Canal Insurance

Canal Insurance sells business insurance in Florida.

Based in Greenville, SC. In Florida since 1950.

Taking new business policies

Florida company code 09103, NAIC 10464.

Get a quote from an independent agent

Checked by

Did your Canal Insurance renewal go up?

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

Chat

Free. No junk mail. No spam calls.

Policies in force

Not available

No count on file

Latest rate change

Not available

No rate change on file

Financial strength

A- (Excellent)

From AM Best, as of Oct 20, 2026

Complaints

1.04

NAIC index, 2025. 1.00 is average.

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

Two choices when your Canal Insurance rate goes up

You have two choices. One 5 minute call covers both.

  • Keep Canal Insurance, switch your agent. You sign one form. Same company, same coverage, same price. Only your agent changes, to one who answers the phone.
  • Shop it. Your new agent checks 80+ companies at every renewal.
Talk to a licensed agent (727) 997-5999

Or send a message

Before you call, see the Florida home insurance renewal checklist.

Shop your renewal in one call

One call. A licensed agent shops other companies for you, free.

(727) 997-5999 Shop my renewal Chat

What's changed recently

Is Canal leaving Florida? No sign of it. Canal Insurance Company held an active OIR license on Oct 20, 2026, and their site showed no stop notice. As of Nov 2, 2026. Source: canalinsurance.com.

  1. Canal gets a Florida license

    OIR says Canal first got their Florida license on April 26, 1950.

See every Canal Insurance update

Rate history

No rate filings tracked yet.

Want your Canal Insurance renewal shopped?

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

Chat

Free. No junk mail. No spam calls.

76 years in Florida

In Florida since 1950. Has paid claims through 28 hurricanes.

19501960197019801990200020102020Agnes (1972, Category 1 at Florida landfall)Agnes Cat 1Eloise (1975, Category 3 at Florida landfall)Eloise Cat 3David (1979, Category 2 at Florida landfall)David Cat 2Elena (1985, Category 3 at Florida landfall)Elena Cat 3Kate (1985, Category 2 at Florida landfall)Kate Cat 2Floyd (1987, Category 1 at Florida landfall)Floyd Cat 1Andrew (1992, Category 5 at Florida landfall)Andrew Cat 5Erin (1995, Category 2 at Florida landfall)Erin Cat 2Opal (1995, Category 3 at Florida landfall)Opal Cat 3Earl (1998, Category 1 at Florida landfall)Earl Cat 1Georges (1998, Category 2 at Florida landfall)Georges Cat 2Irene (1999, Category 1 at Florida landfall)Irene Cat 1Charley (2004, Category 4 at Florida landfall)Charley Cat 4Frances (2004, Category 2 at Florida landfall)Frances Cat 2Ivan (2004)IvanJeanne (2004, Category 3 at Florida landfall)Jeanne Cat 3Dennis (2005, Category 3 at Florida landfall)Dennis Cat 3Wilma (2005, Category 3 at Florida landfall)Wilma Cat 3Matthew (2016)MatthewIrma (2017, Category 4 at Florida landfall)Irma Cat 4Michael (2018, Category 5 at Florida landfall)Michael Cat 5Ian (2022, Category 4 at Florida landfall)Ian Cat 4Nicole (2022, Category 1 at Florida landfall)Nicole Cat 1Idalia (2023, Category 3 at Florida landfall)Idalia Cat 3Debby (2024, Category 1 at Florida landfall)Debby Cat 1Helene (2024, Category 4 at Florida landfall)Helene Cat 4Milton (2024, Category 3 at Florida landfall)Milton Cat 3Isaías (2026, Category 2 at Florida landfall)Isaías Cat 2

