FRSA Self Insurers Fund Insurance
FRSA Self Insurers Fund sells business insurance in Florida.
Based in Winter Park. In Florida since 1955.
Taking new business policies
Florida company code 10023, no NAIC code (OIR).
Policies in force
Not available
No count on file
Latest rate change
Not available
No rate change on file
Financial strength
Not available
No rating on file
Complaints
Not available
NAIC
Near you
Can I get a policy?
We're still gathering this company's rules. Call and we'll check for you.
Two choices when your FRSA Self Insurers Fund rate goes up
You have two choices. One 5 minute call covers both.
Before you call, see the Florida home insurance renewal checklist.
Shop your renewal in one call
One call. A licensed agent shops other companies for you, free.
What's changed recently
Is the FRSA Self Insurers Fund leaving Florida? No sign of it. On Oct 24, 2026 their site invited new members, and OIR showed the fund as active. As of Nov 2, 2026. Source: frsasif.com.
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FRSA Self Insurers Fund gets their Florida license
OIR lists Jan 1, 1955 as the date the fund was first licensed in Florida.
Rate history
No rate filings tracked yet.
71 years in Florida
In Florida since 1955. Has paid claims through 28 hurricanes.
Compare FRSA Self Insurers Fund side by side
| FRSA Self Insurers Fund | State Farm | Slide | |
|---|---|---|---|
| New policies | Taking new policies Checked Nov 2, 2026 | Taking new policies Checked Nov 2, 2026 | Taking new policies Checked Nov 2, 2026 |
| Florida policies | Not available | 654,641 Florida OIR, Jul 31, 2026 | 475,227 Florida OIR, Jul 31, 2026 |
| Latest rate change | Not available | +0.8% Home, from Jan 15, 2026 | Not available |
| Complaint index | Not available | 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. | 0.88 NAIC, 2025, nationwide, homeowners. 1.00 is average. |
| Financial rating | Not available | A- (Excellent) AM Best | A (Exceptional) Demotech, Oct 7, 2026 |
| In Florida since | 1955 | 1934 | 2022 |
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More on our list of Florida commercial insurance companies.
Florida guides for FRSA Self Insurers Fund customers
Questions people ask about FRSA Self Insurers Fund
What is the FRSA Self Insurers Fund claims number?Call 800-444-9098.
USIS handles claims for the fund. You can also email [email protected]. Report an injury right away.
Source: FRSA Self Insurers Fund claims page, read Oct 24, 2026
What is the FRSA Self Insurers Fund phone number?Call 800-767-3772.
The office is open Monday to Friday, 8 a.m. to 4:30 p.m. They are at 4099 Metric Drive in Winter Park.
Source: FRSA Self Insurers Fund contact page, read Oct 24, 2026
Who can join the FRSA Self Insurers Fund?You must belong to the FRSA or FRACCA trade group.
You need at least $300,000 a year in payroll in your main class code and at least five full time workers. Contractors must be state certified or registered. You also need 3 years of loss history and a safety check before you join.
Source: FRSA Self Insurers Fund underwriting page, read Oct 24, 2026
Does the FRSA Self Insurers Fund pay dividends?Yes, when the board approves.
Their site lists $5,000,000 returned for 2022, 26% of premium. For 2023 it listed $2,000,000 so far.
Source: FRSA Self Insurers Fund dividends page, read Oct 24, 2026
Will the FRSA Self Insurers Fund check my subcontractors' coverage?Yes, at no cost to members.
Fax or email a subcontractor's certificate and they reply, usually the same or next day. Under Florida law, a sub with no workers' comp can become your cost.
Source: FRSA Self Insurers Fund subcontractors page, read Oct 24, 2026
Can the FRSA Self Insurers Fund ask members for more money?Yes, but only if the fund runs short.
Florida law says every policy from a group self insurance fund is fully assessable. If the fund cannot pay claims, members must pay a share based on the premium they paid. The law also makes the fund keep reserves, buy reinsurance and belong to the Florida Self Insurance Fund Guaranty Association.
Source: Florida Statutes s. 624.4621 (11)(a), (2), (4) and (9), read Oct 24, 2026
FRSA Self Insurers Fund reviews and complaints: what the public data shows
FRSA Self Insurers Fund rating
Florida does not publish complaint or rating data for FRSA Self Insurers Fund. What we do have: FRSA Self Insurers Fund has been in Florida since 1955.
No star ratings and no user reviews, only public data.