Compare Florida insurance companies side by side

Pick two or three companies. See who is taking new policies, how big each one is in Florida, its latest rate change, its complaints and its financial rating. Every fact has its date.

State Farm, Universal Property, Slide side by side
State Farm Universal Property Slide
New policies Taking new policies Checked Oct 19, 2026 Taking new policies Checked Oct 19, 2026 Taking new policies Checked Oct 19, 2026
Florida policies 654,641 Florida OIR, Jul 31, 2026 594,182 Florida OIR, Jul 31, 2026 475,227 Florida OIR, Jul 31, 2026
Latest rate change +0.8% Home, from Jan 15, 2026 −5.1% Home, from Oct 16, 2025 Not available
Complaint index 0.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 2.63 NAIC, 2025, nationwide, homeowners. 1.00 is average. 0.88 NAIC, 2025, nationwide, homeowners. 1.00 is average.
Financial rating A- (Excellent) AM Best A Demotech, Oct 7, 2026 A (Exceptional) Demotech, Oct 7, 2026
In Florida since 1934 1997 2022

Sources: new policies from our weekly check of each company. Florida policies from Florida OIR. Rate changes are statewide averages filed with OIR. Complaints from NAIC. Financial rating from Demotech, AM Best or KBRA. Tap a company for each source and link.

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