Not taking new policies. Leaving the homeowners business in every state, in stages that started in 2024. It still had 8,053 Florida home policies on July 31, 2026. Its P&C brand is now Farm Family, which sells no home policies. as of Oct 19, 2026

American National Insurance

American National is an insurer in Springfield, Missouri. It now uses the Farm Family brand. It is leaving home insurance in every state. Brookfield owns it.

You can find it on our list of Florida home insurance companies. Its Florida company code is 01107 and its NAIC number is 28401.

Not taking new policiesChecked Oct 19 Home

Is American National leaving Florida? Yes, for home insurance. It said in 2024 it would leave homeowners in every state. It still had 8,053 Florida home policies on July 31, 2026. As of Oct 19, 2026. Source: insurancejournal.com.

By , updated

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New policies

Not taking new policies

As of Oct 19, 2026

Policies in force

8,053

Jul 31, 2026, OIR

Latest rate change

Not available

No rate change on file

Financial strength

A (Excellent)

From AM Best, as of Oct 15, 2026

Complaints

12.33

NAIC index, 2025. 1.00 is average.

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

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What's changed recently

  1. Brookfield puts the P&C arms of American National and Argo in one group

    Brookfield Wealth Solutions set up one P&C operating group. It holds the property and casualty arms of American National. It holds those of Argo Group too.

  2. Leaving homeowners in all states

    American National said it would exit the homeowners line in all remaining states. It would do this in stages through the end of 2024. It had started with nine states in February.

  3. American National to leave the home market in nine states

    Insurance Journal and AM Best said American National is leaving the home market in nine states. Two of them are Louisiana and California. It is not confirmed if Florida is one of the nine.

See every American National update

Rate history

No rate filings tracked yet.

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47 years in Florida

In Florida since 1979. Has paid claims through 25 hurricanes.

1980198519901995200020052010201520202025 Elena (1985 , Category 3 at Florida landfall) Elena Cat 3 Kate (1985 , Category 2 at Florida landfall) Kate Cat 2 Floyd (1987 , Category 1 at Florida landfall) Floyd Cat 1 Andrew (1992 , Category 5 at Florida landfall) Andrew Cat 5 Erin (1995 , Category 2 at Florida landfall) Erin Cat 2 Opal (1995 , Category 3 at Florida landfall) Opal Cat 3 Earl (1998 , Category 1 at Florida landfall) Earl Cat 1 Georges (1998 , Category 2 at Florida landfall) Georges Cat 2 Irene (1999 , Category 1 at Florida landfall) Irene Cat 1 Charley (2004 , Category 4 at Florida landfall) Charley Cat 4 Frances (2004 , Category 2 at Florida landfall) Frances Cat 2 Ivan (2004 ) Ivan Jeanne (2004 , Category 3 at Florida landfall) Jeanne Cat 3 Dennis (2005 , Category 3 at Florida landfall) Dennis Cat 3 Wilma (2005 , Category 3 at Florida landfall) Wilma Cat 3 Matthew (2016 ) Matthew Irma (2017 , Category 4 at Florida landfall) Irma Cat 4 Michael (2018 , Category 5 at Florida landfall) Michael Cat 5 Ian (2022 , Category 4 at Florida landfall) Ian Cat 4 Nicole (2022 , Category 1 at Florida landfall) Nicole Cat 1 Idalia (2023 , Category 3 at Florida landfall) Idalia Cat 3 Debby (2024 , Category 1 at Florida landfall) Debby Cat 1 Helene (2024 , Category 4 at Florida landfall) Helene Cat 4 Milton (2024 , Category 3 at Florida landfall) Milton Cat 3 Isaías (2026 , Category 2 at Florida landfall) Isaías Cat 2

Compare American National side by side

American National side by side with State Farm and Universal Property
American National State Farm Universal Property
New policies Not taking new policies Checked Oct 19, 2026 Taking new policies Checked Oct 19, 2026 Taking new policies Checked Oct 19, 2026
Florida policies 8,053 Florida OIR, Jul 31, 2026 654,641 Florida OIR, Jul 31, 2026 594,182 Florida OIR, Jul 31, 2026
Latest rate change Not available +0.8% Home, from Jan 15, 2026 −5.1% Home, from Oct 16, 2025
Complaint index 12.33 NAIC, 2025, nationwide, homeowners. 1.00 is average. 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 2.63 NAIC, 2025, nationwide, homeowners. 1.00 is average.
Financial rating A (Excellent) AM Best, Oct 15, 2026 A- (Excellent) AM Best A Demotech, Oct 7, 2026
In Florida since 1979 1934 1997

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  • American Integrity Taking new policies

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Questions people ask about American National

Is American National leaving Florida?Yes, for home insurance.

In 2024 American National told staff it would leave the homeowners business in all remaining states, in stages. OIR still counted 8,053 Florida home policies on July 31, 2026, so some policies remain until they run out.

Source: Insurance Journal, June 17, 2024

Who owns American National?Brookfield Wealth Solutions.

In August 2025 Brookfield put two units into one P&C operating group. One was American National's property and casualty business. The other was Argo Group, which it also owns. American National Group Inc. files public reports with the SEC.

Source: The Insurer, August 12, 2025

Is American National the same as Argo?No.

They are two firms with the same owner, Brookfield. In August 2025 Brookfield put their P&C arms in one group. In state data, Florida home policies are still listed under American National Property & Casualty Company.

Source: Insurance Insider, 2025; OIR Market Intelligence Report, July 31, 2026

Is American National admitted in Florida?Yes.

OIR lists American National Property and Casualty Company. Its NAIC code is 28401. Its OIR code is 01107. It has held a Florida certificate of authority since Nov 21, 1979. Admitted home insurers like it are covered by the Florida Insurance Guaranty Association.

Source: OIR company search, read Oct 10, 2026

What is the American National claims phone number?Call 800-333-2860, open 24 hours a day, 7 days a week, for home and auto claims.

For bills and policy service, call 800-899-6519. American National's P&C contact details now sit on the Farm Family site.

Source: Farm Family contact page, read Oct 10, 2026

Still deciding? Let us shop your American National renewal.

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

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American National reviews and complaints: what the public data shows

American National rating

A (Excellent) from AM Best, as of Oct 15, 2026.

Complaints
12.33 on the NAIC complaint index 1.00 is average. Higher means more complaints for its size. NAIC, 2025, nationwide, homeowners. As of Oct 16, 2026.
Years in Florida
Since 1979 (47 years)
Regulatory actions
Not available

No star ratings and no user reviews, only public data.