Taking some new policies. Sells home policies in Florida only through local independent agents, not online. It had 1,894 Florida home policies on July 31, 2026, per OIR. as of Oct 20, 2026

Cincinnati Insurance

Cincinnati Insurance is based in Ohio. It sells home insurance in Florida through local agents. It had 1,894 home policies here in July 2026.

You can find it on our list of Florida home insurance companies. Its Florida company code is 01209 and its NAIC number is 10677.

Taking some new policiesChecked Oct 20 Home

Is Cincinnati Insurance leaving Florida? No sign of it. It had 1,894 Florida home policies on July 31, 2026, per OIR, and it sells through local independent agents. As of Oct 20, 2026. Source: cinfin.com.

By , updated

Did your Cincinnati Insurance renewal go up?

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

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New policies

Taking some new policies

As of Oct 20, 2026

Policies in force

1,894

Jul 31, 2026, OIR

Latest rate change

Not available

No rate change on file

Financial strength

Not available

No rating on file

Complaints

Not available

NAIC

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

Did your Cincinnati Insurance renewal go up?

You have two choices. One 5 minute call covers both.

  • Keep Cincinnati Insurance, switch your agent. You sign one form. Same company, same coverage, same price. Only your agent changes, to one who answers the phone.
  • Shop it. Your new agent checks 80+ companies at every renewal.
Talk to a licensed agent (727) 997-5999

Or send a message

Before you call, see the Florida home insurance renewal checklist.

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How should we reach you?

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Submitting this form asks one licensed Florida agent to contact you about your request by phone or email. No marketing texts unless you check the box above. Free, no obligation.

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What's changed recently

  1. Cincinnati gets the right to sell in Florida

    OIR shows Cincinnati got its Florida license on Aug. 12, 1958.

See every Cincinnati Insurance update

Rate history

No rate filings tracked yet.

Want your Cincinnati Insurance renewal shopped?

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

Free. No junk mail. No spam calls.

68 years in Florida

In Florida since 1958. Has paid claims through 28 hurricanes.

1960197019801990200020102020 Agnes (1972 , Category 1 at Florida landfall) Agnes Cat 1 Eloise (1975 , Category 3 at Florida landfall) Eloise Cat 3 David (1979 , Category 2 at Florida landfall) David Cat 2 Elena (1985 , Category 3 at Florida landfall) Elena Cat 3 Kate (1985 , Category 2 at Florida landfall) Kate Cat 2 Floyd (1987 , Category 1 at Florida landfall) Floyd Cat 1 Andrew (1992 , Category 5 at Florida landfall) Andrew Cat 5 Erin (1995 , Category 2 at Florida landfall) Erin Cat 2 Opal (1995 , Category 3 at Florida landfall) Opal Cat 3 Earl (1998 , Category 1 at Florida landfall) Earl Cat 1 Georges (1998 , Category 2 at Florida landfall) Georges Cat 2 Irene (1999 , Category 1 at Florida landfall) Irene Cat 1 Charley (2004 , Category 4 at Florida landfall) Charley Cat 4 Frances (2004 , Category 2 at Florida landfall) Frances Cat 2 Ivan (2004 ) Ivan Jeanne (2004 , Category 3 at Florida landfall) Jeanne Cat 3 Dennis (2005 , Category 3 at Florida landfall) Dennis Cat 3 Wilma (2005 , Category 3 at Florida landfall) Wilma Cat 3 Matthew (2016 ) Matthew Irma (2017 , Category 4 at Florida landfall) Irma Cat 4 Michael (2018 , Category 5 at Florida landfall) Michael Cat 5 Ian (2022 , Category 4 at Florida landfall) Ian Cat 4 Nicole (2022 , Category 1 at Florida landfall) Nicole Cat 1 Idalia (2023 , Category 3 at Florida landfall) Idalia Cat 3 Debby (2024 , Category 1 at Florida landfall) Debby Cat 1 Helene (2024 , Category 4 at Florida landfall) Helene Cat 4 Milton (2024 , Category 3 at Florida landfall) Milton Cat 3 Isaías (2026 , Category 2 at Florida landfall) Isaías Cat 2

Compare Cincinnati Insurance side by side

Cincinnati Insurance side by side with State Farm and Universal Property
Cincinnati Insurance State Farm Universal Property
New policies Taking some new policies Checked Oct 20, 2026 Taking new policies Checked Oct 19, 2026 Taking new policies Checked Oct 19, 2026
Florida policies 1,894 Florida OIR, Jul 31, 2026 654,641 Florida OIR, Jul 31, 2026 594,182 Florida OIR, Jul 31, 2026
Latest rate change Not available +0.8% Home, from Jan 15, 2026 −5.1% Home, from Oct 16, 2025
Complaint index Not available 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 2.63 NAIC, 2025, nationwide, homeowners. 1.00 is average.
Financial rating Not available A- (Excellent) AM Best A Demotech, Oct 7, 2026
In Florida since 1958 1934 1997

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People also compare with

  • State Farm Taking new policies

    State Farm sells home, condo, renters and auto policies in Florida. It uses its own agents. Home policies come from State Farm Florida, a Florida only firm.

  • Universal Property Taking new policies

    Universal Property is a Fort Lauderdale company. It has insured Florida homes since 1997. It is now the second largest home insurer in Florida, sold by agents.

  • Slide Taking new policies

    Slide is a Tampa home insurer founded in 2021. It grew fast by taking on policies from Citizens, UPC, St. Johns and Farmers customers in Florida.

  • Tower Hill Taking new policies

    Tower Hill is a Gainesville insurer. It has covered Florida homes since 1972. New policies come from the Tower Hill Insurance Exchange. Its members own it.

  • American Integrity Taking new policies

    American Integrity is a Tampa home insurer started in 2006. Now the 5th largest home insurer in Florida, with 423,783 policies on July 31, 2026, per OIR.

Questions people ask about Cincinnati Insurance

What is the Cincinnati Insurance claims phone number?Call 877-242-2544 to report a claim.

Cincinnati says the line is open anytime, day or night.

Source: Cincinnati Insurance contact page, read Oct 20, 2026

What is the Cincinnati Insurance customer service number?For a home or other personal policy, call Personal Policy Services at 888-242-8811, weekdays 8 a.m. to 5 p.m. Eastern and Saturday until noon.

For billing, call Payment Support at 888-242-0888.

Source: Cincinnati Insurance contact page, read Oct 20, 2026

Is Cincinnati Insurance leaving Florida?There is no sign of it.

The Cincinnati Insurance Company had 1,894 Florida home policies on July 31, 2026, per OIR. It still sells through local agents.

Source: OIR Market Intelligence Report, July 31, 2026

How do I buy a Cincinnati home policy in Florida?Cincinnati sells only through local independent agents.

It does not sell online or by phone. An agent who works with Cincinnati can quote it.

Source: Cincinnati personal insurance page, read Oct 20, 2026

Is Cincinnati Insurance licensed in Florida?Yes.

OIR lists The Cincinnati Insurance Company as an active Florida insurer, licensed since Aug. 12, 1958. It may sell home insurance here.

Source: Florida OIR company search, read Oct 20, 2026

Still deciding? Let us shop your Cincinnati Insurance renewal.

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

Free. No junk mail. No spam calls.

Cincinnati Insurance reviews and complaints: what the public data shows

Cincinnati Insurance rating

We have no financial strength rating for Cincinnati Insurance.

Florida does not publish complaint or rating data for Cincinnati Insurance. What we do have: Cincinnati Insurance has been in Florida since 1958.

No star ratings and no user reviews, only public data.