What's changed at US Coastal

Every update we've tracked for US Coastal, newest first. Each one links to the full note.

  1. Demotech affirms its A rating

    On September 14, 2026, Demotech affirmed its rating for US Coastal. It is a Financial Stability Rating. The grade is A. Demotech calls that Exceptional.

  2. KBRA affirms BBB+ and moves outlook to stable

    KBRA affirmed US Coastal's BBB+ insurer financial strength rating. It revised the outlook from negative to stable. It cited a stronger 2025 reinsurance program. It also cited an expected drop in quota share reliance.

  3. KBRA changes its outlook to negative

    KBRA revised the outlook on US Coastal's BBB+ rating to negative on October 24, 2023. The rating had first been assigned on an unpublished basis on November 14, 2022.

  4. Gets its Florida license

    US Coastal Property & Casualty Insurance Company was set up January 19, 2016. It got its Florida certificate of authority February 23, 2016. It began to sell policies March 28, 2016. It did so from Jonesville, Florida.

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