Clearcover Insurance
Clearcover is a Chicago car insurer that sells online and through its app. It takes new car policies in Florida and has been licensed here since 2021.
You can find it on our list of Florida auto insurance companies. Its Florida company code is 46443 and its NAIC number is 16524.
Taking new policiesChecked Oct 20 Auto
Is Clearcover leaving Florida? No. On Oct 20, 2026 its help center listed Florida as open for new car policies. As of Oct 20, 2026. Source: support.clearcover.com.
New policies
Taking new policies
As of Oct 20, 2026
Policies in force
Not available
No count on file
Latest rate change
Not available
No rate change on file
Financial strength
Not available
No rating on file
Complaints
Not available
NAIC
Near you
Can I get a policy?
We're still gathering this company's rules. Call and we'll check for you.
Did your Clearcover renewal go up?
You have two choices. One 5 minute call covers both.
Before you call, see the Florida home insurance renewal checklist.
Shop your renewal in one call
One call. A licensed agent shops other companies for you, free.
What's changed recently
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Clearcover gets the right to sell in Florida
OIR shows Clearcover got its Florida license on June 9, 2021. It may sell car insurance here.
Rate history
No rate filings tracked yet.
5 years in Florida
In Florida since 2021. Has paid claims through 7 hurricanes.
Compare Clearcover side by side
| Clearcover | State Farm | USAA | |
|---|---|---|---|
| New policies | Taking new policies Checked Oct 20, 2026 | Taking new policies Checked Oct 19, 2026 | Taking some new policies Checked Oct 19, 2026 |
| Florida policies | Not available | 654,641 Florida OIR, Jul 31, 2026 | 338,547 Florida OIR, Jul 31, 2026 |
| Latest rate change | Not available | +0.8% Home, from Jan 15, 2026 | Not available |
| Complaint index | Not available | 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. | 0.83 NAIC, 2025, nationwide, private passenger auto. 1.00 is average. |
| Financial rating | Not available | A- (Excellent) AM Best | A++ (Superior) AM Best |
| In Florida since | 2021 | 1934 | 1958 |
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- Kin Taking new policies
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- AAA (Auto Club) Taking new policies
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Questions people ask about Clearcover
What is the Clearcover claims phone number?Call the Clearcover claims team at 855-444-1875.
If a claims rep already contacted you, call or email that person directly. You can also file a claim in the app or online.
What is the Clearcover customer service number?Call 855-444-1875.
You can also chat with a live helper during business hours on its help pages.
Is Clearcover leaving Florida?No.
On Oct 20, 2026, Clearcover's help center listed Florida among the states open for new car policies.
Is Clearcover licensed in Florida?Yes.
OIR lists Clearcover as an active Florida insurer. It got its license here on June 9, 2021, and it may sell car insurance.
Clearcover reviews and complaints: what the public data shows
Clearcover rating
Florida does not publish complaint or rating data for Clearcover. What we do have: Clearcover has been in Florida since 2021.
No star ratings and no user reviews, only public data.