Zenith Insurance

Zenith Insurance sells business insurance in Florida.

Based in Woodland Hills, CA. In Florida since 1994. Owned by Fairfax Financial Group.

Taking new business policies

Florida company code 02947, NAIC 13269.

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Policies in force

Not available

No count on file

Latest rate change

Not available

No rate change on file

Financial strength

A (Excellent)

From AM Best, as of Oct 20, 2026

Complaints

NAIC shows no confirmed complaints in 2025.

NAIC, 2025, nationwide, all lines

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

Two choices when your Zenith Insurance rate goes up

You have two choices. One 5 minute call covers both.

  • Keep Zenith Insurance, switch your agent. You sign one form. Same company, same coverage, same price. Only your agent changes, to one who answers the phone.
  • Shop it. Your new agent checks 80+ companies at every renewal.
Talk to a licensed agent (727) 997-5999

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Before you call, see the Florida home insurance renewal checklist.

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What's changed recently

Is Zenith leaving Florida? No. OIR ranks Zenith Insurance Company third in Florida workers' comp for 2024, and their site showed no stop notice on Oct 20, 2026. As of Nov 2, 2026. Source: floir.gov.

  1. OIR ranks Zenith third in Florida workers' comp

    In 2024 Zenith sold $119.7 million of Florida workers' comp. That was 3.8 percent of the market, says OIR's 2025 report.

  2. Zenith gets their Florida license

    OIR shows Zenith Insurance Company first got their Florida license on Nov. 14, 1994.

See every Zenith Insurance update

Rate history

No rate filings tracked yet.

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A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

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32 years in Florida

In Florida since 1994. Has paid claims through 21 hurricanes.

1995200020052010201520202025Erin (1995, Category 2 at Florida landfall)Erin Cat 2Opal (1995, Category 3 at Florida landfall)Opal Cat 3Earl (1998, Category 1 at Florida landfall)Earl Cat 1Georges (1998, Category 2 at Florida landfall)Georges Cat 2Irene (1999, Category 1 at Florida landfall)Irene Cat 1Charley (2004, Category 4 at Florida landfall)Charley Cat 4Frances (2004, Category 2 at Florida landfall)Frances Cat 2Ivan (2004)IvanJeanne (2004, Category 3 at Florida landfall)Jeanne Cat 3Dennis (2005, Category 3 at Florida landfall)Dennis Cat 3Wilma (2005, Category 3 at Florida landfall)Wilma Cat 3Matthew (2016)MatthewIrma (2017, Category 4 at Florida landfall)Irma Cat 4Michael (2018, Category 5 at Florida landfall)Michael Cat 5Ian (2022, Category 4 at Florida landfall)Ian Cat 4Nicole (2022, Category 1 at Florida landfall)Nicole Cat 1Idalia (2023, Category 3 at Florida landfall)Idalia Cat 3Debby (2024, Category 1 at Florida landfall)Debby Cat 1Helene (2024, Category 4 at Florida landfall)Helene Cat 4Milton (2024, Category 3 at Florida landfall)Milton Cat 3Isaías (2026, Category 2 at Florida landfall)Isaías Cat 2

Compare Zenith Insurance side by side

Zenith Insurance side by side with State Farm and Slide
Zenith Insurance State Farm Slide
New policies Taking new policies Checked Nov 2, 2026 Taking new policies Checked Nov 2, 2026 Taking new policies Checked Nov 2, 2026
Florida policies Not available 654,641 Florida OIR, Jul 31, 2026 475,227 Florida OIR, Jul 31, 2026
Latest rate change Not available +0.8% Home, from Jan 15, 2026 Not available
Complaint index NAIC shows no confirmed complaints in 2025. NAIC, 2025, nationwide, all lines 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 0.88 NAIC, 2025, nationwide, homeowners. 1.00 is average.
Financial rating A (Excellent) AM Best, Oct 20, 2026 A- (Excellent) AM Best A (Exceptional) Demotech, Oct 7, 2026
In Florida since 1994 1934 2022

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Questions people ask about Zenith Insurance

Claims and phone numbers (2)

How do I file a claim with Zenith?Call 800-440-5020 to report a work injury.

You can also report by email, fax or online.

Source: Zenith report an employee injury page, read Oct 20, 2026

What is the Zenith customer service number?Call 800-440-5020.

Zenith uses the same number for billing questions and pay by phone.

Source: Zenith contacts page, read Oct 20, 2026

Bills and payments (1)

How do I pay my Zenith bill?You can set up automatic payments from your checking account or pay online by e-Check.

To pay by phone, call 800-440-5020, 8:30 a.m. to 8 p.m. Eastern time, Monday to Friday. You can also mail a check. Card payments go through Plastiq, a separate company that charges a fee.

Source: Zenith, Pay Your Premium, read 2026-10-21

Business and workers' comp (1)

How do I reach Zenith Insurance about a premium audit?Email [email protected].

Or call 800-440-5020. Zenith gives both on their page of audit questions.

Source: Zenith premium audit questions page, read Oct 22, 2026

About the company (3)

Does Zenith have an office in Florida?Their mail box for most states is in Sarasota.

Their main office is in California.

Source: Zenith contacts page, read Oct 20, 2026

Is Zenith available in Florida?Yes.

In 2024 Zenith sold $119.7 million of Florida workers' comp, says OIR's 2025 report. Only two companies sold more.

Source: Florida OIR 2025 Workers' Compensation Annual Report, read Oct 20, 2026

Is Zenith a good insurance company?Public data only: AM Best rates Zenith Insurance Company A (Excellent).

AM Best affirmed that on Oct 16, 2026. The NAIC shows no complaints against it in 2025, all lines.

Source: AM Best rating disclosure, Oct 16, 2026; NAIC Consumer Insurance Search, 2025 complaint index, read 2026-10-20

Still deciding? Let us shop your Zenith Insurance renewal.

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

Chat

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Zenith Insurance reviews and complaints: what the public data shows

Zenith Insurance rating

A (Excellent) from AM Best, as of Oct 20, 2026.

Complaints
NAIC shows no confirmed complaints in 2025. NAIC, 2025, nationwide, all lines. As of Oct 20, 2026.
Years in Florida
Since 1994 (32 years)
Regulatory actions
Not available

No star ratings and no user reviews, only public data.