Mercury Insurance

Mercury Insurance sells car plans in Florida. You buy them from agents. It has a Florida arm. It is in Clearwater. It is Mercury Indemnity Company of America.

You can find it on our list of Florida auto insurance companies. Its Florida company code is 03526 and its NAIC number is 11201.

Taking new policiesChecked Oct 19 Auto

Is Mercury leaving Florida? No. It sells auto insurance in Florida today. On May 7, 2026 it began a statewide home and auto bundle with Olympus Insurance. As of Oct 19, 2026. Source: mercuryinsurance.investorroom.com.

By , updated

Did your Mercury Insurance renewal go up?

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New policies

Taking new policies

As of Oct 19, 2026

Policies in force

Not available

No count on file

Latest rate change

Not available

No rate change on file

Financial strength

A (Excellent)

From AM Best, as of Oct 15, 2026

Complaints

NAIC shows no confirmed complaints in 2025.

NAIC, 2025, nationwide, private passenger auto

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

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What's changed recently

  1. Mercury and Olympus start a home and auto bundle across the state

    Mercury and Olympus began a statewide program. You buy it through independent agents. If you qualify, you get 10% off Mercury auto. You also get 10% off an Olympus home policy that qualifies.

  2. A Mercury unit gives up its license to sell in Florida

    Mercury Insurance Company of Florida gave up its certificate of authority on August 29, 2022. It moved all it owned and owed to Mercury Casualty Company. It was fully dissolved by November 30, 2022.

  3. OIR orders Mercury units to pay back over $2 million

    OIR did a market conduct exam. It found 13 statute violations at American Mercury Insurance and Mercury Insurance Company of Florida. Some forms and rates were not filed. The two paid $1 million in fines and costs.

  4. Mercury starts to sell car insurance in the state

    In 1997, Mercury Casualty Company got its license to sell in Florida. It began to sell car policies in January 1998. Its regional office was in Clearwater.

See every Mercury Insurance update

Rate history

No rate filings tracked yet.

Want your Mercury Insurance renewal shopped?

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

Free. No junk mail. No spam calls.

28 years in Florida

In Florida since 1998. Has paid claims through 19 hurricanes.

199820002002200420062008201020122014201620182020202220242026 Earl (1998 , Category 1 at Florida landfall) Earl Cat 1 Georges (1998 , Category 2 at Florida landfall) Georges Cat 2 Irene (1999 , Category 1 at Florida landfall) Irene Cat 1 Charley (2004 , Category 4 at Florida landfall) Charley Cat 4 Frances (2004 , Category 2 at Florida landfall) Frances Cat 2 Ivan (2004 ) Ivan Jeanne (2004 , Category 3 at Florida landfall) Jeanne Cat 3 Dennis (2005 , Category 3 at Florida landfall) Dennis Cat 3 Wilma (2005 , Category 3 at Florida landfall) Wilma Cat 3 Matthew (2016 ) Matthew Irma (2017 , Category 4 at Florida landfall) Irma Cat 4 Michael (2018 , Category 5 at Florida landfall) Michael Cat 5 Ian (2022 , Category 4 at Florida landfall) Ian Cat 4 Nicole (2022 , Category 1 at Florida landfall) Nicole Cat 1 Idalia (2023 , Category 3 at Florida landfall) Idalia Cat 3 Debby (2024 , Category 1 at Florida landfall) Debby Cat 1 Helene (2024 , Category 4 at Florida landfall) Helene Cat 4 Milton (2024 , Category 3 at Florida landfall) Milton Cat 3 Isaías (2026 , Category 2 at Florida landfall) Isaías Cat 2

Compare Mercury Insurance side by side

Mercury Insurance side by side with State Farm and USAA
Mercury Insurance State Farm USAA
New policies Taking new policies Checked Oct 19, 2026 Taking new policies Checked Oct 19, 2026 Taking some new policies Checked Oct 19, 2026
Florida policies Not available 654,641 Florida OIR, Jul 31, 2026 338,547 Florida OIR, Jul 31, 2026
Latest rate change Not available +0.8% Home, from Jan 15, 2026 Not available
Complaint index NAIC shows no confirmed complaints in 2025. NAIC, 2025, nationwide, private passenger auto 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 0.83 NAIC, 2025, nationwide, private passenger auto. 1.00 is average.
Financial rating A (Excellent) AM Best, Oct 15, 2026 A- (Excellent) AM Best A++ (Superior) AM Best
In Florida since 1998 1934 1958

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Questions people ask about Mercury Insurance

Is Mercury Insurance leaving Florida?No.

Mercury insures cars in Florida. You buy it from independent agents. On May 7, 2026 it began a statewide program with Olympus Insurance. The program pairs Mercury auto with Olympus home policies. Mercury has sold car insurance in Florida since January 1998.

Source: Mercury Insurance press release, May 7, 2026; Florida Department of Insurance exam of Mercury Casualty Company, filed April 30, 2002

Does Mercury sell home insurance in Florida?Not on its own paper.

Mercury's own release says it sells auto in Florida. It lists its home states elsewhere. Florida customers can bundle Mercury auto with a home policy from Olympus Insurance. This is under the May 2026 program. Olympus, not Mercury, issues the home policy.

Source: Mercury Insurance press release, May 7, 2026

Is Mercury Insurance a good company?Mercury says it holds an A (Excellent) rating from AM Best.

That is as of its May 7, 2026 release. Its Florida company is Mercury Indemnity Company of America. It has held a Florida license since December 2001. Mercury has sold Florida auto since 1998. Demotech does not rate the Florida company.

Source: Mercury Insurance press release, May 7, 2026; OIR exam report, April 28, 2023; Demotech company page, read October 9, 2026

Who owns Mercury Insurance?Mercury General Corporation of Los Angeles.

It is a public company. Its stock trades as MCY. It owns all of Mercury Indemnity Company of America. That is its Florida arm. Founder George Joseph and his family hold large stakes. The public holds the rest.

Source: OIR exam report of Mercury Indemnity Company of America, April 28, 2023

Is Mercury Insurance admitted in Florida?Yes.

Mercury Indemnity Company of America is a Florida domestic insurer. Its certificate of authority is dated December 28, 2001. OIR checks it with exams. It may sell three lines in the state. They are car, commercial auto and home.

Source: OIR exam report of Mercury Indemnity Company of America, April 28, 2023

Is Mercury Insurance Company of Florida the same as Mercury Insurance?It was a Mercury company.

But it is gone now. Mercury Insurance Company of Florida gave up its license on August 29, 2022. It was fully wound up by November 30, 2022. Its assets went to Mercury Casualty Company. Mercury's Florida car policies now sit with Mercury Indemnity Company of America.

Source: OIR exam report of Mercury Insurance Company of Florida, April 28, 2023

Still deciding? Let us shop your Mercury Insurance renewal.

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

Free. No junk mail. No spam calls.

Mercury Insurance reviews and complaints: what the public data shows

Mercury Insurance rating

A (Excellent) from AM Best, as of Oct 15, 2026.

Complaints
NAIC shows no confirmed complaints in 2025. NAIC, 2025, nationwide, private passenger auto. As of Oct 16, 2026.
Years in Florida
Since 1998 (28 years)
Regulatory actions
Not available

No star ratings and no user reviews, only public data.