florida landfall) David Cat 2 Elena (1985 , Category 3 at Florida landfall) Elena Cat 3 Kate (1985 , Category 2 at Florida landfall) Kate Cat 2 Floyd (1987 , Category 1 at Florida landfall) Floyd Cat 1 Andrew (1992 , Category 5 at Florida landfall) Andrew Cat 5 Erin (1995 , Category 2 at Florida landfall) Erin Cat 2 Opal (1995 , Category 3 at Florida landfall) Opal Cat 3 Earl (1998 , Category 1 at Florida landfall) Earl Cat 1 Georges (1998 , Category 2 at Florida landfall) Georges Cat 2 Irene (1999 , Category 1 at Florida landfall) Irene Cat 1 Charley (2004 , Category 4 at Florida landfall) Charley Cat 4 Frances (2004 , Category 2 at Florida landfall) Frances Cat 2 Ivan (2004 ) Ivan Jeanne (2004 , Category 3 at Florida landfall) Jeanne Cat 3 Dennis (2005 , Category 3 at Florida landfall) Dennis Cat 3 Wilma (2005 , Category 3 at Florida landfall) Wilma Cat 3 Matthew (2016 ) Matthew Irma (2017 , Category 4 at Florida landfall) Irma Cat 4 Michael (2018 , Category 5 at Florida landfall) Michael Cat 5 Ian (2022 , Category 4 at Florida landfall) Ian Cat 4 Nicole (2022 , Category 1 at Florida landfall) Nicole Cat 1 Idalia (2023 , Category 3 at Florida landfall) Idalia Cat 3 Debby (2024 , Category 1 at Florida landfall) Debby Cat 1 Helene (2024 , Category 4 at Florida landfall) Helene Cat 4 Milton (2024 , Category 3 at Florida landfall) Milton Cat 3 Isaías (2026 , Category 2 at Florida landfall) Isaías Cat 2

Compare Foremost side by side

Foremost side by side with State Farm and Universal Property
Foremost State Farm Universal Property
New policies Taking new policies Checked Oct 20, 2026 Taking new policies Checked Oct 19, 2026 Taking new policies Checked Oct 19, 2026
Florida policies 21,596 Florida OIR, Jul 31, 2026 654,641 Florida OIR, Jul 31, 2026 594,182 Florida OIR, Jul 31, 2026
Latest rate change Not available +0.8% Home, from Jan 15, 2026 −5.1% Home, from Oct 16, 2025
Complaint index 0.65 NAIC, 2025, nationwide, homeowners. 1.00 is average. 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 2.63 NAIC, 2025, nationwide, homeowners. 1.00 is average.
Financial rating A (Excellent) AM Best, Oct 20, 2026 A- (Excellent) AM Best A Demotech, Oct 7, 2026
In Florida since 1954 1934 1997

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  • Universal Property Taking new policies

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  • Slide Taking new policies

    Slide is a Tampa home insurer founded in 2021. It grew fast by taking on policies from Citizens, UPC, St. Johns and Farmers customers in Florida.

  • Tower Hill Taking new policies

    Tower Hill is a Gainesville insurer. It has covered Florida homes since 1972. New policies come from the Tower Hill Insurance Exchange. Its members own it.

  • American Integrity Taking new policies

    American Integrity is a Tampa home insurer started in 2006. Now the 5th largest home insurer in Florida, with 423,783 policies on July 31, 2026, per OIR.

Questions people ask about Foremost

What is the Foremost claims phone number?Call Foremost claims at 800-527-3907.

The line is open 24 hours a day, 7 days a week. You can also file a claim online.

Source: Foremost claims page, read Oct 20, 2026

How do I pay my Foremost bill by phone?Call 800-532-4221.

People answer Monday to Friday, 8 a.m. to 8 p.m. ET. The automated phone line takes payments 24/7.

Source: Foremost contact page, read Oct 20, 2026

What is the Foremost customer service number?If you work with a local agent, call your agent first.

If you do not have one, call 800-237-2060, Monday to Friday, 8 a.m. to 8 p.m. ET. AARP Foremost customers call 800-752-2461.

Source: Foremost contact page, read Oct 20, 2026

Is Foremost leaving Florida?There is no sign of it.

In July 2023, Farmers told OIR it would stop selling Farmers branded policies in Florida. It said Foremost policies were not affected. Foremost had 21,596 Florida home policies on July 31, 2026.

Source: Insurance Journal, July 11, 2023; OIR Market Intelligence Report, July 31, 2026

Does Foremost insure mobile homes in Florida?Yes.

OIR lists Foremost as able to sell mobile home policies in Florida. Its site covers mobile homes, homes, condos, renters and rental homes.

Source: OIR company search, read Oct 10, 2026; Foremost contact page, read Oct 20, 2026

Still deciding? Let us shop your Foremost renewal.

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

Free. No junk mail. No spam calls.

Foremost reviews and complaints: what the public data shows

Foremost rating

A (Excellent) from AM Best, as of Oct 20, 2026.

Complaints
0.65 on the NAIC complaint index 1.00 is average. Higher means more complaints for its size. NAIC, 2025, nationwide, homeowners. As of Oct 16, 2026.
Years in Florida
Since 1954 (72 years)
Regulatory actions
Not available

No star ratings and no user reviews, only public data.