FFVA Mutual Insurance
FFVA Mutual sells business insurance in Florida.
Based in Maitland. In Florida since 1956.
Taking new business policies
Florida company code 10015, NAIC 10385.
Policies in force
Not available
No count on file
Latest rate change
Not available
No rate change on file
Financial strength
A- (Excellent)
From AM Best, as of Oct 20, 2026
Complaints
NAIC shows no confirmed complaints in 2025.
NAIC, 2025, nationwide, all lines
Near you
Can I get a policy?
We're still gathering this company's rules. Call and we'll check for you.
Two choices when your FFVA Mutual rate goes up
You have two choices. One 5 minute call covers both.
Before you call, see the Florida home insurance renewal checklist.
Shop your renewal in one call
One call. A licensed agent shops other companies for you, free.
What's changed recently
Is FFVA Mutual leaving Florida? No. They are a Florida workers' comp company, OIR ranks them eighth in the state for 2024, and on Oct 20, 2026 their site listed Florida. As of Nov 2, 2026. Source: ffvamutual.com.
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OIR ranks FFVA Mutual eighth in Florida workers' comp
In 2024 FFVA Mutual sold $71.3 million of Florida workers' comp. That was 2.2 percent of the market, says OIR's 2025 report.
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FFVA Mutual gets their Florida license
OIR shows FFVA Mutual Insurance Co. first got their Florida license on Aug. 21, 1956.
Rate history
No rate filings tracked yet.
70 years in Florida
In Florida since 1956. Has paid claims through 28 hurricanes.
Compare FFVA Mutual side by side
| FFVA Mutual | State Farm | Slide | |
|---|---|---|---|
| New policies | Taking new policies Checked Nov 2, 2026 | Taking new policies Checked Nov 2, 2026 | Taking new policies Checked Nov 2, 2026 |
| Florida policies | Not available | 654,641 Florida OIR, Jul 31, 2026 | 475,227 Florida OIR, Jul 31, 2026 |
| Latest rate change | Not available | +0.8% Home, from Jan 15, 2026 | Not available |
| Complaint index | NAIC shows no confirmed complaints in 2025. NAIC, 2025, nationwide, all lines | 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. | 0.88 NAIC, 2025, nationwide, homeowners. 1.00 is average. |
| Financial rating | A- (Excellent) AM Best, Oct 20, 2026 | A- (Excellent) AM Best | A (Exceptional) Demotech, Oct 7, 2026 |
| In Florida since | 1956 | 1934 | 2022 |
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- Tower Hill Taking new policies
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- Citizens Taking new policies
Citizens is run by the state and covers Florida homes when no private company will. They sell home, condo, renters and wind only plans.
More on our list of Florida commercial insurance companies.
Florida guides for FFVA Mutual customers
Questions people ask about FFVA Mutual
Claims and phone numbers (2)
What is the FFVA Mutual customer service number?Call 800-346-4825, Monday to Friday 8 a.m. to 5 p.m. Eastern time.
What is the FFVA Mutual claims phone number?To report a work injury, call 800-226-0666.
You can call 24 hours a day, 7 days a week.
What it covers and who can buy (1)
What does FFVA Mutual sell?Workers' comp only.
They started in 1956 to serve the Florida Fruit and Vegetable Association and now cover many kinds of businesses in 10 states.
Business and workers' comp (2)
Who pays my workers' comp claim if FFVA Mutual fails?A state fund pays.
Florida law says each workers' comp insurer must join it. If a court closes an insurer that cannot pay their debts, the fund pays covered claims, within limits. Its name is the Florida Workers' Compensation Insurance Guaranty Association.
Source: Sections 631.904 and 631.911, Florida Statutes, read Oct 20, 2026
How do I reach FFVA Mutual about a premium audit?Send an email to [email protected].
FFVA Mutual says to use it if you have a question on your audit.
About the company (3)
How do I report a work injury to FFVA Mutual?Call the claims department at 800-226-0666.
Employers should report every injury within 24 hours. You can also report by fax, email or online.
Source: FFVA Mutual report an injury page, read Oct 20, 2026
Is FFVA Mutual big in Florida?Yes.
In 2024 FFVA Mutual sold $71.3 million of Florida workers' comp, says OIR's 2025 report. Only seven companies sold more.
Source: Florida OIR 2025 Workers' Compensation Annual Report, read Oct 20, 2026
Is FFVA Mutual a good insurance company?Public data only: AM Best rates FFVA Mutual Insurance Co. A- (Excellent).
AM Best affirmed that on March 27, 2026. The NAIC shows no complaints against it in 2025, all lines.
FFVA Mutual reviews and complaints: what the public data shows
FFVA Mutual rating
- Complaints
- NAIC shows no confirmed complaints in 2025. NAIC, 2025, nationwide, all lines. As of Oct 20, 2026.
- Years in Florida
- Since 1956 (70 years)
- Regulatory actions
- Not available
No star ratings and no user reviews, only public data.