What's changed at AAA (Auto Club)

Every update we've tracked for AAA (Auto Club), newest first. Each one links to the full note.

  1. AAA cuts Florida auto and home rates again

    Auto Club South monoline auto down 5% on average and ACICF package auto down 4%, new policies June 1 and renewals August 1. Select Package Home down 5%, new business March 1 and renewals May 1, 2026.

  2. AAA reports 15% auto and 5% home rate cuts in Florida

    Since January 2025 OIR approved three auto cuts and one home cut for AAA's Florida companies. Auto premiums fell more than 15% and home 5% for about 139,000 policyholders. Another auto cut was filed in October 2025.

  3. AM Best moves the Florida companies to a stable outlook

    AM Best affirmed A- (Excellent) for Auto Club Insurance Company of Florida and Auto Club South. It moved the outlook from negative to stable. It cited tighter underwriting. It noted a return to underwriting profit, too.

  4. AAA drops a small share of high risk Florida package policies

    Auto Club Insurance Company of Florida did not renew a small share of home plus auto package policies. It cited reinsurance costs after the 2022 storms. AAA said it was not leaving and kept selling new policies.

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