Olympus Insurance
Olympus Insurance is a Palm Beach Gardens home insurer. In Florida since 2007. Now owned by SageSure's Valence Insurance Holdings. Rated A by Demotech.
You can find it on our list of Florida home insurance companies. Its Florida company code is 03719 and its NAIC number is 12954.
Taking new policiesChecked Oct 19 Home, condo and landlord
Is Olympus leaving Florida? No. SageSure bought Olympus on January 2, 2026. On May 7, 2026, Olympus launched a statewide home and auto bundle with Mercury. As of Oct 19, 2026. Source: placera.se.
New policies
Taking new policies
As of Oct 19, 2026
Policies in force
76,902
Jul 31, 2026, OIR
Latest rate change
Not available
No rate change on file
Financial strength
A (Exceptional)
From Demotech, as of Oct 20, 2026
Complaints
0.62
NAIC index, 2025. 1.00 is average.
Near you
Olympus and SageSure
SageSure owns Olympus. It also takes care of its policies. As of Oct 20, 2026. Source: sagesure.com.
Can I get a policy?
We're still gathering this company's rules. Call and we'll check for you.
Did your Olympus Insurance renewal go up?
You have two choices. One 5 minute call covers both.
Before you call, see the Florida home insurance renewal checklist.
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What's changed recently
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Demotech affirmed the Olympus rating. It did so on September 14, 2026. The rating is A (Exceptional). It is for financial stability.
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Mercury and Olympus launch a home and auto bundle
Mercury Insurance and Olympus began a statewide bundle on May 7, 2026. Those who qualify can get 10% off Mercury auto. They can also get 10% off eligible Olympus home policies. Independent agents sell it.
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KBRA affirms BBB+ and removes watch
KBRA affirmed the Olympus BBB+ financial strength rating. The outlook is stable. KBRA also removed the Watch Developing it placed on September 11, 2025 for the SageSure deal.
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SageSure closes deal to buy Olympus
SageSure closed its deal for Gemini Financial Holdings. That deal also took in the Olympus MGA. Valence Insurance Holdings bought Olympus Insurance Company. The deal was first made public September 10, 2025.
Rate history
No rate filings tracked yet.
19 years in Florida
In Florida since 2007. Has paid claims through 10 hurricanes.
Compare Olympus Insurance side by side
| Olympus Insurance | State Farm | Universal Property | |
|---|---|---|---|
| New policies | Taking new policies Checked Oct 19, 2026 | Taking new policies Checked Oct 19, 2026 | Taking new policies Checked Oct 19, 2026 |
| Florida policies | 76,902 Florida OIR, Jul 31, 2026 | 654,641 Florida OIR, Jul 31, 2026 | 594,182 Florida OIR, Jul 31, 2026 |
| Latest rate change | Not available | +0.8% Home, from Jan 15, 2026 | −5.1% Home, from Oct 16, 2025 |
| Complaint index | 0.62 NAIC, 2025, nationwide, homeowners. 1.00 is average. | 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. | 2.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. |
| Financial rating | A (Exceptional) Demotech, Oct 20, 2026 | A- (Excellent) AM Best | A Demotech, Oct 7, 2026 |
| In Florida since | 2007 | 1934 | 1997 |
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Questions people ask about Olympus Insurance
Is Olympus Insurance leaving Florida?No.
SageSure finished buying Olympus on January 2, 2026 and said it plans to grow in Florida. In May 2026 Olympus started a statewide home and auto bundle with Mercury. No new business stop has been announced.
Source: SageSure press release, January 5, 2026; Mercury press release, May 7, 2026
What is the Olympus Insurance claims phone number?The Olympus claims number was not verified for this page.
The carrier's site could not be read on October 9, 2026. Check olympusinsurance.com or your policy documents for the claims line.
Source: Fetch of olympusinsurance.com blocked, October 9, 2026
Who owns Olympus Insurance?Valence Insurance Holdings has owned Olympus since January 2, 2026.
Valence is part of the SageSure group. SageSure runs home insurance programs for many insurers. It is based in New Jersey. Before the sale, Olympus was owned by Gemini Financial Holdings Corporation.
Is Olympus Insurance admitted in Florida?Yes.
Olympus Insurance Company is a Florida domestic insurer. Its NAIC number is 12954. OIR licensed it on May 31, 2007. It is an admitted home insurer. So it is covered by the Florida Insurance Guaranty Association.
Source: OIR targeted market conduct exam report, March 1, 2024
Is Olympus Insurance a good company?Public data only: Demotech affirmed its A (Exceptional) rating on September 14, 2026.
KBRA affirmed a BBB+ financial strength rating on April 21, 2026, with a stable outlook. It has insured Florida homes since 2007. A 2024 OIR exam of Hurricane Ian claims found that 8.3% of sampled claims were acknowledged late.
Source: Demotech profile, read October 9, 2026; KBRA release, April 21, 2026; OIR exam, March 1, 2024
Does Olympus Insurance sell new policies in Florida?Yes, as far as public sources show on October 9, 2026.
Olympus sells home, condo and rental property policies through independent agents. Its May 2026 Mercury bundle is open to new customers statewide. No sales freeze or county limit was found.
Olympus Insurance reviews and complaints: what the public data shows
Olympus Insurance rating
- Complaints
- 0.62 on the NAIC complaint index 1.00 is average. Higher means more complaints for its size. NAIC, 2025, nationwide, homeowners. As of Oct 16, 2026.
- Years in Florida
- Since 2007 (19 years)
- Regulatory actions
- Not available
No star ratings and no user reviews, only public data.