Employers Insurance

Employers sells business insurance in Florida.

Based in Maitland. In Florida since 1979.

Taking new business policies

Florida company code 01792, NAIC 25402.

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Policies in force

Not available

No count on file

Latest rate change

Not available

No rate change on file

Financial strength

A (Excellent)

From AM Best, as of Oct 20, 2026

Complaints

NAIC shows no confirmed complaints in 2025.

NAIC, 2025, nationwide, all lines

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

Two choices when your Employers rate goes up

You have two choices. One 5 minute call covers both.

  • Keep Employers, switch your agent. You sign one form. Same company, same coverage, same price. Only your agent changes, to one who answers the phone.
  • Shop it. Your new agent checks 80+ companies at every renewal.
Talk to a licensed agent (727) 997-5999

Or send a message

Before you call, see the Florida home insurance renewal checklist.

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What's changed recently

Is Employers leaving Florida? No. On Oct 20, 2026 their site listed Florida among the states they serve, and their two Maitland insurers held active OIR licenses. As of Nov 2, 2026. Source: employers.com.

  1. Another Employers firm gets a license

    OIR says Employers Preferred first got their Florida license on Jan. 1, 1982.

  2. An Employers firm gets a Florida license

    OIR says Employers Assurance first got their Florida license on Nov. 27, 1979.

See every Employers update

Rate history

No rate filings tracked yet.

Want your Employers renewal shopped?

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

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47 years in Florida

In Florida since 1979. Has paid claims through 25 hurricanes.

1980198519901995200020052010201520202025Elena (1985, Category 3 at Florida landfall)Elena Cat 3Kate (1985, Category 2 at Florida landfall)Kate Cat 2Floyd (1987, Category 1 at Florida landfall)Floyd Cat 1Andrew (1992, Category 5 at Florida landfall)Andrew Cat 5Erin (1995, Category 2 at Florida landfall)Erin Cat 2Opal (1995, Category 3 at Florida landfall)Opal Cat 3Earl (1998, Category 1 at Florida landfall)Earl Cat 1Georges (1998, Category 2 at Florida landfall)Georges Cat 2Irene (1999, Category 1 at Florida landfall)Irene Cat 1Charley (2004, Category 4 at Florida landfall)Charley Cat 4Frances (2004, Category 2 at Florida landfall)Frances Cat 2Ivan (2004)IvanJeanne (2004, Category 3 at Florida landfall)Jeanne Cat 3Dennis (2005, Category 3 at Florida landfall)Dennis Cat 3Wilma (2005, Category 3 at Florida landfall)Wilma Cat 3Matthew (2016)MatthewIrma (2017, Category 4 at Florida landfall)Irma Cat 4Michael (2018, Category 5 at Florida landfall)Michael Cat 5Ian (2022, Category 4 at Florida landfall)Ian Cat 4Nicole (2022, Category 1 at Florida landfall)Nicole Cat 1Idalia (2023, Category 3 at Florida landfall)Idalia Cat 3Debby (2024, Category 1 at Florida landfall)Debby Cat 1Helene (2024, Category 4 at Florida landfall)Helene Cat 4Milton (2024, Category 3 at Florida landfall)Milton Cat 3Isaías (2026, Category 2 at Florida landfall)Isaías Cat 2

Compare Employers side by side

Employers side by side with State Farm and Slide
Employers State Farm Slide
New policies Taking new policies Checked Nov 2, 2026 Taking new policies Checked Nov 2, 2026 Taking new policies Checked Nov 2, 2026
Florida policies Not available 654,641 Florida OIR, Jul 31, 2026 475,227 Florida OIR, Jul 31, 2026
Latest rate change Not available +0.8% Home, from Jan 15, 2026 Not available
Complaint index NAIC shows no confirmed complaints in 2025. NAIC, 2025, nationwide, all lines 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 0.88 NAIC, 2025, nationwide, homeowners. 1.00 is average.
Financial rating A (Excellent) AM Best, Oct 20, 2026 A- (Excellent) AM Best A (Exceptional) Demotech, Oct 7, 2026
In Florida since 1979 1934 2022

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Questions people ask about Employers

Claims and phone numbers (2)

What is the Employers claims phone number?Call the 24/7 Customer Service Center at 888-682-6671.

You can also report a claim online. Try to report an injury within 24 hours.

Source: Employers report a claim page, read Oct 20, 2026

What is the Employers customer service number?Call 888-682-6671.

It is the same number used to report claims.

Source: Employers contact page, read Oct 20, 2026

Business and workers' comp (2)

Who pays my workers' comp claim if EMPLOYERS fails?A state fund pays.

Florida law says each workers' comp insurer must join it. If a court closes an insurer that cannot pay their debts, the fund pays covered claims, within limits. Its name is the Florida Workers' Compensation Insurance Guaranty Association.

Source: Sections 631.904 and 631.911, Florida Statutes, read Oct 20, 2026

How do I reach Employers about a premium audit?Find My Premium Audits in EACCESS, or call 888-682-6671.

Source: Employers contact page, read Oct 22, 2026

About the company (3)

Is Employers available in Florida?Yes.

Their service area page lists Florida among the 46 states and D.C. they serve. Four states use only their own state funds.

Source: Employers service area page, read Oct 20, 2026

Which Employers companies are licensed in Florida?OIR lists two Employers firms.

One is Employers Assurance. The other is Employers Preferred. Both are based in Maitland.

Source: Florida OIR company search, read Oct 20, 2026

Is Employers a good insurance company?Public data only: AM Best rates Employers Assurance Company A (Excellent).

AM Best affirmed that on Jan 21, 2026. The NAIC shows no complaints against it in 2025, all lines.

Source: AM Best BestWire, Jan 21, 2026; NAIC Consumer Insurance Search, 2025 complaint index, read 2026-10-20

Still deciding? Let us shop your Employers renewal.

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

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Employers reviews and complaints: what the public data shows

Employers rating

A (Excellent) from AM Best, as of Oct 20, 2026.

Complaints
NAIC shows no confirmed complaints in 2025. NAIC, 2025, nationwide, all lines. As of Oct 20, 2026.
Years in Florida
Since 1979 (47 years)
Regulatory actions
Not available

No star ratings and no user reviews, only public data.