Berkshire Hathaway GUARD Insurance

Berkshire Hathaway GUARD sells business insurance in Florida.

Based in Wilkes-Barre, PA. In Florida since 2003. Owned by Berkshire Hathaway Inc..

Taking new business policies

Florida company code 03588, NAIC 42390.

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Policies in force

Not available

No count on file

Latest rate change

Not available

No rate change on file

Financial strength

A+ (Superior)

From AM Best, as of Oct 20, 2026

Complaints

1.28

NAIC index, 2025. 1.00 is average.

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

Two choices when your Berkshire Hathaway GUARD rate goes up

You have two choices. One 5 minute call covers both.

  • Keep Berkshire Hathaway GUARD, switch your agent. You sign one form. Same company, same coverage, same price. Only your agent changes, to one who answers the phone.
  • Shop it. Your new agent checks 80+ companies at every renewal.
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What's changed recently

Is Berkshire Hathaway GUARD leaving Florida? No. On Oct 20, 2026 their Florida map listed five kinds of business insurance sold through agents. As of Nov 2, 2026. Source: guard.com.

  1. AM Best rates GUARD A+

    GUARD's about page says AM Best rates their firms A+ (Superior) as of Aug. 12, 2026.

  2. WestGUARD gets the OK to sell in Florida

    WestGUARD got their Florida license on Oct. 6, 2023, OIR shows.

  3. Three GUARD firms get Florida licenses

    AmGUARD, NorGUARD and EastGUARD got their Florida licenses on May 22, 2003, OIR shows.

See every Berkshire Hathaway GUARD update

Rate history

No rate filings tracked yet.

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23 years in Florida

In Florida since 2003. Has paid claims through 16 hurricanes.

200420062008201020122014201620182020202220242026Charley (2004, Category 4 at Florida landfall)Charley Cat 4Frances (2004, Category 2 at Florida landfall)Frances Cat 2Ivan (2004)IvanJeanne (2004, Category 3 at Florida landfall)Jeanne Cat 3Dennis (2005, Category 3 at Florida landfall)Dennis Cat 3Wilma (2005, Category 3 at Florida landfall)Wilma Cat 3Matthew (2016)MatthewIrma (2017, Category 4 at Florida landfall)Irma Cat 4Michael (2018, Category 5 at Florida landfall)Michael Cat 5Ian (2022, Category 4 at Florida landfall)Ian Cat 4Nicole (2022, Category 1 at Florida landfall)Nicole Cat 1Idalia (2023, Category 3 at Florida landfall)Idalia Cat 3Debby (2024, Category 1 at Florida landfall)Debby Cat 1Helene (2024, Category 4 at Florida landfall)Helene Cat 4Milton (2024, Category 3 at Florida landfall)Milton Cat 3Isaías (2026, Category 2 at Florida landfall)Isaías Cat 2

Compare Berkshire Hathaway GUARD side by side

Berkshire Hathaway GUARD side by side with State Farm and Slide
Berkshire Hathaway GUARD State Farm Slide
New policies Taking new policies Checked Nov 2, 2026 Taking new policies Checked Nov 2, 2026 Taking new policies Checked Nov 2, 2026
Florida policies Not available 654,641 Florida OIR, Jul 31, 2026 475,227 Florida OIR, Jul 31, 2026
Latest rate change Not available +0.8% Home, from Jan 15, 2026 Not available
Complaint index 1.28 NAIC, 2025, nationwide, all lines. 1.00 is average. 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 0.88 NAIC, 2025, nationwide, homeowners. 1.00 is average.
Financial rating A+ (Superior) AM Best, Oct 20, 2026 A- (Excellent) AM Best A (Exceptional) Demotech, Oct 7, 2026
In Florida since 2003 1934 2022

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Questions people ask about Berkshire Hathaway GUARD

What is the Berkshire Hathaway GUARD claims phone number?Call 1-888-639-2567 (1-888-NEW-CLMS) to report a new claim.

You can also email [email protected].

Source: GUARD claims page, read Oct 20, 2026

What is the Berkshire Hathaway GUARD customer service number?Call 1-800-673-2465 or email [email protected].

You can also pay your bill by phone at that number.

Source: GUARD contact and payment pages, read Oct 20, 2026

What does Berkshire Hathaway GUARD sell in Florida?In Florida, they sell five kinds of cover for firms.

Two are workers' comp and auto. The rest are umbrella, general liability and a business owners policy.

Source: GUARD operating area page, read Oct 20, 2026

Who owns Berkshire Hathaway GUARD?Berkshire Hathaway Inc. owns them.

GUARD is based in Wilkes-Barre, Pennsylvania. AM Best rates their companies A+ (Superior) as of Aug. 12, 2026.

Source: GUARD about page, read Oct 20, 2026

Is Berkshire Hathaway GUARD licensed in Florida?Yes.

OIR shows four GUARD companies licensed in Florida: AmGUARD, NorGUARD and EastGUARD since May 22, 2003, and WestGUARD since Oct. 6, 2023.

Source: Florida OIR company search, read Oct 20, 2026

How do I pay my GUARD bill?Pay online with Express Pay, with no login needed.

Or log in to the Policyholder Service Center to pay by card or bank and set up automatic payments. You can also pay by phone at 800-673-2465 or by mail.

Source: Berkshire Hathaway GUARD Payment Center, read 2026-10-21

Still deciding? Let us shop your Berkshire Hathaway GUARD renewal.

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

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Berkshire Hathaway GUARD reviews and complaints: what the public data shows

Berkshire Hathaway GUARD rating

A+ (Superior) from AM Best, as of Oct 20, 2026.

Complaints
1.28 on the NAIC complaint index 1.00 is average. Higher means more complaints for their size. NAIC, 2025, nationwide, all lines. As of Oct 20, 2026.
Years in Florida
Since 2003 (23 years)
Regulatory actions
Not available

No star ratings and no user reviews, only public data.