Not taking new policies. Farmers branded home, auto and umbrella policies have not been sold in Florida since 2023. Its Bristol West brand still sells auto. Foremost sells mobile home, specialty home and auto. as of Oct 19, 2026

Farmers Insurance

Farmers Insurance stopped selling Farmers home, auto and umbrella in Florida in 2023. Its Bristol West and Foremost companies still sell auto and home.

You can find it on our list of Florida home insurance companies. It is also on our list of Florida auto insurance companies. Its Florida company code is 04145 and its NAIC number is 21652.

Not taking new policiesChecked Oct 19 Auto and home

Is Farmers leaving Florida? Yes for Farmers branded policies. Farmers told Florida regulators on July 10, 2023 it would stop Farmers branded home, auto and umbrella. Bristol West and Foremost kept selling. As of Oct 19, 2026. Source: insurancejournal.com.

By , updated

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New policies

Not taking new policies

As of Oct 19, 2026

Policies in force

5,271

Jul 31, 2026, OIR

Latest rate change

Not available

No rate change on file

Financial strength

A (Excellent)

From AM Best, as of Oct 15, 2026

Complaints

Not available

NAIC

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

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What's changed recently

  1. Nonrenewals expected to start in early 2024. Farmers points customers to Bristol West.

    Reports said about 100,000 policies, mostly home, would be nonrenewed. This would start in early 2024 as each policy expired. Farmers said it would give affected customers details on switching to Bristol West.

  2. Farmers files a market reduction notice. It drops Farmers brand home, auto and umbrella in Florida.

    Farmers told OIR on July 10, 2023 it would stop Farmers branded auto, home and umbrella policies in Florida. That was about 30 percent of its Florida book. Bristol West, Foremost and Farmers GroupSelect continued.

  3. Farmers puts new home policies on hold in Florida

    About a month before the full exit, Farmers announced a pause. It covered new Farmers branded homeowners policies in Florida. The exact day was not given in the source read.

See every Farmers Insurance update

Rate history

No rate filings tracked yet.

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76 years in Florida

In Florida since 1950. Has paid claims through 28 hurricanes.

19501960197019801990200020102020 Agnes (1972 , Category 1 at Florida landfall) Agnes Cat 1 Eloise (1975 , Category 3 at Florida landfall) Eloise Cat 3 David (1979 , Category 2 at Florida landfall) David Cat 2 Elena (1985 , Category 3 at Florida landfall) Elena Cat 3 Kate (1985 , Category 2 at Florida landfall) Kate Cat 2 Floyd (1987 , Category 1 at Florida landfall) Floyd Cat 1 Andrew (1992 , Category 5 at Florida landfall) Andrew Cat 5 Erin (1995 , Category 2 at Florida landfall) Erin Cat 2 Opal (1995 , Category 3 at Florida landfall) Opal Cat 3 Earl (1998 , Category 1 at Florida landfall) Earl Cat 1 Georges (1998 , Category 2 at Florida landfall) Georges Cat 2 Irene (1999 , Category 1 at Florida landfall) Irene Cat 1 Charley (2004 , Category 4 at Florida landfall) Charley Cat 4 Frances (2004 , Category 2 at Florida landfall) Frances Cat 2 Ivan (2004 ) Ivan Jeanne (2004 , Category 3 at Florida landfall) Jeanne Cat 3 Dennis (2005 , Category 3 at Florida landfall) Dennis Cat 3 Wilma (2005 , Category 3 at Florida landfall) Wilma Cat 3 Matthew (2016 ) Matthew Irma (2017 , Category 4 at Florida landfall) Irma Cat 4 Michael (2018 , Category 5 at Florida landfall) Michael Cat 5 Ian (2022 , Category 4 at Florida landfall) Ian Cat 4 Nicole (2022 , Category 1 at Florida landfall) Nicole Cat 1 Idalia (2023 , Category 3 at Florida landfall) Idalia Cat 3 Debby (2024 , Category 1 at Florida landfall) Debby Cat 1 Helene (2024 , Category 4 at Florida landfall) Helene Cat 4 Milton (2024 , Category 3 at Florida landfall) Milton Cat 3 Isaías (2026 , Category 2 at Florida landfall) Isaías Cat 2

