Ambetter from Sunshine Health in Florida

Ambetter is Centene's marketplace health plan in Florida. Its HMO plans come from Centene Venture Company Florida and, through 2026, Sunshine State Health Plan.

You can find it on our list of Florida health insurance companies. Its company code is NAIC 16499.

Selling 2027 marketplace plans in FloridaChecked Oct 2026

Is Ambetter leaving Florida? No. It filed 2027 Florida plans through Centene Venture Company Florida. Sunshine Health stops selling its own marketplace plans after 2026. Those members move to Ambetter. As of Oct 9, 2026. Source: healthinsurance.org.

By , updated

Member services(877) 687-11698am to 8pm ET
Pay a bill (877) 687-1169 Pay online

HMO

Plan type

12 years

In Florida since 2014

Plantation

Headquarters

Centene Venture Company Florida

Licensed company, NAIC 16499, FL code 40044

Complaints
0.78 on the NAIC complaint index 1.00 is average. Higher means more complaints for its size. NAIC, 2025, nationwide, individual accident and health. As of Oct 16, 2026.

Not Ambetter from Sunshine Health.

This page is run by a licensed Florida insurance agent, not by Ambetter from Sunshine Health. For anything about your Ambetter from Sunshine Health plan, call Ambetter from Sunshine Health at (877) 687-1169.

While you're here: most people with an Ambetter from Sunshine Health card also have a car, and many own a home. A licensed Florida agent can check both in a few minutes. Call (727) 997-5999, or ask for a quote.

Check my home and auto Call (727) 997-5999

What's changed recently

  1. Centene files the smallest 2027 Florida rate request

    Centene Venture Company Florida, the Ambetter entity, asked for a 3.87 percent increase for 2027. That is the smallest of 12 Florida insurers. Rates are proposed until OIR approves them.

  2. Sunshine State Health Plan ends its plans after 2026, and members move to Ambetter

    Sunshine State Health Plan, Inc. ends its individual plans after Dec 31, 2026. Members who do not choose another plan move to Ambetter under Centene Venture Company Florida for 2027.

  3. Ambetter offers 2026 plans in 63 Florida counties

    Centene said Ambetter Health would sell 2026 plans in 63 Florida counties. Three companies issue them. They are Ambetter Health of Florida, Inc., Centene Venture Company Florida and Sunshine State Health Plan, Inc.

  4. Ambetter from Sunshine Health gets the OK to sell on Florida's marketplace

    Sunshine State Health Plan got the nod to sell Ambetter marketplace plans in Broward, Miami-Dade and Palm Beach. That was the first open enrollment, for plans starting in 2014.

See every Ambetter from Sunshine Health update

Other Florida health insurance companies

  • AvMed

    AvMed is a not for profit Florida HMO based in Doral and part of Sentara Health since 2022. It sells individual plans in four Florida counties.

  • Florida Blue

    Florida Blue is the Blue Cross and Blue Shield plan for Florida. Based in Jacksonville, it sells PPO, EPO, POS and HMO plans through two Florida companies.

  • Oscar

    Oscar is a New York based health insurer. It has sold individual plans in Florida since 2019, now as EPO and HMO plans through two Florida companies.

  • UnitedHealthcare

    UnitedHealthcare of Florida, Inc. is an HMO based in Maitland. It sells the UnitedHealthcare plans that people buy on their own in Florida.

  • Aetna CVS Health

    Aetna CVS Health is owned by CVS Health. Its Florida HMO, Aetna Health Inc., sold marketplace plans from 2022 through 2025 and still serves employer plans.

Questions people ask about Ambetter from Sunshine Health

What is the Ambetter customer service number in Florida?Call Ambetter Member Services at 1-877-687-1169, 8 a.m. to 8 p.m. ET.

Relay Florida users can call 1-800-955-8770. The same number handles billing questions and pay by phone.

Source: Ambetter Health Florida contact page, read Oct 9, 2026

Is Ambetter the same as Sunshine Health?Not quite.

Ambetter is Centene's brand for marketplace plans. Sunshine Health is Centene's Florida Medicaid plan. Centene owns both. In Florida, Ambetter has been sold as Ambetter from Sunshine Health since 2014. Your Ambetter card and its member line are not the same as the Sunshine Health Medicaid line.

Source: Ambetter Health Florida about page, read Oct 9, 2026

Is Ambetter leaving Florida?No.

Ambetter filed 2027 Florida plans under Centene Venture Company Florida. It asked for a 3.9 percent rate change. Only one Ambetter company, Sunshine State Health Plan, ends its plans for people on their own after 2026. Those members move to Ambetter for 2027 unless they pick another plan.

Source: healthinsurance.org Florida page, updated Aug 3, 2026

Who owns Ambetter?Centene Corporation owns it.

It is a Fortune 500 health company in St. Louis, Missouri. Two Centene companies issue Ambetter plans in Florida. One is Centene Venture Company Florida. The other is Sunshine State Health Plan, Inc.

Source: Ambetter Health Florida about page, read Oct 9, 2026

Is Ambetter an HMO or a PPO in Florida?HMO.

Ambetter's 2026 plan summary from Centene Venture Company Florida lists the plan type as HMO. Value plans give you a primary care doctor, and you need referrals. Premier plans do not need a referral to see a specialist.

Source: Ambetter 2026 Florida Summary of Benefits and Coverage, read Oct 9, 2026

Where is Ambetter based?Its parent, Centene, is at Centene Plaza in St. Louis, Missouri.

The Florida mailing address is PO Box 459089, Fort Lauderdale, FL 33345. The Florida HMO, Sunshine State Health Plan, listed an office in Plantation, Florida in its last state exam report.

Source: Ambetter Health Florida contact page, read Oct 9, 2026

Sources