Florida renters insurance companies (2026)
Here is every renters insurance company we track in Florida, A to Z, with its status today and its financial strength. Tap a company for its rules and claims number.
| Company | New policies | Financial strength | Shop your renewal |
|---|---|---|---|
| American Integrity Home, condo, renters, landlord and flood | Taking new policies | A (Exceptional) Demotech | Shop your American Integrity renewal |
| American Traditions Home, condo and renters | Taking new policies | A (Exceptional) Demotech | Shop your American Traditions renewal |
| Amica Home, condo, renters, auto and umbrella | Taking new policies | A+ (Superior) AM Best | Shop your Amica renewal |
| Assurant Renters, home and flood | Taking new policies | A+ (Superior) AM Best | Shop your Assurant renewal |
| Chubb Home, condo, renters, auto, flood, umbrella and business | Taking some new policies | A++ (Superior) AM Best | Shop your Chubb renewal |
| Citizens Home, condo, renters, landlord, wind-only and business | Taking new policies | Not rated | Shop your Citizens renewal |
| Cypress Insurance Home, condo, renters, landlord, flood and business | Taking new policies | A (Exceptional) Demotech | Shop your Cypress Insurance renewal |
| Florida Peninsula Home, condo, renters, landlord and flood | Taking new policies | A (Exceptional) Demotech | Shop your Florida Peninsula renewal |
| Lemonade Renters, home and auto | Taking new policies | A (Exceptional) Demotech | Shop your Lemonade renewal |
| Liberty Mutual Auto, home, condo, renters and business | Taking new policies | A (Excellent) AM Best | Shop your Liberty Mutual renewal |
| Lilypad (Centauri) Home, condo, renters, landlord, flood and business | Taking new policies | A (Exceptional) Demotech | Shop your Lilypad (Centauri) renewal |
| Markel Home, condo, landlord and renters | Taking new policies | A (Excellent) AM Best | Shop your Markel renewal |
| Monarch National Home, landlord, condo, renters and flood | Taking new policies | A (Exceptional) Demotech | Shop your Monarch National renewal |
| Progressive Home (ASI) Home, condo and renters | Taking some new policies | A+ (Superior) AM Best | Shop your Progressive Home (ASI) renewal |
| QBE Renters and business | Taking some new policies | A (Excellent) AM Best | Shop your QBE renewal |
| Security First Home, condo, renters and landlord | Taking new policies | A (Exceptional) Demotech | Shop your Security First renewal |
| Southern Oak Insurance Home, condo, renters, landlord and flood | Taking new policies | A (Exceptional) Demotech | Shop your Southern Oak Insurance renewal |
| State Farm Home, condo, renters, auto and business | Taking new policies | A- (Excellent) AM Best | Shop your State Farm renewal |
| Stillwater Home, condo, renters, auto and business | Taking new policies | A (Exceptional) Demotech | Shop your Stillwater renewal |
| Tower Hill Home, condo, renters, landlord, flood and business | Taking new policies | A (Exceptional) Demotech | Shop your Tower Hill renewal |
| United Casualty of America Renters | Taking some new policies | A- (Excellent) AM Best | Shop your United Casualty of America renewal |
| Universal Property Home, condo, renters and landlord | Taking new policies | A Demotech | Shop your Universal Property renewal |
| USAA Auto, home, condo and renters | Taking some new policies | A++ (Superior) AM Best | Shop your USAA renewal |
Source: Financial strength: Demotech, AM Best or KBRA. Tap a company for each date and link.
Demotech grades, best first: A double prime, A prime, A, S, M and L. Source: Demotech, Financial Stability Ratings definitions, read Oct 21, 2026.
AM Best grades, best first: A++, A+, A, A minus, B++, B+, then B and lower. Source: AM Best, Guide to Best's Financial Strength Ratings (FSR), read Oct 21, 2026.
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