Compare Farmers Insurance side by side

Farmers Insurance side by side with State Farm and Kin
Farmers Insurance State Farm Kin
New policies Not taking new policies Checked Oct 19, 2026 Taking new policies Checked Oct 19, 2026 Taking new policies Checked Oct 19, 2026
Florida policies 5,271 Florida OIR, Jul 31, 2026 654,641 Florida OIR, Jul 31, 2026 171,006 Florida OIR, Jul 31, 2026
Latest rate change Not available +0.8% Home, from Jan 15, 2026 Not available
Complaint index Not available 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 0.69 NAIC, 2025, nationwide, homeowners. 1.00 is average.
Financial rating A (Excellent) AM Best, Oct 15, 2026 A- (Excellent) AM Best A (Exceptional) Demotech
In Florida since 1950 1934 2019

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Questions people ask about Farmers Insurance

Is Farmers leaving Florida?Yes for Farmers branded policies.

On July 10, 2023 Farmers filed a market reduction notice with the state. It stopped Farmers branded home, auto and umbrella policies. About 100,000 policies were affected. Its Bristol West, Foremost and Farmers GroupSelect companies stayed in Florida.

Source: Insurance Journal, July 11, 2023; WPTV, July 11, 2023

What is the Farmers claims phone number?Farmers lists 1-800-435-7764 as its 24 hour claims contact center.

Spanish language claims help is at 877-732-5266. You can also report a claim at farmers.com. Foremost and Bristol West have their own pages and claims lines.

Source: Farmers newsroom releases, February 18, 2021 and March 24, 2022, read October 9, 2026

Does Farmers sell new policies in Florida?Not under the Farmers name.

Farmers branded home, auto and umbrella have been closed to new business in Florida since 2023. The group's Bristol West brand still sells auto, and Foremost sells mobile home, specialty home and auto. No public report from 2024 to 2026 shows Farmers branded products coming back.

Source: Carrier Management, July 12, 2023; Repairer Driven News, July 13, 2023

Is Farmers the same as Bristol West and Foremost?They are sister companies in the Farmers Insurance Group but sell under their own names.

Bristol West sells auto, mostly nonstandard. Foremost sells mobile home, specialty home and auto. When Farmers left Florida in 2023, Farmers said it would help customers move to Bristol West, which kept selling in the state.

Source: Repairer Driven News, July 13, 2023; Insurance Journal, July 11, 2023

Is Farmers a good company?Public data only.

AM Best rates the Farmers group A (Excellent), as of Aug 1, 2025. That group includes Foremost. Demotech does not rate the Farmers exchanges, Bristol West or Foremost. In 2023 the Florida insurance commissioner wrote that regulators were disappointed by how hasty Farmers' exit decision was.

Source: AM Best release, Aug 1, 2025 (Business Wire); Demotech company pages, read October 9, 2026; Insurance Journal, July 11, 2023

Is Farmers admitted in Florida?Yes.

Farmers filed its 2023 exit with the Florida Office of Insurance Regulation. It was filed as a market reduction notice. Farmers had to follow the state's notice rules. The regulator must get 90 days' notice. Policyholders must get 120 days' notice. Those rules apply to admitted insurers. Its admitted subsidiaries renew its remaining Florida policies.

Source: Carrier Management, July 12, 2023; News Service of Florida via News4Jax, July 11, 2023

Still deciding? Let us shop your Farmers Insurance renewal.

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or call (727) 997-5999

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Farmers Insurance reviews and complaints: what the public data shows

Farmers Insurance rating

A (Excellent) from AM Best, as of Oct 15, 2026.

Complaints
Not available
Years in Florida
Since 1950 (76 years)
Regulatory actions
Not available

No star ratings and no user reviews, only public data.