FCCI Insurance

FCCI Insurance sells business insurance in Florida.

Based in Sarasota. In Florida since 1994.

Taking new business policies

Florida company code 02952, NAIC 10178.

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Policies in force

Not available

No count on file

Latest rate change

Not available

No rate change on file

Financial strength

A (Excellent)

From AM Best, as of Oct 20, 2026

Complaints

NAIC shows no confirmed complaints in 2025.

NAIC, 2025, nationwide, all lines

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

Two choices when your FCCI Insurance rate goes up

You have two choices. One 5 minute call covers both.

  • Keep FCCI Insurance, switch your agent. You sign one form. Same company, same coverage, same price. Only your agent changes, to one who answers the phone.
  • Shop it. Your new agent checks 80+ companies at every renewal.
Talk to a licensed agent (727) 997-5999

Or send a message

Before you call, see the Florida home insurance renewal checklist.

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What's changed recently

Is FCCI leaving Florida? No. FCCI is based in Sarasota, OIR ranks them fourth in Florida workers' comp for 2024, and their site showed no stop notice on Oct 20, 2026. As of Nov 2, 2026. Source: fcci-group.com.

  1. OIR ranks FCCI fourth in Florida workers' comp

    In 2024 FCCI sold $82.7 million of Florida workers' comp. That was 2.6 percent of the market, says OIR's 2025 report.

  2. FCCI gets a Florida license

    OIR shows FCCI Insurance Company first got their Florida license on Nov. 16, 1994. FCCI says they began in 1959 as a fund set up by Sarasota contractors.

See every FCCI Insurance update

Rate history

No rate filings tracked yet.

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32 years in Florida

In Florida since 1994. Has paid claims through 21 hurricanes.

1995200020052010201520202025Erin (1995, Category 2 at Florida landfall)Erin Cat 2Opal (1995, Category 3 at Florida landfall)Opal Cat 3Earl (1998, Category 1 at Florida landfall)Earl Cat 1Georges (1998, Category 2 at Florida landfall)Georges Cat 2Irene (1999, Category 1 at Florida landfall)Irene Cat 1Charley (2004, Category 4 at Florida landfall)Charley Cat 4Frances (2004, Category 2 at Florida landfall)Frances Cat 2Ivan (2004)IvanJeanne (2004, Category 3 at Florida landfall)Jeanne Cat 3Dennis (2005, Category 3 at Florida landfall)Dennis Cat 3Wilma (2005, Category 3 at Florida landfall)Wilma Cat 3Matthew (2016)MatthewIrma (2017, Category 4 at Florida landfall)Irma Cat 4Michael (2018, Category 5 at Florida landfall)Michael Cat 5Ian (2022, Category 4 at Florida landfall)Ian Cat 4Nicole (2022, Category 1 at Florida landfall)Nicole Cat 1Idalia (2023, Category 3 at Florida landfall)Idalia Cat 3Debby (2024, Category 1 at Florida landfall)Debby Cat 1Helene (2024, Category 4 at Florida landfall)Helene Cat 4Milton (2024, Category 3 at Florida landfall)Milton Cat 3Isaías (2026, Category 2 at Florida landfall)Isaías Cat 2

Compare FCCI Insurance side by side

FCCI Insurance side by side with State Farm and Slide
FCCI Insurance State Farm Slide
New policies Taking new policies Checked Nov 2, 2026 Taking new policies Checked Nov 2, 2026 Taking new policies Checked Nov 2, 2026
Florida policies Not available 654,641 Florida OIR, Jul 31, 2026 475,227 Florida OIR, Jul 31, 2026
Latest rate change Not available +0.8% Home, from Jan 15, 2026 Not available
Complaint index NAIC shows no confirmed complaints in 2025. NAIC, 2025, nationwide, all lines 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 0.88 NAIC, 2025, nationwide, homeowners. 1.00 is average.
Financial rating A (Excellent) AM Best, Oct 20, 2026 A- (Excellent) AM Best A (Exceptional) Demotech, Oct 7, 2026
In Florida since 1994 1934 2022

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Questions people ask about FCCI Insurance

Leaving Florida and taking new policies (1)

Is FCCI leaving Florida?There is no sign of it.

FCCI was founded in Sarasota in 1959 and is still based there. Their site showed no stop notice on Oct 20, 2026.

Source: FCCI about page, read Oct 20, 2026

Claims and phone numbers (1)

What is the FCCI claims phone number?Call 800-226-3224 and choose option 1.

You can report a claim 24 hours a day, 7 days a week.

Source: FCCI claims page, read Oct 20, 2026

What it covers and who can buy (1)

What does FCCI sell?They sell only to firms, through agents.

They cover workers' comp, business auto, property and liability. They also sell umbrella, crime and bond cover.

Source: FCCI about page, read Oct 20, 2026

Business and workers' comp (1)

How do I reach FCCI Insurance about a premium audit?Call 800-226-3224 and ask for extension 4030.

Or email [email protected]. FCCI posts both in a help box on their site.

Source: FCCI ExpressWrite help box, read Oct 22, 2026

About the company (3)

Where is FCCI based?FCCI's home office is at 6300 University Parkway in Sarasota.

Their main toll free number is 800-226-3224.

Source: FCCI contact page, read Oct 20, 2026

Is FCCI available in Florida?Yes.

In 2024 FCCI sold $82.7 million of Florida workers' comp, says OIR's 2025 report. Only three companies sold more.

Source: Florida OIR 2025 Workers' Compensation Annual Report, read Oct 20, 2026

Is FCCI a good insurance company?Public data only: AM Best rates FCCI Insurance Company A (Excellent).

AM Best affirmed that on June 4, 2026. The NAIC shows no complaints against it in 2025, all lines.

Source: AM Best rating disclosure, June 4, 2026; NAIC Consumer Insurance Search, 2025 complaint index, read 2026-10-20

Still deciding? Let us shop your FCCI Insurance renewal.

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

Chat

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FCCI Insurance reviews and complaints: what the public data shows

FCCI Insurance rating

A (Excellent) from AM Best, as of Oct 20, 2026.

Complaints
NAIC shows no confirmed complaints in 2025. NAIC, 2025, nationwide, all lines. As of Oct 20, 2026.
Years in Florida
Since 1994 (32 years)
Regulatory actions
Not available

No star ratings and no user reviews, only public data.