Orion180 Insurance
Orion180 sells home, landlord and flood insurance in Florida.
Based in Melbourne. In Florida since 2023.
Taking new home, landlord and flood policies
Florida company code 57391, NAIC 17320.
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Surplus lines company. Their policies are not backed by FIGA, the state fund for failed insurers. As of Oct 19, 2026. Source: Florida Office of Insurance Regulation, company search.
Policies in force
Not available
No count on file
Latest rate change
Not available
No rate change on file
Financial strength
A (Exceptional)
From Demotech, as of Oct 20, 2026
Complaints
Not available
NAIC
Near you
Can I get a policy?
We're still gathering this company's rules. Call and we'll check for you.
Two choices when your Orion180 rate goes up
You have two choices. One 5 minute call covers both.
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What's changed recently
Is Orion180 leaving Florida? No. On Oct 20, 2026 their Florida page offered home, landlord and flood cover. As of Nov 2, 2026. Source: orion180.com.
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Orion180 gets the OK to sell in Florida
Orion180's insurer has been on OIR's surplus lines list since Aug. 21, 2023.
Rate history
No approved home rate change on file with OIR since Jan. 2025. Checked Oct 2026. Source: OIR I-File Rate Filing Search, read Oct. 22, 2026.
3 years in Florida
In Florida since 2023. Has paid claims through 5 hurricanes.
Compare Orion180 side by side
| Orion180 | State Farm | Universal Property | |
|---|---|---|---|
| New policies | Taking new policies Checked Nov 2, 2026 | Taking new policies Checked Nov 2, 2026 | Taking new policies Checked Nov 2, 2026 |
| Florida policies | Not available | 654,641 Florida OIR, Jul 31, 2026 | 594,182 Florida OIR, Jul 31, 2026 |
| Latest rate change | Not available | +0.8% Home, from Jan 15, 2026 | −5.1% Home, from Oct 16, 2025 |
| Complaint index | Not available | 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. | 2.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. |
| Financial rating | A (Exceptional) Demotech, Oct 20, 2026 | A- (Excellent) AM Best | A Demotech, Oct 7, 2026 |
| In Florida since | 2023 | 1934 | 1997 |
People also compare with
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State Farm sells home, condo, renters and auto policies in Florida. They use their own agents. Home policies come from State Farm Florida, a Florida only firm.
- Universal Property Taking new policies
Universal Property is a Fort Lauderdale firm. They have insured Florida homes since 1997. They are now the second largest Florida home insurer, sold by agents.
- Slide Taking new policies
Slide is a Tampa home insurer founded in 2021. They grew fast by taking on policies from Citizens, UPC, St. Johns and Farmers customers in Florida.
- Tower Hill Taking new policies
Tower Hill is a Gainesville insurer. They have covered Florida homes since 1972. New policies come from the member owned Tower Hill Insurance Exchange.
- American Integrity Taking new policies
American Integrity is a Tampa home insurer started in 2006. Now the 5th largest home insurer in Florida, with 423,783 policies on July 31, 2026, per OIR.
More on our list of Florida home insurance companies.
Florida guides for Orion180 customers
Questions people ask about Orion180
What is the Orion180 phone number?Call Orion180 toll free at 866-590-3550, 8 a.m. to 8 p.m. Eastern time.
How do I file an Orion180 claim?Start a claim online from the Orion180 claims page.
It has a link for each kind of policy. For help, call 866-590-3550.
Is Orion180 backed by FIGA?No.
OIR lists Orion180 Insurance Company as a surplus lines company in Florida since Aug. 21, 2023. FIGA does not cover surplus lines policies.
What does Orion180 sell in Florida?Their Florida page lists home cover, a plan for high value homes, landlord cover and flood cover.
How do I pay my Orion180 bill?Log in at MY180.com or the Orion180 app to pay online or set up autopay.
You can also pay by phone at 866-590-3550. If your mortgage company pays through escrow, it pays for you. Payments can take up to two business days. A $25 fee may apply if a payment is returned.
What if I need to file an Orion180 claim after hours?For an after hours or emergency claim, call 833-550-1914.
To check on a claim you already have, call 866-590-3550, press 1, then 2. You can also email [email protected].
Orion180 reviews and complaints: what the public data shows
Orion180 rating
- Complaints
- Not available
- Years in Florida
- Since 2023 (3 years)
- Regulatory actions
- Not available
No star ratings and no user reviews, only public data.