Church Mutual Insurance
Church Mutual sells business insurance in Florida.
Based in Merrill, WI. In Florida since 1981.
Taking new business policies
Florida company code 09705, NAIC 18767.
Policies in force
Not available
No count on file
Latest rate change
Not available
No rate change on file
Financial strength
Not available
No rating on file
Complaints
Not available
NAIC
Near you
Can I get a policy?
We're still gathering this company's rules. Call and we'll check for you.
Two choices when your Church Mutual rate goes up
You have two choices. One 5 minute call covers both.
Before you call, see the Florida home insurance renewal checklist.
Shop your renewal in one call
One call. A licensed agent shops other companies for you, free.
What's changed recently
Is Church Mutual leaving Florida? No sign of it. On Oct 24, 2026 OIR showed them as active, and their site said they are licensed in all 50 states. As of Nov 2, 2026. Source: churchmutual.com.
-
The state gives Church Mutual a license
OIR has the date. Church Mutual got a Florida license on Dec. 4, 1981.
Rate history
No rate filings tracked yet.
45 years in Florida
In Florida since 1981. Has paid claims through 25 hurricanes.
Compare Church Mutual side by side
| Church Mutual | State Farm | Slide | |
|---|---|---|---|
| New policies | Taking new policies Checked Nov 2, 2026 | Taking new policies Checked Nov 2, 2026 | Taking new policies Checked Nov 2, 2026 |
| Florida policies | Not available | 654,641 Florida OIR, Jul 31, 2026 | 475,227 Florida OIR, Jul 31, 2026 |
| Latest rate change | Not available | +0.8% Home, from Jan 15, 2026 | Not available |
| Complaint index | Not available | 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. | 0.88 NAIC, 2025, nationwide, homeowners. 1.00 is average. |
| Financial rating | Not available | A- (Excellent) AM Best | A (Exceptional) Demotech, Oct 7, 2026 |
| In Florida since | 1981 | 1934 | 2022 |
People also compare with
- State Farm Taking new policies
State Farm sells home, condo, renters and auto policies in Florida. They use their own agents. Home policies come from State Farm Florida, a Florida only firm.
- Slide Taking new policies
Slide is a Tampa home insurer founded in 2021. They grew fast by taking on policies from Citizens, UPC, St. Johns and Farmers customers in Florida.
- Tower Hill Taking new policies
Tower Hill is a Gainesville insurer. They have covered Florida homes since 1972. New policies come from the member owned Tower Hill Insurance Exchange.
- Frontline Taking new policies
Frontline is the Lake Mary brand behind First Protective. New Florida home policies now come from their FIRE exchange, open statewide.
- Citizens Taking new policies
Citizens is run by the state and covers Florida homes when no private company will. They sell home, condo, renters and wind only plans.
More on our list of Florida commercial insurance companies.
Florida guides for Church Mutual customers
Questions people ask about Church Mutual
What is the Church Mutual claims phone number?Call 800-554-2642 for a claim with no injury.
You can also file online. Or email [email protected].
What is the Church Mutual customer service number?Call 800-554-2642.
You can also use live chat on their site. The email is [email protected].
How do I pay my Church Mutual bill?You can pay online in their payment center or call 800-554-2642 to pay by phone.
For billing questions, press 4.
Is Church Mutual licensed in Florida?Yes.
OIR lists Church Mutual Insurance Company, S.I. as active in Florida. Their code is 09705. Their site says they are licensed in all 50 states and D.C.
Source: Florida OIR company search and Church Mutual legal page, read Oct 24, 2026
Does Church Mutual sell workers' comp in Florida?Yes.
OIR lists workers' comp among Church Mutual's Florida lines. Their site lists workers' comp with their coverage.
Source: Florida OIR company search and churchmutual.com, read Oct 24, 2026
Who does Church Mutual insure?Their site lists houses of worship, nonprofit and human services groups, camps and outdoor recreation, and schools.
They have served customers since 1897.
Source: Church Mutual why Church Mutual page, read Oct 24, 2026
Church Mutual reviews and complaints: what the public data shows
Church Mutual rating
Florida does not publish complaint or rating data for Church Mutual. What we do have: Church Mutual has been in Florida since 1981.
No star ratings and no user reviews, only public data.