Summit Insurance

Summit sells business insurance in Florida.

Based in Lakeland. In Florida since 1978. Owned by Great American Insurance Group.

Taking new business policies

Florida company code 10005, NAIC 10701.

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Policies in force

Not available

No count on file

Latest rate change

Not available

No rate change on file

Financial strength

A+ (Superior)

From AM Best, as of Oct 20, 2026

Complaints

NAIC shows no confirmed complaints in 2025.

NAIC, 2025, nationwide, all lines

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

Two choices when your Summit rate goes up

You have two choices. One 5 minute call covers both.

  • Keep Summit, switch your agent. You sign one form. Same company, same coverage, same price. Only your agent changes, to one who answers the phone.
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Before you call, see the Florida home insurance renewal checklist.

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What's changed recently

Is Summit leaving Florida? No sign of it. Summit is based in Lakeland, and on Oct 20, 2026 their site said they sell workers' comp through agents in 18 states and D.C. As of Nov 2, 2026. Source: summitholdings.com.

  1. Bridgefield Employers gets the right to sell in Florida

    OIR shows Summit's main insurer got their Florida license on April 1, 1978.

See every Summit update

Rate history

No rate filings tracked yet.

Want your Summit renewal shopped?

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

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48 years in Florida

In Florida since 1978. Has paid claims through 26 hurricanes.

1980198519901995200020052010201520202025David (1979, Category 2 at Florida landfall)David Cat 2Elena (1985, Category 3 at Florida landfall)Elena Cat 3Kate (1985, Category 2 at Florida landfall)Kate Cat 2Floyd (1987, Category 1 at Florida landfall)Floyd Cat 1Andrew (1992, Category 5 at Florida landfall)Andrew Cat 5Erin (1995, Category 2 at Florida landfall)Erin Cat 2Opal (1995, Category 3 at Florida landfall)Opal Cat 3Earl (1998, Category 1 at Florida landfall)Earl Cat 1Georges (1998, Category 2 at Florida landfall)Georges Cat 2Irene (1999, Category 1 at Florida landfall)Irene Cat 1Charley (2004, Category 4 at Florida landfall)Charley Cat 4Frances (2004, Category 2 at Florida landfall)Frances Cat 2Ivan (2004)IvanJeanne (2004, Category 3 at Florida landfall)Jeanne Cat 3Dennis (2005, Category 3 at Florida landfall)Dennis Cat 3Wilma (2005, Category 3 at Florida landfall)Wilma Cat 3Matthew (2016)MatthewIrma (2017, Category 4 at Florida landfall)Irma Cat 4Michael (2018, Category 5 at Florida landfall)Michael Cat 5Ian (2022, Category 4 at Florida landfall)Ian Cat 4Nicole (2022, Category 1 at Florida landfall)Nicole Cat 1Idalia (2023, Category 3 at Florida landfall)Idalia Cat 3Debby (2024, Category 1 at Florida landfall)Debby Cat 1Helene (2024, Category 4 at Florida landfall)Helene Cat 4Milton (2024, Category 3 at Florida landfall)Milton Cat 3Isaías (2026, Category 2 at Florida landfall)Isaías Cat 2

Compare Summit side by side

Summit side by side with State Farm and Slide
Summit State Farm Slide
New policies Taking new policies Checked Nov 2, 2026 Taking new policies Checked Nov 2, 2026 Taking new policies Checked Nov 2, 2026
Florida policies Not available 654,641 Florida OIR, Jul 31, 2026 475,227 Florida OIR, Jul 31, 2026
Latest rate change Not available +0.8% Home, from Jan 15, 2026 Not available
Complaint index NAIC shows no confirmed complaints in 2025. NAIC, 2025, nationwide, all lines 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 0.88 NAIC, 2025, nationwide, homeowners. 1.00 is average.
Financial rating A+ (Superior) AM Best, Oct 20, 2026 A- (Excellent) AM Best A (Exceptional) Demotech, Oct 7, 2026
In Florida since 1978 1934 2022

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Questions people ask about Summit

Leaving Florida and taking new policies (1)

Is Summit leaving Florida?There is no sign of it.

Summit is based in Lakeland. On Oct 20, 2026, their site said they sell workers' comp through agents in 18 states and D.C.

Source: Summit home page, read Oct 20, 2026

Claims and phone numbers (2)

What is Summit's claims phone number?To report a work injury, call Summit's injury line at 800-762-7811.

It is open 24 hours a day, 7 days a week.

Source: Summit contact page, read Oct 20, 2026

What is the Summit customer service number?Call 800-282-7648, Monday to Friday 8 a.m. to 5 p.m. Eastern time.

Source: Summit contact page, read Oct 20, 2026

What it covers and who can buy (1)

Does Summit sell home or car insurance?No.

Summit sells only workers' comp. That is the insurance a business buys to cover workers who get hurt on the job. Summit is part of Great American Insurance Group. For home or car insurance you need a different company.

Source: Summit home page, read 2026-10-21

Business and workers' comp (3)

Who pays my workers' comp claim if Summit's insurer fails?A state fund pays.

Florida law says each workers' comp insurer must join it. If a court closes an insurer that cannot pay their debts, the fund pays covered claims, within limits. Its name is the Florida Workers' Compensation Insurance Guaranty Association.

Source: Sections 631.904 and 631.911, Florida Statutes, read Oct 20, 2026

How do I reach Summit about a premium audit?Call 800-282-7648, extension 58075.

Source: Summit annual audit of premiums page, read Oct 22, 2026

How does a Summit workers' comp claim work?If you get hurt at work, tell your employer right away.

Your employer reports it to Summit. Summit gives you a claim number and an adjuster and sends you a packet to fill out. Care for an approved work injury costs you nothing. If you get a bill for it, do not pay it. Call Summit claims.

Source: Summit, The Claims Process page, read 2026-10-21

About the company (1)

What companies issue Summit policies in Florida?Bridgefield Employers and Bridgefield Casualty.

Both are Florida insurers based in Lakeland. OIR licensed them in 1978 and 1995.

Source: Florida OIR company search, read Oct 20, 2026

Still deciding? Let us shop your Summit renewal.

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

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Summit reviews and complaints: what the public data shows

Summit rating

A+ (Superior) from AM Best, as of Oct 20, 2026.

Complaints
NAIC shows no confirmed complaints in 2025. NAIC, 2025, nationwide, all lines. As of Oct 20, 2026.
Years in Florida
Since 1978 (48 years)
Regulatory actions
Not available

No star ratings and no user reviews, only public data.