Compare Canal Insurance side by side

Canal Insurance side by side with State Farm and Slide
Canal Insurance State Farm Slide
New policies Taking new policies Checked Nov 2, 2026 Taking new policies Checked Nov 2, 2026 Taking new policies Checked Nov 2, 2026
Florida policies Not available 654,641 Florida OIR, Jul 31, 2026 475,227 Florida OIR, Jul 31, 2026
Latest rate change Not available +0.8% Home, from Jan 15, 2026 Not available
Complaint index 1.04 NAIC, 2025, nationwide, all lines. 1.00 is average. 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 0.88 NAIC, 2025, nationwide, homeowners. 1.00 is average.
Financial rating A- (Excellent) AM Best, Oct 20, 2026 A- (Excellent) AM Best A (Exceptional) Demotech, Oct 7, 2026
In Florida since 1950 1934 2022

Pick other companies to compare

People also compare with

  • State Farm Taking new policies

    State Farm sells home, condo, renters and auto policies in Florida. They use their own agents. Home policies come from State Farm Florida, a Florida only firm.

  • Slide Taking new policies

    Slide is a Tampa home insurer founded in 2021. They grew fast by taking on policies from Citizens, UPC, St. Johns and Farmers customers in Florida.

  • Tower Hill Taking new policies

    Tower Hill is a Gainesville insurer. They have covered Florida homes since 1972. New policies come from the member owned Tower Hill Insurance Exchange.

  • Frontline Taking new policies

    Frontline is the Lake Mary brand behind First Protective. New Florida home policies now come from their FIRE exchange, open statewide.

  • Citizens Taking new policies

    Citizens is run by the state and covers Florida homes when no private company will. They sell home, condo, renters and wind only plans.

More on our list of Florida commercial insurance companies.

Questions people ask about Canal Insurance

What is the Canal claims phone number?Call the claims hotline at 888-247-4424.

It is open 24 hours a day, 7 days a week, with a live person.

Source: Canal claims services page, read Oct 20, 2026

What is the Canal main phone number?Call Canal at 800-452-6911.

Their mail address is P.O. Box 7 in Greenville, South Carolina.

Source: Canal contact page, read Oct 20, 2026

Is Canal Insurance licensed in Florida?Yes.

OIR lists Canal Insurance Company as an active Florida insurer. They first got a Florida license on April 26, 1950.

Source: Florida OIR company search, read Oct 20, 2026

Is Canal a good insurance company?Public data only: AM Best rates Canal Insurance Company A- (Excellent).

AM Best affirmed that on Oct 7, 2026. Their 2025 NAIC complaint index, all lines, was 1.04. An index of 1.00 is average for a company of the same size. So they got about as many complaints as most.

Source: AM Best rating disclosure, Oct 7, 2026; NAIC Consumer Insurance Search, 2025 complaint index, read 2026-10-20

How do I pay my Canal bill?Pay online at the Canal Pay Center, found on the Canal Pay page of Canal's site.

You can also sign up for AutoPay there. AutoPay works for some Canal policies, not all yet. For billing help, call the billing support team at 888-504-1688.

Source: Canal Insurance, Canal Pay, read 2026-10-21

How do I buy Canal truck insurance?Canal sells truck insurance through agents who focus on trucking.

Use the Find an Agent tool on Canal's site and type in your ZIP code to see agents near you. Canal says they work with 28 trucking insurance experts and serve 48 states. Their Express plan is for 1 to 10 trucks. Their Fleet plan is for 11 or more.

Source: Canal Insurance, Find an Agent and Who We Serve, read 2026-10-21

Still deciding? Let us shop your Canal Insurance renewal.

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

Chat

Free. No junk mail. No spam calls.

Canal Insurance reviews and complaints: what the public data shows

Canal Insurance rating

A- (Excellent) from AM Best, as of Oct 20, 2026.

Complaints
1.04 on the NAIC complaint index 1.00 is average. Higher means more complaints for their size. NAIC, 2025, nationwide, all lines. As of Oct 20, 2026.
Years in Florida
Since 1950 (76 years)
Regulatory actions
Not available

No star ratings and no user reviews, only public data.