USLI Insurance
USLI sells business insurance in Florida.
Based in Wayne, PA. In Florida since 1997.
Taking new business policies
Florida company code 03006, NAIC 25895.
Policies in force
Not available
No count on file
Latest rate change
Not available
No rate change on file
Financial strength
A++ (Superior)
From AM Best, as of Oct 20, 2026
Complaints
1.14
NAIC index, 2025. 1.00 is average.
Near you
Can I get a policy?
We're still gathering this company's rules. Call and we'll check for you.
Two choices when your USLI rate goes up
You have two choices. One 5 minute call covers both.
Before you call, see the Florida home insurance renewal checklist.
Shop your renewal in one call
One call. A licensed agent shops other companies for you, free.
What's changed recently
Is USLI leaving Florida? No sign of it. OIR listed their admitted company as an active Florida insurer on Oct 20, 2026, and no exit notice was found. As of Nov 2, 2026. Source: companysearch.floir.gov.
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USLI gets the right to sell in Florida
OIR shows USLI's main insurer got their Florida license on March 7, 1997.
Rate history
No rate filings tracked yet.
29 years in Florida
In Florida since 1997. Has paid claims through 19 hurricanes.
Compare USLI side by side
| USLI | State Farm | Slide | |
|---|---|---|---|
| New policies | Taking new policies Checked Nov 2, 2026 | Taking new policies Checked Nov 2, 2026 | Taking new policies Checked Nov 2, 2026 |
| Florida policies | Not available | 654,641 Florida OIR, Jul 31, 2026 | 475,227 Florida OIR, Jul 31, 2026 |
| Latest rate change | Not available | +0.8% Home, from Jan 15, 2026 | Not available |
| Complaint index | 1.14 NAIC, 2025, nationwide, all lines. 1.00 is average. | 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. | 0.88 NAIC, 2025, nationwide, homeowners. 1.00 is average. |
| Financial rating | A++ (Superior) AM Best, Oct 20, 2026 | A- (Excellent) AM Best | A (Exceptional) Demotech, Oct 7, 2026 |
| In Florida since | 1997 | 1934 | 2022 |
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- Tower Hill Taking new policies
Tower Hill is a Gainesville insurer. They have covered Florida homes since 1972. New policies come from the member owned Tower Hill Insurance Exchange.
- Frontline Taking new policies
Frontline is the Lake Mary brand behind First Protective. New Florida home policies now come from their FIRE exchange, open statewide.
- Citizens Taking new policies
Citizens is run by the state and covers Florida homes when no private company will. They sell home, condo, renters and wind only plans.
More on our list of Florida commercial insurance companies.
Florida guides for USLI customers
Questions people ask about USLI
What is the USLI claims phone number?USLI does not list a separate claims phone.
You can report a claim online from their site. Their main office number is 888-523-5545.
Is USLI covered by FIGA in Florida?It depends on the company named on your policy.
USLI's main insurer is admitted in Florida. Their sister, Mount Vernon Fire, is a surplus lines insurer here. FIGA does not cover surplus lines.
Is USLI leaving Florida?There is no sign of it.
OIR listed United States Liability Insurance Company as an active Florida insurer on Oct 20, 2026.
Is USLI licensed in Florida?Yes.
OIR lists USLI's main insurer, United States Liability, as active in Florida. They got their license here on March 7, 1997.
Is USLI a good insurance company?Public data only: AM Best rates United States Liability Insurance Company A++ (Superior).
That is AM Best's top grade. USLI says AM Best affirmed it effective August 26, 2026. USLI lists all five of their insurers as A++.
Who owns USLI?Berkshire Hathaway.
USLI says they are a proud member of that group. USLI has five insurers. Their main one is United States Liability Insurance Company. Another is Mount Vernon Fire.
USLI reviews and complaints: what the public data shows
USLI rating
- Complaints
- 1.14 on the NAIC complaint index 1.00 is average. Higher means more complaints for their size. NAIC, 2025, nationwide, all lines. As of Oct 20, 2026.
- Years in Florida
- Since 1997 (29 years)
- Regulatory actions
- Not available
No star ratings and no user reviews, only public data.