Amerisure Insurance

Amerisure sells business insurance in Florida.

Based in Farmington Hills, MI. In Florida since 1949.

Taking new business policies

Florida company code 02545, NAIC 23396.

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Policies in force

Not available

No count on file

Latest rate change

Not available

No rate change on file

Financial strength

A (Excellent)

From AM Best, as of Oct 22, 2026

Complaints

2 complaints in 2025 (NAIC, nationwide)

NAIC, 2025, nationwide, all lines

Can I get a policy?

We're still gathering this company's rules. Call and we'll check for you.

Talk to a licensed agent (727) 997-5999

Two choices when your Amerisure rate goes up

You have two choices. One 5 minute call covers both.

  • Keep Amerisure, switch your agent. You sign one form. Same company, same coverage, same price. Only your agent changes, to one who answers the phone.
  • Shop it. Your new agent checks 80+ companies at every renewal.
Talk to a licensed agent (727) 997-5999

Or send a message

Before you call, see the Florida home insurance renewal checklist.

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What's changed recently

Is Amerisure leaving Florida? No sign of it. On Oct 22, 2026 their agency finder listed 21 Florida offices, and OIR showed their three insurers as active. As of Nov 2, 2026. Source: amerisure.com.

  1. A third firm gets their license

    OIR has the date. Their Partners firm got a Florida license on Aug 17, 2009.

  2. A second firm gets their license

    OIR has the date. Their second firm got a Florida license on July 12, 1974.

  3. The main firm gets their license

    OIR has the date. Their main firm, the mutual, got a Florida license on Oct 10, 1949.

See every Amerisure update

Rate history

No rate filings tracked yet.

Want your Amerisure renewal shopped?

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77 years in Florida

In Florida since 1949. Has paid claims through 28 hurricanes.

19501960197019801990200020102020Agnes (1972, Category 1 at Florida landfall)Agnes Cat 1Eloise (1975, Category 3 at Florida landfall)Eloise Cat 3David (1979, Category 2 at Florida landfall)David Cat 2Elena (1985, Category 3 at Florida landfall)Elena Cat 3Kate (1985, Category 2 at Florida landfall)Kate Cat 2Floyd (1987, Category 1 at Florida landfall)Floyd Cat 1Andrew (1992, Category 5 at Florida landfall)Andrew Cat 5Erin (1995, Category 2 at Florida landfall)Erin Cat 2Opal (1995, Category 3 at Florida landfall)Opal Cat 3Earl (1998, Category 1 at Florida landfall)Earl Cat 1Georges (1998, Category 2 at Florida landfall)Georges Cat 2Irene (1999, Category 1 at Florida landfall)Irene Cat 1Charley (2004, Category 4 at Florida landfall)Charley Cat 4Frances (2004, Category 2 at Florida landfall)Frances Cat 2Ivan (2004)IvanJeanne (2004, Category 3 at Florida landfall)Jeanne Cat 3Dennis (2005, Category 3 at Florida landfall)Dennis Cat 3Wilma (2005, Category 3 at Florida landfall)Wilma Cat 3Matthew (2016)MatthewIrma (2017, Category 4 at Florida landfall)Irma Cat 4Michael (2018, Category 5 at Florida landfall)Michael Cat 5Ian (2022, Category 4 at Florida landfall)Ian Cat 4Nicole (2022, Category 1 at Florida landfall)Nicole Cat 1Idalia (2023, Category 3 at Florida landfall)Idalia Cat 3Debby (2024, Category 1 at Florida landfall)Debby Cat 1Helene (2024, Category 4 at Florida landfall)Helene Cat 4Milton (2024, Category 3 at Florida landfall)Milton Cat 3Isaías (2026, Category 2 at Florida landfall)Isaías Cat 2

Compare Amerisure side by side

Amerisure side by side with State Farm and Slide
Amerisure State Farm Slide
New policies Taking new policies Checked Nov 2, 2026 Taking new policies Checked Nov 2, 2026 Taking new policies Checked Nov 2, 2026
Florida policies Not available 654,641 Florida OIR, Jul 31, 2026 475,227 Florida OIR, Jul 31, 2026
Latest rate change Not available +0.8% Home, from Jan 15, 2026 Not available
Complaint index 2 complaints in 2025 (NAIC, nationwide) NAIC, 2025, nationwide, all lines 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 0.88 NAIC, 2025, nationwide, homeowners. 1.00 is average.
Financial rating A (Excellent) AM Best, Oct 22, 2026 A- (Excellent) AM Best A (Exceptional) Demotech, Oct 7, 2026
In Florida since 1949 1934 2022

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More on our list of Florida commercial insurance companies.

Questions people ask about Amerisure

What is the Amerisure claims phone number?Call 800-257-1900.

That is the number on their claims page. You can also email [email protected] or file a claim online.

Source: Amerisure file a claim page, read Oct 22, 2026

Does Amerisure sell business insurance in Florida?Yes, through agents.

On Oct 22, 2026 their agency finder listed 21 Florida offices. They are in cities like Tampa, Orlando, Jacksonville, Miami and Naples.

Source: Amerisure Find an Agency page, read Oct 22, 2026

Can I buy Amerisure insurance online?No.

Amerisure says they do not give quotes or sell coverage online or straight to buyers. You buy it through one of their agents.

Source: Amerisure contact page, read Oct 22, 2026

Is Amerisure licensed in Florida?Yes.

OIR lists three Amerisure firms as active in Florida. The oldest got their Florida license in 1949.

Source: Florida OIR company search, read Oct 20, 2026

Who pays my workers' comp claim if Amerisure fails?A state fund pays.

Florida law says each workers' comp insurer must join it. If a court closes an insurer that cannot pay their debts, the fund pays covered claims, within limits. Its name is the Florida Workers' Compensation Insurance Guaranty Association.

Source: Sections 631.904 and 631.911, Florida Statutes, read Oct 20, 2026

Is Amerisure a good insurance company?Public data only: AM Best rates Amerisure A (Excellent) with a stable outlook.

Amerisure said on March 30, 2026 that AM Best affirmed that grade. The NAIC shows 2 complaints against Amerisure Mutual Insurance Company in 2025, all lines.

Source: Amerisure news release, March 30, 2026; NAIC Consumer Insurance Search, 2025 complaints

Still deciding? Let us shop your Amerisure renewal.

A licensed Florida agent shops other companies for you. It is free and takes about 5 minutes.

or call (727) 997-5999

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Amerisure reviews and complaints: what the public data shows

Amerisure rating

A (Excellent) from AM Best, as of Oct 22, 2026.

Complaints
2 complaints in 2025 (NAIC, nationwide) NAIC, 2025, nationwide, all lines. As of Oct 22, 2026.
Years in Florida
Since 1949 (77 years)
Regulatory actions
Not available

No star ratings and no user reviews, only public data.