Patriot Select Insurance

Patriot Select is a St. Petersburg home insurer relaunched in 2025. It was Anchor Property & Casualty. Agents sell its HO-3 plans. It takes Citizens policies.

You can find it on our list of Florida home insurance companies. Its Florida company code is 24332 and its NAIC number is 15617.

Taking new policiesChecked Oct 19 Home

Is Patriot Select leaving Florida? No. It relaunched in 2025, took on about 22,000 Citizens policies that year, and Demotech affirmed its A rating on September 14, 2026. Its site posts no hold as of October 10, 2026. As of Oct 19, 2026. Source: patriotselect.com.

By , updated

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New policies

Taking new policies

As of Oct 19, 2026

Policies in force

34,982

Jul 31, 2026, OIR

Latest rate change

Not available

No rate change on file

Financial strength

A (Exceptional)

From Demotech, as of Oct 20, 2026

Complaints

NAIC shows no confirmed complaints in 2025.

NAIC, 2025, nationwide, homeowners

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

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What's changed recently

  1. Demotech keeps its A rating

    Demotech's company page shows its rating. It is an A, which Demotech calls Exceptional. This is its Financial Stability Rating. It was affirmed on September 14, 2026.

  2. OIR approves about 30,000 more Citizens policies

    OIR's 2025 takeout summary lists Patriot Select as approved on November 18, 2025. It could take about 30,000 multi peril Citizens policies. The day before, the company announced lower rates and product upgrades.

  3. Second round takes 10,421 Citizens policies

    Patriot Select took 10,421 Citizens policies as of October 21, 2025. That brought its 2025 total to 22,275 policies taken from Citizens.

  4. First round takes nearly 12,000 Citizens policies

    OIR approved Patriot Select for up to 39,500 Citizens policies on June 17, 2025. It took nearly 12,000 homeowners policies statewide except Monroe County. That was weeks after it began selling in June 2025.

  5. OIR consent order lets Anchor come back as Patriot Select

    OIR approved the relaunch in a consent order dated April 14, 2025, ending supervision that began in February 2020. About $29 million in capital was raised. The order requires notice of leadership changes for 3 years.

See every Patriot Select update

Rate history

No rate filings tracked yet.

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12 years in Florida

In Florida since 2014. Has paid claims through 10 hurricanes.

2014201620182020202220242026 Matthew (2016 ) Matthew Irma (2017 , Category 4 at Florida landfall) Irma Cat 4 Michael (2018 , Category 5 at Florida landfall) Michael Cat 5 Ian (2022 , Category 4 at Florida landfall) Ian Cat 4 Nicole (2022 , Category 1 at Florida landfall) Nicole Cat 1 Idalia (2023 , Category 3 at Florida landfall) Idalia Cat 3 Debby (2024 , Category 1 at Florida landfall) Debby Cat 1 Helene (2024 , Category 4 at Florida landfall) Helene Cat 4 Milton (2024 , Category 3 at Florida landfall) Milton Cat 3 Isaías (2026 , Category 2 at Florida landfall) Isaías Cat 2

Compare Patriot Select side by side

Patriot Select side by side with State Farm and Universal Property
Patriot Select State Farm Universal Property
New policies Taking new policies Checked Oct 19, 2026 Taking new policies Checked Oct 19, 2026 Taking new policies Checked Oct 19, 2026
Florida policies 34,982 Florida OIR, Jul 31, 2026 654,641 Florida OIR, Jul 31, 2026 594,182 Florida OIR, Jul 31, 2026
Latest rate change Not available +0.8% Home, from Jan 15, 2026 −5.1% Home, from Oct 16, 2025
Complaint index NAIC shows no confirmed complaints in 2025. NAIC, 2025, nationwide, homeowners 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 2.63 NAIC, 2025, nationwide, homeowners. 1.00 is average.
Financial rating A (Exceptional) Demotech, Oct 20, 2026 A- (Excellent) AM Best A Demotech, Oct 7, 2026
In Florida since 2014 1934 1997

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Questions people ask about Patriot Select

Is Patriot Select leaving Florida?No.

Patriot Select relaunched in Florida in 2025 and grew by taking on about 22,000 Citizens policies that year. OIR approved it for about 30,000 more in November 2025. As of October 10, 2026 its site posts no new business hold, and Demotech affirmed its A rating in September 2026.

Source: patriotselect.com read 2026-10-10; OIR 2025 takeout summary; Insurance Business 10/28/2025

What is the Patriot Select claims phone number?Call 888-404-5804 and choose option 1 to report property damage.

The same number is Customer Service. You can also report a claim online through the customer portal linked from the claims page, or email [email protected]. The site does not list claims hours.

Source: Patriot Select claims and contact pages, read 2026-10-10

Who owns Patriot Select?No single parent company.

When it relaunched in 2025, the company raised about $29 million. Most came from a small group of insurance services firms. A large minority came from Florida individuals, family owned agencies and smaller investors. The CEO, John Rollins, did not name the firms. The carrier's site names no owner.

Source: Insurance Journal, April 17, 2025

Is Patriot Select the same as Anchor Property & Casualty?Yes, it is the same Florida company under a new name.

Anchor Property & Casualty started in 2014. It went under state supervision in February 2020. That year it moved its policies to HCI Group. The board chose the Patriot Select name in 2023. OIR approved the relaunch in a consent order dated April 14, 2025.

Source: Insurance Journal 4/17/2025; Insurance Business 4/22/2025

Is Patriot Select admitted in Florida?Yes.

Patriot Select Property and Casualty Insurance Company is a Florida domestic insurer. It was first licensed in 2014. Its NAIC code is 15617. OIR lists it as an approved Citizens takeout firm. Only authorized insurers can get that. It is an admitted carrier. So it is a member of the Florida Insurance Guaranty Association.

Source: OIR 2025 takeout summary; Demotech company page

Is Patriot Select a good company?Public data only: Demotech gives it a Financial Stability Rating of A, Exceptional, affirmed September 14, 2026.

In March 2026 the company reported a profitable first year. In May 2026 it placed a 2026 catastrophe reinsurance program. It has no AM Best rating. It is new, so there is little claims history to judge.

Source: Demotech company page read 2026-10-10; Patriot Select news page

Still deciding? Let us shop your Patriot Select renewal.

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

Free. No junk mail. No spam calls.

Patriot Select reviews and complaints: what the public data shows

Patriot Select rating

A (Exceptional) from Demotech, as of Oct 20, 2026.

Complaints
NAIC shows no confirmed complaints in 2025. NAIC, 2025, nationwide, homeowners. As of Oct 16, 2026.
Years in Florida
Since 2014 (12 years)
Regulatory actions
Not available

No star ratings and no user reviews, only public data.