Star Insurance Company

Star Insurance sells business insurance in Florida.

Based in Lansing, MI. In Florida since 1988.

Taking new business policies

Florida company code 01901, NAIC 18023.

Get a quote from an independent agent

Checked by

Did your Star Insurance renewal go up?

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

Chat

Free. No junk mail. No spam calls.

Policies in force

Not available

No count on file

Latest rate change

Not available

No rate change on file

Financial strength

Not available

No rating on file

Complaints

0.97

NAIC index, 2025. 1.00 is average.

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

Two choices when your Star Insurance rate goes up

You have two choices. One 5 minute call covers both.

  • Keep Star Insurance, switch your agent. You sign one form. Same company, same coverage, same price. Only your agent changes, to one who answers the phone.
  • Shop it. Your new agent checks 80+ companies at every renewal.
Talk to a licensed agent (727) 997-5999

Or send a message

Before you call, see the Florida home insurance renewal checklist.

Shop your renewal in one call

One call. A licensed agent shops other companies for you, free.

(727) 997-5999 Shop my renewal Chat

What's changed recently

Is Star Insurance leaving Florida? No sign of it. On Oct 24, 2026 OIR showed them as active, and AmeriTrust's site said Star is licensed and admitted in all 50 states. As of Nov 2, 2026. Source: ameritrustgroup.com.

  1. The state gives Star Insurance a license

    OIR has the date. Star Insurance Company got a Florida license on June 9, 1988.

See every Star Insurance update

Rate history

No rate filings tracked yet.

Want your Star Insurance renewal shopped?

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

Chat

Free. No junk mail. No spam calls.

38 years in Florida

In Florida since 1988. Has paid claims through 22 hurricanes.

19901995200020052010201520202025Andrew (1992, Category 5 at Florida landfall)Andrew Cat 5Erin (1995, Category 2 at Florida landfall)Erin Cat 2Opal (1995, Category 3 at Florida landfall)Opal Cat 3Earl (1998, Category 1 at Florida landfall)Earl Cat 1Georges (1998, Category 2 at Florida landfall)Georges Cat 2Irene (1999, Category 1 at Florida landfall)Irene Cat 1Charley (2004, Category 4 at Florida landfall)Charley Cat 4Frances (2004, Category 2 at Florida landfall)Frances Cat 2Ivan (2004)IvanJeanne (2004, Category 3 at Florida landfall)Jeanne Cat 3Dennis (2005, Category 3 at Florida landfall)Dennis Cat 3Wilma (2005, Category 3 at Florida landfall)Wilma Cat 3Matthew (2016)MatthewIrma (2017, Category 4 at Florida landfall)Irma Cat 4Michael (2018, Category 5 at Florida landfall)Michael Cat 5Ian (2022, Category 4 at Florida landfall)Ian Cat 4Nicole (2022, Category 1 at Florida landfall)Nicole Cat 1Idalia (2023, Category 3 at Florida landfall)Idalia Cat 3Debby (2024, Category 1 at Florida landfall)Debby Cat 1Helene (2024, Category 4 at Florida landfall)Helene Cat 4Milton (2024, Category 3 at Florida landfall)Milton Cat 3Isaías (2026, Category 2 at Florida landfall)Isaías Cat 2

Compare Star Insurance side by side

Star Insurance side by side with State Farm and Slide
Star Insurance State Farm Slide
New policies Taking new policies Checked Nov 2, 2026 Taking new policies Checked Nov 2, 2026 Taking new policies Checked Nov 2, 2026
Florida policies Not available 654,641 Florida OIR, Jul 31, 2026 475,227 Florida OIR, Jul 31, 2026
Latest rate change Not available +0.8% Home, from Jan 15, 2026 Not available
Complaint index 0.97 NAIC, 2025, nationwide, all lines. 1.00 is average. 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 0.88 NAIC, 2025, nationwide, homeowners. 1.00 is average.
Financial rating Not available A- (Excellent) AM Best A (Exceptional) Demotech, Oct 7, 2026
In Florida since 1988 1934 2022

Pick other companies to compare

People also compare with

  • State Farm Taking new policies

    State Farm sells home, condo, renters and auto policies in Florida. They use their own agents. Home policies come from State Farm Florida, a Florida only firm.

  • Slide Taking new policies

    Slide is a Tampa home insurer founded in 2021. They grew fast by taking on policies from Citizens, UPC, St. Johns and Farmers customers in Florida.

  • Tower Hill Taking new policies

    Tower Hill is a Gainesville insurer. They have covered Florida homes since 1972. New policies come from the member owned Tower Hill Insurance Exchange.

  • Frontline Taking new policies

    Frontline is the Lake Mary brand behind First Protective. New Florida home policies now come from their FIRE exchange, open statewide.

  • Citizens Taking new policies

    Citizens is run by the state and covers Florida homes when no private company will. They sell home, condo, renters and wind only plans.

More on our list of Florida commercial insurance companies.

Questions people ask about Star Insurance

What is the Star Insurance Company claims phone number?Call the AmeriTrust Service Center at 800-825-9489.

Have your policy number and the name on the policy ready. You can also report a work injury online 24/7.

Source: AmeriTrust report a claim page, read Oct 24, 2026

How do I pay a Star Insurance bill?Pay online through AmeriTrust's bill pay page or call 800-825-9489.

Card payments have a 2.99% fee.

Source: AmeriTrust online bill pay page, read Oct 24, 2026

Who owns Star Insurance Company?Star is the main company of AmeriTrust Group.

AmeriTrust is part of AF Group.

Source: AmeriTrust Star Insurance Company page, read Oct 24, 2026

Is Star Insurance Company licensed in Florida?Yes.

OIR lists Star Insurance Company as active in Florida. Their code is 01901. AmeriTrust's site says Star is licensed and admitted in all 50 states.

Source: Florida OIR company search and AmeriTrust, read Oct 24, 2026

Does Star Insurance sell workers' comp in Florida?Yes.

Workers' comp is on OIR's list of Star Insurance Company's Florida lines.

Source: Florida OIR company search, read Oct 24, 2026

Is Star Insurance Company a good insurance company?Public data only: AF Group, which owns AmeriTrust and Star, says it has an A (Excellent) rating from AM Best.

Star's 2025 NAIC complaint index, all lines, was 0.97. An index of 1.00 is average for a company of the same size.

Source: AF Group home page and NAIC Consumer Insurance Search, read Oct 24, 2026

Still deciding? Let us shop your Star Insurance renewal.

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

Chat

Free. No junk mail. No spam calls.

Star Insurance reviews and complaints: what the public data shows

Star Insurance rating

We have no financial strength rating for Star Insurance.

Complaints
0.97 on the NAIC complaint index 1.00 is average. Higher means more complaints for their size. NAIC, 2025, nationwide, all lines. As of Oct 24, 2026.
Years in Florida
Since 1988 (38 years)
Regulatory actions
Not available

No star ratings and no user reviews, only public data.