Your hurricane deductible: when it starts and when it ends
Your hurricane deductible applies to wind damage once a hurricane warning is issued for any part of Florida. That lasts until 72 hours after the last watch or warning ends. A warning for Isaías was up by Oct 9.
Who this affects
Most people who own a home in Florida. Most home policies here have a hurricane deductible.
What to check
Your hurricane deductible is on your policy's declarations page. Check it before you file a wind claim.