Hiscox Insurance

Hiscox sells business insurance in Florida.

Based in Atlanta, GA. In Florida since 1958.

Taking new business policies

Florida company code 09067, NAIC 10200.

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Policies in force

Not available

No count on file

Latest rate change

Not available

No rate change on file

Financial strength

A (Excellent)

From AM Best, as of Oct 20, 2026

Complaints

1.85

NAIC index, 2025. 1.00 is average.

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

Two choices when your Hiscox rate goes up

You have two choices. One 5 minute call covers both.

  • Keep Hiscox, switch your agent. You sign one form. Same company, same coverage, same price. Only your agent changes, to one who answers the phone.
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Talk to a licensed agent (727) 997-5999

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Before you call, see the Florida home insurance renewal checklist.

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What's changed recently

Is Hiscox leaving Florida? No. On Oct 20, 2026 their Florida small business page was offering quotes, and they list an office in Miami. As of Nov 2, 2026. Source: hiscox.com.

  1. Hiscox's insurer gets the right to sell in Florida

    OIR shows Hiscox Insurance Company Inc. first got their Florida license on Feb. 5, 1958.

See every Hiscox update

Rate history

No rate filings tracked yet.

Want your Hiscox renewal shopped?

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

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68 years in Florida

In Florida since 1958. Has paid claims through 28 hurricanes.

1960197019801990200020102020Agnes (1972, Category 1 at Florida landfall)Agnes Cat 1Eloise (1975, Category 3 at Florida landfall)Eloise Cat 3David (1979, Category 2 at Florida landfall)David Cat 2Elena (1985, Category 3 at Florida landfall)Elena Cat 3Kate (1985, Category 2 at Florida landfall)Kate Cat 2Floyd (1987, Category 1 at Florida landfall)Floyd Cat 1Andrew (1992, Category 5 at Florida landfall)Andrew Cat 5Erin (1995, Category 2 at Florida landfall)Erin Cat 2Opal (1995, Category 3 at Florida landfall)Opal Cat 3Earl (1998, Category 1 at Florida landfall)Earl Cat 1Georges (1998, Category 2 at Florida landfall)Georges Cat 2Irene (1999, Category 1 at Florida landfall)Irene Cat 1Charley (2004, Category 4 at Florida landfall)Charley Cat 4Frances (2004, Category 2 at Florida landfall)Frances Cat 2Ivan (2004)IvanJeanne (2004, Category 3 at Florida landfall)Jeanne Cat 3Dennis (2005, Category 3 at Florida landfall)Dennis Cat 3Wilma (2005, Category 3 at Florida landfall)Wilma Cat 3Matthew (2016)MatthewIrma (2017, Category 4 at Florida landfall)Irma Cat 4Michael (2018, Category 5 at Florida landfall)Michael Cat 5Ian (2022, Category 4 at Florida landfall)Ian Cat 4Nicole (2022, Category 1 at Florida landfall)Nicole Cat 1Idalia (2023, Category 3 at Florida landfall)Idalia Cat 3Debby (2024, Category 1 at Florida landfall)Debby Cat 1Helene (2024, Category 4 at Florida landfall)Helene Cat 4Milton (2024, Category 3 at Florida landfall)Milton Cat 3Isaías (2026, Category 2 at Florida landfall)Isaías Cat 2

Compare Hiscox side by side

Hiscox side by side with State Farm and Slide
Hiscox State Farm Slide
New policies Taking new policies Checked Nov 2, 2026 Taking new policies Checked Nov 2, 2026 Taking new policies Checked Nov 2, 2026
Florida policies Not available 654,641 Florida OIR, Jul 31, 2026 475,227 Florida OIR, Jul 31, 2026
Latest rate change Not available +0.8% Home, from Jan 15, 2026 Not available
Complaint index 1.85 NAIC, 2025, nationwide, all lines. 1.00 is average. 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 0.88 NAIC, 2025, nationwide, homeowners. 1.00 is average.
Financial rating A (Excellent) AM Best, Oct 20, 2026 A- (Excellent) AM Best A (Exceptional) Demotech, Oct 7, 2026
In Florida since 1958 1934 2022

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Questions people ask about Hiscox

Leaving Florida and taking new policies (1)

Is Hiscox leaving Florida?There is no sign of it.

On Oct 20, 2026, their Florida small business page was offering quotes.

Source: Hiscox Florida small business page, read Oct 20, 2026

Claims and phone numbers (2)

What is the Hiscox claims phone number?Call Hiscox claims at 866-424-8508.

The line is open Monday to Friday 7 a.m. to 10 p.m. and weekends 8 a.m. to 5 p.m. Eastern time. You can also file a claim online.

Source: Hiscox claims center, read Oct 20, 2026

What is the Hiscox customer service number?Call 866-283-7545 to change a policy, update billing or ask about your coverage.

It keeps the same hours as the claims line.

Source: Hiscox policy management page, read Oct 20, 2026

About the company (4)

Does Hiscox have an office in Florida?Yes.

Hiscox lists an office in Miami, at 1001 Brickell Bay Drive. Their US headquarters is in Atlanta.

Source: Hiscox contact page, read Oct 20, 2026

Is Hiscox licensed in Florida?Yes.

OIR lists Hiscox Insurance Company Inc. as an active Florida insurer for business lines. OIR shows they first got a Florida license on Feb. 5, 1958.

Source: Florida OIR company search, read Oct 20, 2026

Is Hiscox a good insurance company?Public data only: AM Best rates Hiscox Insurance Company Inc. A (Excellent) with a stable outlook.

AM Best affirmed it on November 13, 2025.

Source: AM Best BestWire, Nov 13, 2025, read 2026-10-20

Who owns Hiscox?Hiscox Ltd.

They are an insurance group with their head office in Bermuda. Their stock trades on the London Stock Exchange. Hiscox says their roots go back to 1901 at Lloyd's of London.

Source: Hiscox Group About page, read 2026-10-21

Still deciding? Let us shop your Hiscox renewal.

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

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Hiscox reviews and complaints: what the public data shows

Hiscox rating

A (Excellent) from AM Best, as of Oct 20, 2026.

Complaints
1.85 on the NAIC complaint index 1.00 is average. Higher means more complaints for their size. NAIC, 2025, nationwide, all lines. As of Oct 20, 2026.
Years in Florida
Since 1958 (68 years)
Regulatory actions
Not available

No star ratings and no user reviews, only public data.