Responsive Auto Insurance

Responsive Auto is a car insurer based in Plantation. It sells auto policies in Florida only through independent agents. It has been licensed here since 2008.

You can find it on our list of Florida auto insurance companies. Its Florida company code is 03737 and its NAIC number is 13131.

Taking new policiesChecked Oct 19 Auto

Is Responsive Auto leaving Florida? No. It sells car insurance through Florida agents and has been licensed here since 2008. As of Oct 19, 2026. Source: responsiveauto.com.

By , updated

Did your Responsive Auto renewal go up?

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

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New policies

Taking new policies

As of Oct 19, 2026

Policies in force

Not available

No count on file

Latest rate change

Not available

No rate change on file

Financial strength

Not rated

No rating from AM Best, Demotech or KBRA

Complaints

NAIC shows no confirmed complaints in 2025.

NAIC, 2025, nationwide, private passenger auto

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

Did your Responsive Auto renewal go up?

You have two choices. One 5 minute call covers both.

  • Keep Responsive Auto, switch your agent. You sign one form. Same company, same coverage, same price. Only your agent changes, to one who answers the phone.
  • Shop it. Your new agent checks 80+ companies at every renewal.
Talk to a licensed agent (727) 997-5999

Or send a message

Before you call, see the Florida home insurance renewal checklist.

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What's changed recently

No changes tracked yet for Responsive Auto. Updates land here the week we verify them.

See every Responsive Auto update

Rate history

No rate filings tracked yet.

Want your Responsive Auto renewal shopped?

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

Free. No junk mail. No spam calls.

18 years in Florida

In Florida since 2008. Has paid claims through 10 hurricanes.

2008201020122014201620182020202220242026 Matthew (2016 ) Matthew Irma (2017 , Category 4 at Florida landfall) Irma Cat 4 Michael (2018 , Category 5 at Florida landfall) Michael Cat 5 Ian (2022 , Category 4 at Florida landfall) Ian Cat 4 Nicole (2022 , Category 1 at Florida landfall) Nicole Cat 1 Idalia (2023 , Category 3 at Florida landfall) Idalia Cat 3 Debby (2024 , Category 1 at Florida landfall) Debby Cat 1 Helene (2024 , Category 4 at Florida landfall) Helene Cat 4 Milton (2024 , Category 3 at Florida landfall) Milton Cat 3 Isaías (2026 , Category 2 at Florida landfall) Isaías Cat 2

Compare Responsive Auto side by side

Responsive Auto side by side with State Farm and USAA
Responsive Auto State Farm USAA
New policies Taking new policies Checked Oct 19, 2026 Taking new policies Checked Oct 19, 2026 Taking some new policies Checked Oct 19, 2026
Florida policies Not available 654,641 Florida OIR, Jul 31, 2026 338,547 Florida OIR, Jul 31, 2026
Latest rate change Not available +0.8% Home, from Jan 15, 2026 Not available
Complaint index NAIC shows no confirmed complaints in 2025. NAIC, 2025, nationwide, private passenger auto 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 0.83 NAIC, 2025, nationwide, private passenger auto. 1.00 is average.
Financial rating Not rated AM Best, Demotech and KBRA A- (Excellent) AM Best A++ (Superior) AM Best
In Florida since 2008 1934 1958

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Questions people ask about Responsive Auto

Is Responsive Auto the same as The Responsive Auto Insurance Company?Yes, they are the same.

Responsive Auto is the short name people use. The company's own site welcomes you to The Responsive Auto Insurance Company.

Source: responsiveauto.com home page title, seen in search results October 10, 2026

Does Florida check Responsive Auto's finances?Yes.

The Florida Office of Insurance Regulation posts financial exam reports on the company. Reports on file cover the years ending 2008, 2009, 2010 and 2020.

Source: Florida OIR financial examination report library, seen in search results October 10, 2026

What is the Responsive Auto claims phone number?Call 866-300-0080, Monday to Friday 8:30 a.m. to 6 p.m. and Saturday 9 a.m. to 1 p.m. The same number serves customer service.

Adjusters call from 954-436-8800.

Source: Responsive Auto claims and contact pages, read Oct 10, 2026

Still deciding? Let us shop your Responsive Auto renewal.

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

Free. No junk mail. No spam calls.

Responsive Auto reviews and complaints: what the public data shows

Responsive Auto rating

Responsive Auto is not rated by AM Best, Demotech or KBRA.

Complaints
NAIC shows no confirmed complaints in 2025. NAIC, 2025, nationwide, private passenger auto. As of Oct 16, 2026.
Years in Florida
Since 2008 (18 years)
Regulatory actions
Not available

No star ratings and no user reviews, only public data.