What's changed at TypTap

Every update we've tracked for TypTap, newest first. Each one links to the full note.

  1. Demotech affirms its A rating

    Demotech's page for the company shows a Financial Stability Rating of A. That grade is called Exceptional. It was affirmed on September 17, 2026.

  2. OIR approves up to 25,000 more Citizens policies

    OIR's 2025 takeout summary lists TypTap as approved on October 21, 2025. It could take up to 25,000 Citizens multi peril policies. The number it actually took is not in the summary.

  3. OIR issues a market conduct exam report on the hurricane claims

    OIR did its first targeted market conduct exam of TypTap. It looked at Hurricane Ian and Idalia claims. It found claims acknowledged late, missing estimate disclosures and some late payments. The report states no fine.

  4. Takes on about 20,000 Citizens policies

    TypTap took on about 20,000 policies from Citizens. This was part of an HCI Group takeout of over 42,000 policies and about $200 million in premium. OIR's exam report counts about 20,500 policies, about $84 million.

  5. Stops selling flood in Florida

    OIR's exam report says TypTap stopped selling flood policies in Florida on January 12, 2023. It had launched in 2016 as a standalone admitted flood insurer.

  6. Licensed in Florida as a flood insurer

    TypTap was authorized in Florida on January 15, 2016. It opened March 1, 2016 in Ocala. It sold standalone admitted flood coverage, then added homeowners.

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