Philadelphia Insurance Companies
Philadelphia Insurance Companies, or PHLY, sells to firms through agents. It sells flood too. FEMA lists it as a flood seller in Florida.
You can find it on our list of Florida insurance companies. Its Florida company code is 09566 and its NAIC number is 18058.
Taking some new policiesChecked Oct 20 Business
Is Philadelphia Insurance leaving Florida? No. OIR counted 810 of its Florida policies on July 31, 2026, and FEMA still lists it as a flood seller here. As of Oct 20, 2026. Source: floodsmart.gov.
New policies
Taking some new policies
As of Oct 20, 2026
Policies in force
Not available
No count on file
Latest rate change
Not available
No rate change on file
Financial strength
Not available
No rating on file
Complaints
Not available
NAIC
Near you
Can I get a policy?
We're still gathering this company's rules. Call and we'll check for you.
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What's changed recently
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PHLY gets the right to sell in Florida
OIR shows PHLY's main insurer got its Florida license on Dec. 17, 1983.
Rate history
No rate filings tracked yet.
43 years in Florida
In Florida since 1983. Has paid claims through 25 hurricanes.
Compare Philadelphia Insurance Companies side by side
| Philadelphia Insurance Companies | Slide | Tower Hill | |
|---|---|---|---|
| New policies | Taking some new policies Checked Oct 20, 2026 | Taking new policies Checked Oct 19, 2026 | Taking new policies Checked Oct 19, 2026 |
| Florida policies | Not available | 475,227 Florida OIR, Jul 31, 2026 | 428,138 Florida OIR, Jul 31, 2026 |
| Latest rate change | Not available | Not available | −5% Home, from Dec 1, 2025 |
| Complaint index | Not available | 0.88 NAIC, 2025, nationwide, homeowners. 1.00 is average. | 0.13 NAIC, 2025, nationwide, homeowners. 1.00 is average. |
| Financial rating | Not available | A (Exceptional) Demotech, Oct 7, 2026 | A (Exceptional) Demotech, Oct 7, 2026 |
| In Florida since | 1983 | 2022 | 1972 |
People also compare with
- Slide Taking new policies
Slide is a Tampa home insurer founded in 2021. It grew fast by taking on policies from Citizens, UPC, St. Johns and Farmers customers in Florida.
- Tower Hill Taking new policies
Tower Hill is a Gainesville insurer. It has covered Florida homes since 1972. New policies come from the Tower Hill Insurance Exchange. Its members own it.
- Cypress Insurance Taking new policies
Cypress Insurance is a home insurer in Jacksonville. It has been licensed in Florida since 1998. Agents sell its home, condo, renters, landlord and flood plans.
- US Coastal Taking new policies
US Coastal is a private home insurer near Gainesville. It was licensed in 2016. Cabrillo Coastal agents sell its home, condo and landlord policies. Demotech A.
- Orange Insurance Exchange Taking new policies
Orange Insurance Exchange is a reciprocal in Gainesville. It began in late 2023. It sells home, condo, rental and commercial residential cover. Agents sell it.
Questions people ask about Philadelphia Insurance Companies
What is the Philadelphia Insurance claims phone number?Call 800-765-9749, Monday to Friday 8:30 a.m. to 8 p.m. Eastern time.
After 8 p.m., the same number takes big storm losses 24/7. You can also report a claim online.
Source: Philadelphia Insurance contact and claims pages, read Oct 20, 2026
What is the Philadelphia Insurance customer service number?Call the Customer Service Contact Center at 877-438-7459, Monday to Friday 8:30 a.m. to 8 p.m. Eastern time.
To pay by phone, call the same number and press 2, any time.
Source: Philadelphia Insurance contact page, read Oct 20, 2026
Is PHLY the same as Philadelphia Insurance Companies?Yes.
PHLY is the short name for it. Its main insurer in Florida is Philadelphia Indemnity, and OIR lists it as active here.
Source: Philadelphia Insurance site and Florida OIR company search, read Oct 20, 2026
Is Philadelphia Insurance leaving Florida?There is no sign of it.
It had 810 Florida commercial residential policies on July 31, 2026, per OIR. FEMA still lists it as a flood seller in Florida.
Source: OIR Market Intelligence Report, July 31, 2026; FEMA FloodSmart list, read Oct 20, 2026
Is Philadelphia Insurance licensed in Florida?Yes.
OIR lists Philadelphia Indemnity as an active Florida insurer. It got its license here on Dec. 17, 1983.
Who handles Grundy collector car insurance claims?Grundy is an agency, not an insurer.
Its collector car claims go to Philadelphia Indemnity. That is the company on this page.
Philadelphia Insurance Companies reviews and complaints: what the public data shows
Philadelphia Insurance Companies rating
Florida does not publish complaint or rating data for Philadelphia Insurance Companies. What we do have: Philadelphia Insurance Companies has been in Florida since 1983.
No star ratings and no user reviews, only public data.