Progressive Home (ASI) Insurance
Progressive Home (ASI) is Progressive's home arm. It is run from St. Petersburg through the ASI companies. It is separate from Progressive car insurance.
You can find it on our list of Florida home insurance companies. Its Florida company code is 03738 and its NAIC number is 13142.
Taking some new policiesChecked Oct 19 Home, condo and renters
Is Progressive Home leaving Florida? No. It still sells owner occupied home policies through agents. But it dropped landlord policies in 2022. It also non renewed about 100,000 Florida policies starting May 2024. As of Oct 19, 2026. Source: carriermanagement.com.
New policies
Taking some new policies
As of Oct 19, 2026
Policies in force
171,363
Jul 31, 2026, OIR
Latest rate change
Not available
No rate change on file
Financial strength
A+ (Superior)
From AM Best
Complaints
0.60
NAIC index, 2025. 1.00 is average.
Near you
American Strategic Insurance (ASI) in Florida
American Strategic is one of the ASI companies that make up Progressive Home. It had 66,160 Florida home policies on July 31, 2026. As of Oct 20, 2026. Source: floir.gov.
Can I get a policy?
We're still gathering this company's rules. Call and we'll check for you.
Did your Progressive Home (ASI) renewal go up?
Before you call, see the Florida home insurance renewal checklist.
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What's changed recently
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AM Best affirms A+ for the ASI companies
AM Best affirmed A+ (Superior) ratings. The outlook is stable. They are for American Strategic, ASI Preferred, ASI Select, ASI Assurance and others. The property arm had a combined ratio under 100 for a second year.
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Florida non renewal notices go out; first wave hits May 2024
Non renewal letters for about 100,000 Florida policies, about half of Progressive's Florida book, began arriving. The first wave took effect May 2024 and rolled on 12 months. Progressive said it will stay in Florida.
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Progressive Home to drop about 100,000 of its Florida policies
Progressive said it would non renew about 100,000 Florida home and landlord policies. It would drop DP3 and dwelling fire, insure only owner occupied homes and end some agent appointments. Loggerhead would offer cover.
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Progressive buys control of ARX Holding (ASI)
The Progressive Corporation bought a controlling stake in ARX Holding Corp. on April 1, 2015. ARX is the parent of American Strategic Insurance and ASI Preferred. It is now 100% owned by Progressive.
Rate history
No rate filings tracked yet.
OIR sample yearly rate for its example home:
American Strategic Insurance Corp.: $2,158 to $11,384. The median is $3,484 in 67 counties.
ASI Preferred Insurance Corp.: $5,365 to $14,233. The median is $7,807 in 67 counties.
The example is a $300,000 masonry home built in 2005. A sample rate is not a quote. Source: Florida Office of Insurance Regulation, CHOICES homeowners rate tool, example 6, read Oct 20, 2026.
29 years in Florida
In Florida since 1997. Has paid claims through 19 hurricanes.
Compare Progressive Home (ASI) side by side
| Progressive Home (ASI) | State Farm | Universal Property | |
|---|---|---|---|
| New policies | Taking some new policies Checked Oct 19, 2026 | Taking new policies Checked Oct 19, 2026 | Taking new policies Checked Oct 19, 2026 |
| Florida policies | 171,363 Florida OIR, Jul 31, 2026 | 654,641 Florida OIR, Jul 31, 2026 | 594,182 Florida OIR, Jul 31, 2026 |
| Latest rate change | Not available | +0.8% Home, from Jan 15, 2026 | −5.1% Home, from Oct 16, 2025 |
| Complaint index | 0.60 NAIC, 2025, nationwide, homeowners. 1.00 is average. | 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. | 2.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. |
| Financial rating | A+ (Superior) AM Best | A- (Excellent) AM Best | A Demotech, Oct 7, 2026 |
| In Florida since | 1997 | 1934 | 1997 |
People also compare with
- State Farm Taking new policies
State Farm sells home, condo, renters and auto policies in Florida. It uses its own agents. Home policies come from State Farm Florida, a Florida only firm.
- Universal Property Taking new policies
Universal Property is a Fort Lauderdale company. It has insured Florida homes since 1997. It is now the second largest home insurer in Florida, sold by agents.
- Slide Taking new policies
Slide is a Tampa home insurer founded in 2021. It grew fast by taking on policies from Citizens, UPC, St. Johns and Farmers customers in Florida.
- Tower Hill Taking new policies
Tower Hill is a Gainesville insurer. It has covered Florida homes since 1972. New policies come from the Tower Hill Insurance Exchange. Its members own it.
- American Integrity Taking new policies
American Integrity is a Tampa home insurer started in 2006. Now the 5th largest home insurer in Florida, with 423,783 policies on July 31, 2026, per OIR.
Questions people ask about Progressive Home (ASI)
Is Progressive Home the same as Progressive auto insurance?No.
Progressive Home is the home insurance arm. Its policies come from ASI Preferred Insurance Corp. and American Strategic Insurance Corp. in St. Petersburg. Progressive bought control of them in 2015. Progressive car insurance comes from other Progressive companies and has its own page on this site. Each insurer handles claims on its own policies.
Is Progressive Home leaving Florida?No.
Progressive said in 2023 and 2024 that Florida is a priority and it has no plans to leave. It did shrink: about 56,000 Florida policies were non renewed in 2022, and about 100,000 more (47,000 DP3 and 53,000 higher risk homes) starting May 2024, with replacement offers from Loggerhead. It now insures owner occupied homes only.
Source: Artemis, October 6, 2023; Insurance Business, March 27, 2024
What is the Progressive Home claims phone number?Call 866-274-5677.
Progressive lists this number for ASI/Progressive home and property claims. You can also report a claim online or in the Progressive app. The page lists no hours for this line. Your policy declarations name the insurer that pays your claim. That matters because Progressive Home also places policies with other companies.
Source: Progressive property claims page, read October 10, 2026
Who owns Progressive Home (ASI)?The Progressive Corporation of Mayfield Village, Ohio.
It owns ASI Preferred and American Strategic through ARX Holding Corp. Progressive bought a controlling stake in ARX on April 1, 2015. It now owns it fully. American Strategic was founded in St. Petersburg in 1997.
Is Progressive Home admitted in Florida?Yes.
ASI Preferred Insurance Corp. and American Strategic Insurance Corp. are both based in Florida. Each holds a Florida certificate of authority. OIR exams of them through 2022 found no big issues. Both are admitted. Both sell home policies. So they are backed by the Florida Insurance Guaranty Association.
Source: OIR financial examination reports as of December 31, 2022
Does Progressive Home sell new policies in Florida?Yes, with limits.
Since late 2023 Progressive Home insures only owner occupied homes in Florida, through agents it still appoints. It stopped new DP3 landlord and second home policies in July 2022. Progressive's Florida home page still offers quotes. Ask an agent whether your home qualifies today.
Progressive Home (ASI) reviews and complaints: what the public data shows
Progressive Home (ASI) rating
- Complaints
- 0.60 on the NAIC complaint index 1.00 is average. Higher means more complaints for its size. NAIC, 2025, nationwide, homeowners. As of Oct 16, 2026.
- Years in Florida
- Since 1997 (29 years)
- Regulatory actions
- Not available
No star ratings and no user reviews, only public data.