Hagerty Insurance

Hagerty insures classic and collector cars in Florida. Its policies here come from Essentia, which has held a Florida license since 2008.

You can find it on our list of Florida auto insurance companies. Its Florida company code is 03732 and its NAIC number is 37915.

Taking new policiesChecked Oct 20 Auto

Is Hagerty leaving Florida? No. On Oct 20, 2026 its Florida page was offering classic car quotes and said Hagerty has insured Florida classics for over 30 years. As of Oct 20, 2026. Source: hagerty.com.

By , updated

Did your Hagerty renewal go up?

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

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New policies

Taking new policies

As of Oct 20, 2026

Policies in force

Not available

No count on file

Latest rate change

Not available

No rate change on file

Financial strength

Not available

No rating on file

Complaints

Not available

NAIC

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

Did your Hagerty renewal go up?

You have two choices. One 5 minute call covers both.

  • Keep Hagerty, switch your agent. You sign one form. Same company, same coverage, same price. Only your agent changes, to one who answers the phone.
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Talk to a licensed agent (727) 997-5999

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Before you call, see the Florida home insurance renewal checklist.

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What's changed recently

  1. Hagerty's insurer gets the right to sell in Florida

    OIR shows Essentia got its Florida license on Jan. 10, 2008. It issues Hagerty's car policies in Florida.

See every Hagerty update

Rate history

No rate filings tracked yet.

Want your Hagerty renewal shopped?

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

Free. No junk mail. No spam calls.

18 years in Florida

In Florida since 2008. Has paid claims through 10 hurricanes.

2008201020122014201620182020202220242026 Matthew (2016 ) Matthew Irma (2017 , Category 4 at Florida landfall) Irma Cat 4 Michael (2018 , Category 5 at Florida landfall) Michael Cat 5 Ian (2022 , Category 4 at Florida landfall) Ian Cat 4 Nicole (2022 , Category 1 at Florida landfall) Nicole Cat 1 Idalia (2023 , Category 3 at Florida landfall) Idalia Cat 3 Debby (2024 , Category 1 at Florida landfall) Debby Cat 1 Helene (2024 , Category 4 at Florida landfall) Helene Cat 4 Milton (2024 , Category 3 at Florida landfall) Milton Cat 3 Isaías (2026 , Category 2 at Florida landfall) Isaías Cat 2

Compare Hagerty side by side

Hagerty side by side with State Farm and USAA
Hagerty State Farm USAA
New policies Taking new policies Checked Oct 20, 2026 Taking new policies Checked Oct 19, 2026 Taking some new policies Checked Oct 19, 2026
Florida policies Not available 654,641 Florida OIR, Jul 31, 2026 338,547 Florida OIR, Jul 31, 2026
Latest rate change Not available +0.8% Home, from Jan 15, 2026 Not available
Complaint index Not available 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 0.83 NAIC, 2025, nationwide, private passenger auto. 1.00 is average.
Financial rating Not available A- (Excellent) AM Best A++ (Superior) AM Best
In Florida since 2008 1934 1958

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Questions people ask about Hagerty

What is the Hagerty claims phone number?Call Hagerty claims at 800-385-0274.

The line is open Monday to Friday 8 a.m. to 8 p.m., Saturday 8:30 a.m. to 4:30 p.m., and Sunday noon to 4 p.m. Eastern time.

Source: Hagerty contact page, read Oct 20, 2026

What is the Hagerty customer service number?Call 877-922-9701 about a Hagerty car policy.

It is open Monday to Friday 8 a.m. to 8 p.m. and weekends 8:30 a.m. to 5 p.m. Eastern time.

Source: Hagerty contact page, read Oct 20, 2026

What company insures Hagerty policies in Florida?Essentia Insurance Company.

OIR lists Essentia as an active Florida insurer, licensed since Jan. 10, 2008, that may sell car insurance here.

Source: Florida OIR company search, read Oct 20, 2026

Is Hagerty leaving Florida?There is no sign of it.

On Oct 20, 2026, Hagerty's Florida page was offering classic car quotes. It said Hagerty has insured classic cars in Florida for over 30 years.

Source: Hagerty Florida classic car page, read Oct 20, 2026

Still deciding? Let us shop your Hagerty renewal.

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

Free. No junk mail. No spam calls.

Hagerty reviews and complaints: what the public data shows

Hagerty rating

We have no financial strength rating for Hagerty.

Florida does not publish complaint or rating data for Hagerty. What we do have: Hagerty has been in Florida since 2008.

No star ratings and no user reviews, only public data.