Florida pet insurance companies (2026)
Pet insurance is sold under a brand name. An insurance company stands behind each brand and pays the claims. Here are 16 brands sold in Florida, A to Z. See the company behind each one and the number to call.
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AKC Pet Insurance
Insurance companies: Independence American Insurance Company or Independence Pet Insurance Company
Source: AKC Pet Insurance, Florida sample policy; contact, read Oct 30, 2026.
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ASPCA Pet Health Insurance
Insurance companies: United States Fire Insurance Company or Independence American Insurance Company
Source: ASPCA Pet Health Insurance, underwriting; licensing; contact us, read Oct 30, 2026.
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Chewy CarePlus
Insurance companies: American Pet Insurance Company, ZPIC Insurance Company or Lemonade Insurance Company
Trupanion plans are written by American Pet or ZPIC. The Lemonade plan is written by Lemonade.
Source: Chewy, insurance page; Florida sample policy, read Oct 30, 2026.
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Embrace
Insurance companies: American Modern Home Insurance Company or American Southern Home Insurance Company
You can also get an Embrace plan through GEICO and Allstate.
Source: Embrace, underwriting; Embrace, contact us, read Oct 30, 2026.
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Fetch
Insurance company: AXIS Insurance Company
Source: Fetch, Florida sample policy; contact us, read Oct 30, 2026.
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Figo
Insurance company: Independence American Insurance Company
Source: Figo, terms of use; contact us, read Oct 30, 2026.
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Hartville Pet Insurance
Insurance companies: Independence American Insurance Company or United States Fire Insurance Company
Source: Hartville, Florida sample policy; contact us, read Oct 30, 2026.
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Healthy Paws
Insurance company: ACE Property and Casualty Insurance Company
This is a Chubb company. Your policy papers name the Chubb company that covers your pet.
Source: Healthy Paws, Florida documents; FAQ; contact, read Oct 30, 2026.
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Lemonade Pet
Insurance company: Lemonade Insurance Company
Customer service (844) 733-8666Source: Lemonade, Florida pet disclosure; Lemonade, where we sell, read Oct 30, 2026.
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MetLife Pet Insurance
Insurance company: Metropolitan General Insurance Company
Source: MetLife Pet, Florida disclosure; customer support, read Oct 30, 2026.
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Nationwide Pet
Insurance company: National Casualty Company
Source: Nationwide, Florida insurer disclosure; contact, read Oct 30, 2026.
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Odie
Insurance companies: Trisura Insurance Company, Trisura Specialty Insurance Company or Accredited Surety and Casualty Company, Inc.
Source: Odie, licensing disclosures; contact us, read Oct 30, 2026.
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Pets Best
Insurance companies: Independence American Insurance Company, American Pet Insurance Company, Independence Pet Insurance Company or MS Transverse Insurance Company
You can also get a Pets Best plan through Progressive.
Source: Pets Best, Florida sample policy; home page, read Oct 30, 2026.
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Pumpkin
Insurance companies: Independence American Insurance Company or United States Fire Insurance Company
File a claim in your account Sign in
Source: Pumpkin, insurance licenses; home page, read Oct 30, 2026.
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Spot
Insurance companies: Independence American Insurance Company or United States Fire Insurance Company
Source: Spot, underwriting; Florida; contact, read Oct 30, 2026.
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Wagmo
Insurance company: Independence American Insurance Company
Coverage questions (Independence American) (800) 905-1595Wagmo takes claims online in your account, not by phone. Send a claim within 270 days of the vet visit.
Source: Wagmo, sample policies; pet insurance, read Oct 30, 2026.
Where we have a page on the insurance company, their name links to our page. A brand's sales line is left off on purpose: these are the numbers for a claim or a question about your policy.
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