biBERK Insurance
biBERK sells business insurance in Florida.
Based in Omaha, NE. In Florida since 2015. Owned by Berkshire Hathaway.
Taking new business policies
Florida company code 28007, NAIC 10391.
Policies in force
Not available
No count on file
Latest rate change
Not available
No rate change on file
Financial strength
A++ (Superior)
From AM Best, as of Oct 20, 2026
Complaints
6.48
NAIC index, 2025. 1.00 is average.
Near you
Can I get a policy?
We're still gathering this company's rules. Call and we'll check for you.
Two choices when your biBERK rate goes up
You have two choices. One 5 minute call covers both.
Before you call, see the Florida home insurance renewal checklist.
Shop your renewal in one call
One call. A licensed agent shops other companies for you, free.
What's changed recently
Is biBERK leaving Florida? No. On Oct 20, 2026 their Florida page gave online quotes for small business cover. As of Nov 2, 2026. Source: biberk.com.
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One of biBERK's insurers gets the OK to sell in Florida
Berkshire Hathaway Direct, one of biBERK's insurers, got their Florida license on Oct. 22, 2015.
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A second biBERK insurer gets the OK to sell in Florida
National Liability & Fire got their Florida license on Oct. 28, 1980, OIR shows. They are one of biBERK's insurers.
Rate history
No rate filings tracked yet.
11 years in Florida
In Florida since 2015. Has paid claims through 10 hurricanes.
Compare biBERK side by side
| biBERK | State Farm | Slide | |
|---|---|---|---|
| New policies | Taking new policies Checked Nov 2, 2026 | Taking new policies Checked Nov 2, 2026 | Taking new policies Checked Nov 2, 2026 |
| Florida policies | Not available | 654,641 Florida OIR, Jul 31, 2026 | 475,227 Florida OIR, Jul 31, 2026 |
| Latest rate change | Not available | +0.8% Home, from Jan 15, 2026 | Not available |
| Complaint index | 6.48 NAIC, 2025, nationwide, all lines. 1.00 is average. | 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. | 0.88 NAIC, 2025, nationwide, homeowners. 1.00 is average. |
| Financial rating | A++ (Superior) AM Best, Oct 20, 2026 | A- (Excellent) AM Best | A (Exceptional) Demotech, Oct 7, 2026 |
| In Florida since | 2015 | 1934 | 2022 |
People also compare with
- State Farm Taking new policies
State Farm sells home, condo, renters and auto policies in Florida. They use their own agents. Home policies come from State Farm Florida, a Florida only firm.
- Slide Taking new policies
Slide is a Tampa home insurer founded in 2021. They grew fast by taking on policies from Citizens, UPC, St. Johns and Farmers customers in Florida.
- Tower Hill Taking new policies
Tower Hill is a Gainesville insurer. They have covered Florida homes since 1972. New policies come from the member owned Tower Hill Insurance Exchange.
- Frontline Taking new policies
Frontline is the Lake Mary brand behind First Protective. New Florida home policies now come from their FIRE exchange, open statewide.
- Citizens Taking new policies
Citizens is run by the state and covers Florida homes when no private company will. They sell home, condo, renters and wind only plans.
More on our list of Florida commercial insurance companies.
Florida guides for biBERK customers
Questions people ask about biBERK
What is the biBERK claims phone number?Call biBERK claims at 1-844-472-0966.
You can also start a claim online.
What is the biBERK customer service number?Call biBERK support at 1-844-472-0967.
Does biBERK sell insurance in Florida?Yes.
Their Florida page sells workers' comp, general liability and more for small firms. They give quotes online.
Which companies issue biBERK policies?biBERK names four insurers on their site.
Most biBERK policies come from them. One is Berkshire Hathaway Direct Insurance Company. The others are two Wellfleet firms and National Liability & Fire.
Who owns biBERK?biBERK is part of the Berkshire Hathaway Insurance Group.
Does biBERK work with agents?No. biBERK says they sell to small firms directly, not through a broker or agent.
You buy from biBERK itself. They are part of the Berkshire Hathaway Insurance Group.
biBERK reviews and complaints: what the public data shows
biBERK rating
- Complaints
- 6.48 on the NAIC complaint index 1.00 is average. Higher means more complaints for their size. NAIC, 2025, nationwide, all lines. As of Oct 20, 2026.
- Years in Florida
- Since 2015 (11 years)
- Regulatory actions
- Not available
No star ratings and no user reviews, only public data.