Zurich Insurance

Zurich sells business insurance in Florida.

Based in Schaumburg, IL. In Florida since 1924.

Taking new business policies

Florida company code 09535, NAIC 16535.

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Policies in force

Not available

No count on file

Latest rate change

Not available

No rate change on file

Financial strength

A+ (Superior)

From AM Best, as of Oct 20, 2026

Complaints

0.62

NAIC index, 2025. 1.00 is average.

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

Two choices when your Zurich rate goes up

You have two choices. One 5 minute call covers both.

  • Keep Zurich, switch your agent. You sign one form. Same company, same coverage, same price. Only your agent changes, to one who answers the phone.
  • Shop it. Your new agent checks 80+ companies at every renewal.
Talk to a licensed agent (727) 997-5999

Or send a message

Before you call, see the Florida home insurance renewal checklist.

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What's changed recently

Is Zurich leaving Florida? No. Zurich American was the sixth largest Florida workers' comp company in 2024, per OIR, and their site showed no stop notice on Oct 20, 2026. As of Nov 2, 2026. Source: floir.gov.

  1. Zurich ranks sixth in Florida workers' comp

    In 2024 Zurich American sold $80.7 million of Florida workers' comp. That was 2.5 percent of the market, says OIR's 2025 report.

  2. Zurich gets a Florida license

    OIR says Zurich American first got their Florida license on Aug. 1, 1924.

See every Zurich update

Rate history

No rate filings tracked yet.

Want your Zurich renewal shopped?

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

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102 years in Florida

In Florida since 1924. Has paid claims through 28 hurricanes.

1930194019501960197019801990200020102020Agnes (1972, Category 1 at Florida landfall)Agnes Cat 1Eloise (1975, Category 3 at Florida landfall)Eloise Cat 3David (1979, Category 2 at Florida landfall)David Cat 2Elena (1985, Category 3 at Florida landfall)Elena Cat 3Kate (1985, Category 2 at Florida landfall)Kate Cat 2Floyd (1987, Category 1 at Florida landfall)Floyd Cat 1Andrew (1992, Category 5 at Florida landfall)Andrew Cat 5Erin (1995, Category 2 at Florida landfall)Erin Cat 2Opal (1995, Category 3 at Florida landfall)Opal Cat 3Earl (1998, Category 1 at Florida landfall)Earl Cat 1Georges (1998, Category 2 at Florida landfall)Georges Cat 2Irene (1999, Category 1 at Florida landfall)Irene Cat 1Charley (2004, Category 4 at Florida landfall)Charley Cat 4Frances (2004, Category 2 at Florida landfall)Frances Cat 2Ivan (2004)IvanJeanne (2004, Category 3 at Florida landfall)Jeanne Cat 3Dennis (2005, Category 3 at Florida landfall)Dennis Cat 3Wilma (2005, Category 3 at Florida landfall)Wilma Cat 3Matthew (2016)MatthewIrma (2017, Category 4 at Florida landfall)Irma Cat 4Michael (2018, Category 5 at Florida landfall)Michael Cat 5Ian (2022, Category 4 at Florida landfall)Ian Cat 4Nicole (2022, Category 1 at Florida landfall)Nicole Cat 1Idalia (2023, Category 3 at Florida landfall)Idalia Cat 3Debby (2024, Category 1 at Florida landfall)Debby Cat 1Helene (2024, Category 4 at Florida landfall)Helene Cat 4Milton (2024, Category 3 at Florida landfall)Milton Cat 3Isaías (2026, Category 2 at Florida landfall)Isaías Cat 2

Zurich flood insurance

Zurich sells private flood insurance in Florida.Zurich sells to businesses.

Source: Florida Office of Insurance Regulation, Flood Insurance Writers in Florida, read Oct 20, 2026.

Florida flood insurance: who sells it

Compare Zurich side by side

Zurich side by side with State Farm and Slide
Zurich State Farm Slide
New policies Taking new policies Checked Nov 2, 2026 Taking new policies Checked Nov 2, 2026 Taking new policies Checked Nov 2, 2026
Florida policies Not available 654,641 Florida OIR, Jul 31, 2026 475,227 Florida OIR, Jul 31, 2026
Latest rate change Not available +0.8% Home, from Jan 15, 2026 Not available
Complaint index 0.62 NAIC, 2025, nationwide, all lines. 1.00 is average. 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 0.88 NAIC, 2025, nationwide, homeowners. 1.00 is average.
Financial rating A+ (Superior) AM Best, Oct 20, 2026 A- (Excellent) AM Best A (Exceptional) Demotech, Oct 7, 2026
In Florida since 1924 1934 2022

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  • Citizens Taking new policies

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More on our list of Florida commercial insurance companies.

Questions people ask about Zurich

What is the Zurich claims phone number?Call Zurich's Customer Care Center at 800-987-3373.

They take claims 24 hours a day, 7 days a week. You can also report a claim online.

Source: Zurich customer care center page, read Oct 20, 2026

What is the Zurich customer service number?For general questions, call Zurich Customer Support at 800-382-2150.

Source: Zurich contact page, read Oct 20, 2026

Does Zurich insure Florida businesses?Yes.

In 2024 Zurich American sold $80.7 million of Florida workers' comp, says OIR's 2025 report. Only five companies sold more.

Source: Florida OIR 2025 Workers' Compensation Annual Report, read Oct 20, 2026

Is Zurich licensed in Florida?Yes.

OIR lists Zurich American Insurance Company as an active Florida insurer. They first got a Florida license on Aug. 1, 1924.

Source: Florida OIR company search, read Oct 20, 2026

How do I reach Zurich about a premium audit?Call 800-382-2150 and pick option 7.

Or email [email protected]. Zurich gives both on their premium audit page.

Source: Zurich premium audit page, read Oct 22, 2026

Is Zurich a good insurance company?Public data only: AM Best rates Zurich American Insurance Company A+ (Superior).

AM Best acted on that grade on Sept 4, 2026. Their 2025 NAIC complaint index, all lines, was 0.62. An index of 1.00 is average for a company of the same size. So they got fewer complaints than most.

Source: AM Best news release, Sept 4, 2026; NAIC Consumer Insurance Search, 2025 complaint index, read 2026-10-20

Still deciding? Let us shop your Zurich renewal.

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

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Zurich reviews and complaints: what the public data shows

Zurich rating

A+ (Superior) from AM Best, as of Oct 20, 2026.

Complaints
0.62 on the NAIC complaint index 1.00 is average. Higher means more complaints for their size. NAIC, 2025, nationwide, all lines. As of Oct 20, 2026.
Years in Florida
Since 1924 (102 years)
Regulatory actions
Not available

No star ratings and no user reviews, only public data.