Homesite Insurance
Homesite is a Boston home insurer that is part of American Family. It had 97,692 Florida home policies on July 31, 2026, the 23rd most of any brand.
You can find it on our list of Florida home insurance companies. Its Florida company code is 01921 and its NAIC number is 17221.
Taking some new policiesChecked Oct 19 Home
Is Homesite leaving Florida? No. It had 97,692 Florida home policies on July 31, 2026. On Oct 16, 2026 its quote page said Florida home insurance is not sold online. As of Oct 19, 2026. Source: go.homesite.com.
New policies
Taking some new policies
As of Oct 19, 2026
Policies in force
97,692
Jul 31, 2026, OIR
Latest rate change
Not available
No rate change on file
Financial strength
Not available
No rating on file
Complaints
1.09
NAIC index, 2025. 1.00 is average.
Near you
Can I get a policy?
We're still gathering this company's rules. Call and we'll check for you.
Did your Homesite renewal go up?
You have two choices. One 5 minute call covers both.
Before you call, see the Florida home insurance renewal checklist.
Get a free look at your Homesite renewal
Send us your renewal page. We tell you what changed.
- Snap a photo of your renewal page, or save it as a PDF.
- A licensed agent reads it. We check your price, your deductible and your coverage.
- You get a call back with what we found. It is free.
Shop your renewal in one call
One call. A licensed agent shops other companies for you, free.
What's changed recently
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Homesite home quotes are by phone in Florida
Homesite's quote page said home insurance is not available online in Florida. It sent Florida home shoppers to a phone line instead. Homesite had 97,692 Florida home policies on July 31, 2026.
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OIR approves new Homesite home rates
OIR approved Homesite's Florida homeowners rate filing 26-028157 on June 18, 2026. The new rates start Jan. 19, 2027 for new and renewal policies. The filing papers online do not show the percent.
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OIR first licensed Homesite Insurance Company in Florida on Dec. 29, 1988. Its license covers home insurance.
Rate history
No rate filings tracked yet.
38 years in Florida
In Florida since 1988. Has paid claims through 22 hurricanes.
Compare Homesite side by side
| Homesite | State Farm | Universal Property | |
|---|---|---|---|
| New policies | Taking some new policies Checked Oct 19, 2026 | Taking new policies Checked Oct 19, 2026 | Taking new policies Checked Oct 19, 2026 |
| Florida policies | 97,692 Florida OIR, Jul 31, 2026 | 654,641 Florida OIR, Jul 31, 2026 | 594,182 Florida OIR, Jul 31, 2026 |
| Latest rate change | Not available | +0.8% Home, from Jan 15, 2026 | −5.1% Home, from Oct 16, 2025 |
| Complaint index | 1.09 NAIC, 2025, nationwide, homeowners. 1.00 is average. | 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. | 2.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. |
| Financial rating | Not available | A- (Excellent) AM Best | A Demotech, Oct 7, 2026 |
| In Florida since | 1988 | 1934 | 1997 |
People also compare with
- State Farm Taking new policies
State Farm sells home, condo, renters and auto policies in Florida. It uses its own agents. Home policies come from State Farm Florida, a Florida only firm.
- Universal Property Taking new policies
Universal Property is a Fort Lauderdale company. It has insured Florida homes since 1997. It is now the second largest home insurer in Florida, sold by agents.
- Slide Taking new policies
Slide is a Tampa home insurer founded in 2021. It grew fast by taking on policies from Citizens, UPC, St. Johns and Farmers customers in Florida.
- Tower Hill Taking new policies
Tower Hill is a Gainesville insurer. It has covered Florida homes since 1972. New policies come from the Tower Hill Insurance Exchange. Its members own it.
- American Integrity Taking new policies
American Integrity is a Tampa home insurer started in 2006. Now the 5th largest home insurer in Florida, with 423,783 policies on July 31, 2026, per OIR.
Questions people ask about Homesite
Is Homesite leaving Florida?There is no sign of it.
Homesite had 97,692 Florida home policies on July 31, 2026, per OIR. OIR approved new Florida home rates for it on June 18, 2026. Those rates start Jan. 19, 2027.
Source: OIR Market Intelligence Report, July 31, 2026; OIR rate filing 26-028157, read Oct 16, 2026
Is Homesite taking new policies in Florida?Only in a limited way.
On Oct 16, 2026, Homesite's quote page said home insurance is not sold online in Florida. It sent Florida home shoppers to a phone line instead. People who already have a Homesite policy can still use the claims and service lines.
What is the Homesite claims phone number?Call Homesite claims at 866-621-4823.
You can also file a home, condo, renters or flood claim online by logging in to your Homesite account.
Source: Homesite contact and claims pages, read Oct 16, 2026
Is Homesite a good company?Here is what public data shows.
Homesite Insurance Company has had a Florida license since Dec. 29, 1988. It had 97,692 Florida home policies on July 31, 2026. No current AM Best rating was read for this page.
Source: OIR company search, read Oct 16, 2026; OIR Market Intelligence Report, July 31, 2026
Who owns Homesite?American Family owns it.
Homesite's own site says so. Homesite is based in Boston. Its owner is based in Madison, Wis.
Is Homesite the same as Homesite Insurance Company of Florida?They are two companies in the same group.
The first has a full Florida license. The second sells surplus lines policies here, under the name Homesite Assurance Company. FIGA does not cover those policies. Your policy papers name your company.
Homesite reviews and complaints: what the public data shows
Homesite rating
- Complaints
- 1.09 on the NAIC complaint index 1.00 is average. Higher means more complaints for its size. NAIC, 2025, nationwide, homeowners. As of Oct 16, 2026.
- Years in Florida
- Since 1988 (38 years)
- Regulatory actions
- Not available
No star ratings and no user reviews, only public data.