RLI Insurance

RLI sells business and umbrella insurance in Florida.

Based in Peoria, IL. In Florida since 1975.

Taking new business and umbrella policies

Florida company code 01660, NAIC 13056.

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Did your RLI renewal go up?

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Policies in force

Not available

No count on file

Latest rate change

Not available

No rate change on file

Financial strength

A++ (Superior)

From AM Best, as of Oct 20, 2026

Complaints

0.23

NAIC index, 2025. 1.00 is average.

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

Two choices when your RLI rate goes up

You have two choices. One 5 minute call covers both.

  • Keep RLI, switch your agent. You sign one form. Same company, same coverage, same price. Only your agent changes, to one who answers the phone.
  • Shop it. Your new agent checks 80+ companies at every renewal.
Talk to a licensed agent (727) 997-5999

Or send a message

Before you call, see the Florida home insurance renewal checklist.

Shop your renewal in one call

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What's changed recently

Is RLI leaving Florida? No sign of it. OIR listed RLI Insurance Company as an active Florida insurer on Oct 20, 2026, and no exit notice was found. As of Nov 2, 2026. Source: rlicorp.com.

  1. RLI gets the right to sell in Florida

    OIR shows RLI Insurance Company got their Florida license on Dec. 5, 1975.

See every RLI update

Rate history

No rate filings tracked yet.

Want your RLI renewal shopped?

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

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Free. No junk mail. No spam calls.

51 years in Florida

In Florida since 1975. Has paid claims through 26 hurricanes.

19751980198519901995200020052010201520202025David (1979, Category 2 at Florida landfall)David Cat 2Elena (1985, Category 3 at Florida landfall)Elena Cat 3Kate (1985, Category 2 at Florida landfall)Kate Cat 2Floyd (1987, Category 1 at Florida landfall)Floyd Cat 1Andrew (1992, Category 5 at Florida landfall)Andrew Cat 5Erin (1995, Category 2 at Florida landfall)Erin Cat 2Opal (1995, Category 3 at Florida landfall)Opal Cat 3Earl (1998, Category 1 at Florida landfall)Earl Cat 1Georges (1998, Category 2 at Florida landfall)Georges Cat 2Irene (1999, Category 1 at Florida landfall)Irene Cat 1Charley (2004, Category 4 at Florida landfall)Charley Cat 4Frances (2004, Category 2 at Florida landfall)Frances Cat 2Ivan (2004)IvanJeanne (2004, Category 3 at Florida landfall)Jeanne Cat 3Dennis (2005, Category 3 at Florida landfall)Dennis Cat 3Wilma (2005, Category 3 at Florida landfall)Wilma Cat 3Matthew (2016)MatthewIrma (2017, Category 4 at Florida landfall)Irma Cat 4Michael (2018, Category 5 at Florida landfall)Michael Cat 5Ian (2022, Category 4 at Florida landfall)Ian Cat 4Nicole (2022, Category 1 at Florida landfall)Nicole Cat 1Idalia (2023, Category 3 at Florida landfall)Idalia Cat 3Debby (2024, Category 1 at Florida landfall)Debby Cat 1Helene (2024, Category 4 at Florida landfall)Helene Cat 4Milton (2024, Category 3 at Florida landfall)Milton Cat 3Isaías (2026, Category 2 at Florida landfall)Isaías Cat 2

Compare RLI side by side

RLI side by side with State Farm and Slide
RLI State Farm Slide
New policies Taking new policies Checked Nov 2, 2026 Taking new policies Checked Nov 2, 2026 Taking new policies Checked Nov 2, 2026
Florida policies Not available 654,641 Florida OIR, Jul 31, 2026 475,227 Florida OIR, Jul 31, 2026
Latest rate change Not available +0.8% Home, from Jan 15, 2026 Not available
Complaint index 0.23 NAIC, 2025, nationwide, all lines. 1.00 is average. 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 0.88 NAIC, 2025, nationwide, homeowners. 1.00 is average.
Financial rating A++ (Superior) AM Best, Oct 20, 2026 A- (Excellent) AM Best A (Exceptional) Demotech, Oct 7, 2026
In Florida since 1975 1934 2022

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Questions people ask about RLI

Leaving Florida and taking new policies (1)

Is RLI leaving Florida?There is no sign of it.

OIR listed RLI Insurance Company as an active Florida insurer on Oct 20, 2026.

Source: Florida OIR company search, read Oct 20, 2026

Claims and phone numbers (2)

What is the RLI claims phone number?Call RLI claims at 800-444-0406 during business hours.

You can also email [email protected].

Source: RLI claims page, read Oct 20, 2026

What is the RLI customer service number?Call the RLI service and support team at 800-331-4929.

Source: RLI contact page, read Oct 20, 2026

What it covers and who can buy (1)

What does an RLI umbrella policy cover?It adds $1 million to $5 million of extra liability coverage on top of your home and car policies.

You do not have to switch those policies.

Source: RLI personal umbrella page, read Oct 20, 2026

About the company (3)

Is RLI licensed in Florida?Yes.

OIR lists RLI Insurance Company as an active Florida insurer. They got their Florida license on Dec. 5, 1975.

Source: Florida OIR company search, read Oct 20, 2026

Is RLI a good insurance company?Public data only: AM Best raised RLI Insurance Company to A++ (Superior) on February 20, 2026, with a stable outlook.

That is AM Best's top grade. RLI Corp. said so in a release that day.

Source: RLI Corp. news release, Feb 20, 2026, read 2026-10-20

Who owns RLI Insurance?RLI Corp. owns them.

RLI Corp. is a public company. Their stock trades on the New York Stock Exchange as RLI. They have three insurers. RLI Insurance Company is one. Mt. Hawley is another.

Source: RLI Corp. news release, Feb 20, 2026 (About RLI), read 2026-10-21

Still deciding? Let us shop your RLI renewal.

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

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RLI reviews and complaints: what the public data shows

RLI rating

A++ (Superior) from AM Best, as of Oct 20, 2026.

Complaints
0.23 on the NAIC complaint index 1.00 is average. Higher means more complaints for their size. NAIC, 2025, nationwide, all lines. As of Oct 20, 2026.
Years in Florida
Since 1975 (51 years)
Regulatory actions
Not available

No star ratings and no user reviews, only public data.