Ascendant Insurance
Ascendant sells business insurance in Florida.
Based in Coral Gables. In Florida since 2009.
Taking new business policies
Florida company code 03769, NAIC 13683.
Policies in force
Not available
No count on file
Latest rate change
Not available
No rate change on file
Financial strength
Not rated
No rating from AM Best, Demotech or KBRA
Complaints
2 complaints in 2025 (NAIC, nationwide)
NAIC, 2025, nationwide, all lines
Near you
Can I get a policy?
We're still gathering this company's rules. Call and we'll check for you.
Two choices when your Ascendant rate goes up
You have two choices. One 5 minute call covers both.
Before you call, see the Florida home insurance renewal checklist.
Shop your renewal in one call
One call. A licensed agent shops other companies for you, free.
What's changed recently
Is Ascendant leaving Florida? No. Ascendant is based in Coral Gables, and on Oct 20, 2026 their site offered business insurance quotes through agents. As of Nov 2, 2026. Source: acicompanies.com.
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Ascendant sells through agents
On Oct. 20, 2026, Ascendant's site sold business cover through agents. They have a focus on Hispanic firms.
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Ascendant gets the OK to sell in Florida
Ascendant, based in Coral Gables, got their Florida license on Sept. 1, 2009, OIR shows.
Rate history
No rate filings tracked yet.
17 years in Florida
In Florida since 2009. Has paid claims through 10 hurricanes.
Compare Ascendant side by side
| Ascendant | State Farm | Slide | |
|---|---|---|---|
| New policies | Taking new policies Checked Nov 2, 2026 | Taking new policies Checked Nov 2, 2026 | Taking new policies Checked Nov 2, 2026 |
| Florida policies | Not available | 654,641 Florida OIR, Jul 31, 2026 | 475,227 Florida OIR, Jul 31, 2026 |
| Latest rate change | Not available | +0.8% Home, from Jan 15, 2026 | Not available |
| Complaint index | 2 complaints in 2025 (NAIC, nationwide) NAIC, 2025, nationwide, all lines | 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. | 0.88 NAIC, 2025, nationwide, homeowners. 1.00 is average. |
| Financial rating | Not rated AM Best, Demotech and KBRA | A- (Excellent) AM Best | A (Exceptional) Demotech, Oct 7, 2026 |
| In Florida since | 2009 | 1934 | 2022 |
People also compare with
- State Farm Taking new policies
State Farm sells home, condo, renters and auto policies in Florida. They use their own agents. Home policies come from State Farm Florida, a Florida only firm.
- Slide Taking new policies
Slide is a Tampa home insurer founded in 2021. They grew fast by taking on policies from Citizens, UPC, St. Johns and Farmers customers in Florida.
- Tower Hill Taking new policies
Tower Hill is a Gainesville insurer. They have covered Florida homes since 1972. New policies come from the member owned Tower Hill Insurance Exchange.
- Frontline Taking new policies
Frontline is the Lake Mary brand behind First Protective. New Florida home policies now come from their FIRE exchange, open statewide.
- Citizens Taking new policies
Citizens is run by the state and covers Florida homes when no private company will. They sell home, condo, renters and wind only plans.
More on our list of Florida commercial insurance companies.
Florida guides for Ascendant customers
Questions people ask about Ascendant
What is the Ascendant claims phone number?Call Ascendant's claims team at 1-877-834-4991.
Or email [email protected].
What is the Ascendant phone number?Call Ascendant at 877-834-4990.
Is Ascendant a Florida company?Yes.
OIR shows Ascendant Commercial Insurance, Inc. is based in Coral Gables. They have held a Florida license since Sept. 1, 2009.
What does Ascendant sell?Ascendant sells work cover through agents.
In Florida their own insurer can sell workers' comp and liability. Their agency arm also sells plans from other firms.
Source: Ascendant home page and OIR company search, read Oct 20, 2026
How do I report an Ascendant claim?Ascendant's claims office says online is fastest.
Use Report Claim Online on their claims site. For workers' comp, you can also send the state's First Report of Injury form by fax or email. For auto or liability claims, send an ACORD claim form. Or call 877-834-4991.
Source: Ascendant Claims Services, Report a Claim page, read 2026-10-21
How do I pay my Ascendant bill?Use Make a Payment on Ascendant's site.
Type your policy number just as it shows on your declarations page, dashes too. If you pay by auto draft, a payment now does not change your next draft. For workers' comp, you can also pay each payday with their PayGo plan.
Ascendant reviews and complaints: what the public data shows
Ascendant rating
- Complaints
- 2 complaints in 2025 (NAIC, nationwide) NAIC, 2025, nationwide, all lines. As of Oct 20, 2026.
- Years in Florida
- Since 2009 (17 years)
- Regulatory actions
- Not available
No star ratings and no user reviews, only public data.