Taking some new policies. Sells business insurance in Florida only through agents. FEMA listed it as a company that sells flood policies in Florida on Oct 20, 2026. as of Oct 20, 2026

Philadelphia Insurance Companies

Philadelphia Insurance Companies, or PHLY, sells to firms through agents. It sells flood too. FEMA lists it as a flood seller in Florida.

Taking some new policiesChecked Oct 20 Business

Is Philadelphia Insurance leaving Florida? No. OIR counted 810 of its Florida policies on July 31, 2026, and FEMA still lists it as a flood seller here. As of Oct 20, 2026. Source: floodsmart.gov.

Did your Philadelphia Insurance Companies renewal go up?

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New policies

Taking some new policies

As of Oct 20, 2026

Policies in force

Not available

No count on file

Latest rate change

Not available

No rate change on file

Financial strength

Not available

No rating on file

Complaints

Not available

NAIC

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

Did your Philadelphia Insurance Companies renewal go up?

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What's changed recently

  1. PHLY gets the right to sell in Florida

    OIR shows PHLY's main insurer got its Florida license on Dec. 17, 1983.

See every Philadelphia Insurance Companies update

Rate history

No rate filings tracked yet.

Want your Philadelphia Insurance Companies renewal shopped?

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

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43 years in Florida

In Florida since 1983. Has paid claims through 25 hurricanes.

198519901995200020052010201520202025 Elena (1985 , Category 3 at Florida landfall) Elena Cat 3 Kate (1985 , Category 2 at Florida landfall) Kate Cat 2 Floyd (1987 , Category 1 at Florida landfall) Floyd Cat 1 Andrew (1992 , Category 5 at Florida landfall) Andrew Cat 5 Erin (1995 , Category 2 at Florida landfall) Erin Cat 2 Opal (1995 , Category 3 at Florida landfall) Opal Cat 3 Earl (1998 , Category 1 at Florida landfall) Earl Cat 1 Georges (1998 , Category 2 at Florida landfall) Georges Cat 2 Irene (1999 , Category 1 at Florida landfall) Irene Cat 1 Charley (2004 , Category 4 at Florida landfall) Charley Cat 4 Frances (2004 , Category 2 at Florida landfall) Frances Cat 2 Ivan (2004 ) Ivan Jeanne (2004 , Category 3 at Florida landfall) Jeanne Cat 3 Dennis (2005 , Category 3 at Florida landfall) Dennis Cat 3 Wilma (2005 , Category 3 at Florida landfall) Wilma Cat 3 Matthew (2016 ) Matthew Irma (2017 , Category 4 at Florida landfall) Irma Cat 4 Michael (2018 , Category 5 at Florida landfall) Michael Cat 5 Ian (2022 , Category 4 at Florida landfall) Ian Cat 4 Nicole (2022 , Category 1 at Florida landfall) Nicole Cat 1 Idalia (2023 , Category 3 at Florida landfall) Idalia Cat 3 Debby (2024 , Category 1 at Florida landfall) Debby Cat 1 Helene (2024 , Category 4 at Florida landfall) Helene Cat 4 Milton (2024 , Category 3 at Florida landfall) Milton Cat 3 Isaías (2026 , Category 2 at Florida landfall) Isaías Cat 2

Compare Philadelphia Insurance Companies side by side

Philadelphia Insurance Companies side by side with Slide and Tower Hill
Philadelphia Insurance Companies Slide Tower Hill
New policies Taking some new policies Checked Oct 20, 2026 Taking new policies Checked Oct 19, 2026 Taking new policies Checked Oct 19, 2026
Florida policies Not available 475,227 Florida OIR, Jul 31, 2026 428,138 Florida OIR, Jul 31, 2026
Latest rate change Not available Not available −5% Home, from Dec 1, 2025
Complaint index Not available 0.88 NAIC, 2025, nationwide, homeowners. 1.00 is average. 0.13 NAIC, 2025, nationwide, homeowners. 1.00 is average.
Financial rating Not available A (Exceptional) Demotech, Oct 7, 2026 A (Exceptional) Demotech, Oct 7, 2026
In Florida since 1983 2022 1972

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  • Cypress Insurance Taking new policies

    Cypress Insurance is a home insurer in Jacksonville. It has been licensed in Florida since 1998. Agents sell its home, condo, renters, landlord and flood plans.

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Questions people ask about Philadelphia Insurance Companies

What is the Philadelphia Insurance claims phone number?Call 800-765-9749, Monday to Friday 8:30 a.m. to 8 p.m. Eastern time.

After 8 p.m., the same number takes big storm losses 24/7. You can also report a claim online.

Source: Philadelphia Insurance contact and claims pages, read Oct 20, 2026

What is the Philadelphia Insurance customer service number?Call the Customer Service Contact Center at 877-438-7459, Monday to Friday 8:30 a.m. to 8 p.m. Eastern time.

To pay by phone, call the same number and press 2, any time.

Source: Philadelphia Insurance contact page, read Oct 20, 2026

Is PHLY the same as Philadelphia Insurance Companies?Yes.

PHLY is the short name for it. Its main insurer in Florida is Philadelphia Indemnity, and OIR lists it as active here.

Source: Philadelphia Insurance site and Florida OIR company search, read Oct 20, 2026

Is Philadelphia Insurance leaving Florida?There is no sign of it.

It had 810 Florida commercial residential policies on July 31, 2026, per OIR. FEMA still lists it as a flood seller in Florida.

Source: OIR Market Intelligence Report, July 31, 2026; FEMA FloodSmart list, read Oct 20, 2026

Is Philadelphia Insurance licensed in Florida?Yes.

OIR lists Philadelphia Indemnity as an active Florida insurer. It got its license here on Dec. 17, 1983.

Source: Florida OIR company search, read Oct 20, 2026

Who handles Grundy collector car insurance claims?Grundy is an agency, not an insurer.

Its collector car claims go to Philadelphia Indemnity. That is the company on this page.

Source: Grundy claims page, read Oct 20, 2026

Still deciding? Let us shop your Philadelphia Insurance Companies renewal.

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

Free. No junk mail. No spam calls.

Philadelphia Insurance Companies reviews and complaints: what the public data shows

Philadelphia Insurance Companies rating

We have no financial strength rating for Philadelphia Insurance Companies.

Florida does not publish complaint or rating data for Philadelphia Insurance Companies. What we do have: Philadelphia Insurance Companies has been in Florida since 1983.

No star ratings and no user reviews, only public data.